Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.

Truck Driver / Courier

Truck drivers or couriers will find it challenging to get a long term disability claim approved. insurance companies such as Cigna, Hartford, Lincoln, and Unum will search for virtually any reason to deny the claim. By providing strong medical evidence, keeping a low profile, and not rushing back to work too soon, a truck driver or courier can create a solid case for disability.

Court Rules Standard Did Not Act In An Arbitrary and Capricious Manner

Marybeth M. Donlick (“Donlick”) was employed as a truck driver for Chesapeake Energy Corporation (“Chesapeake”). Through her employment, Donlick received coverage for a long-term disability benefits plan, which was administered by Standard Insurance Company (“Standard”). On August 7, 2012, Donlick was in a motorcycle crash which caused her to have an amputation below her right …

Court Rules Standard Did Not Act In An Arbitrary and Capricious MannerRead More

Court Grants Plaintiff’s Motion: Aetna Had a Conflict of Interest

Case Name: Miguel Mendez v. Federal Express and Aetna Life Insurance Company Court: United States District Court for the Eastern District of Michigan Type of Claim: Long Term Disability Insurance Company: Aetna Life Insurance Company Claimant’s Employer: FedEx Express Claimant’s Occupation / Job Position: Delivery Driver Disabilities: On July 14, 2012, Plaintiff was involved in a catastrophic accident which caused several severe …

Court Grants Plaintiff’s Motion: Aetna Had a Conflict of InterestRead More

Court Rules That MRI Was Not A “Significant Finding”

In this case, Christopher Draper (“Draper”) worked as a truck driver/courier for Federal Express Corporation (“Fed Ex”). His job duties included doing things such as “maneuver[ing] packages of any weight above 75 lbs with appropriate equipment and/or assistance from another person.” This claim arose from a denial of Draper’s short-term disability (STD) benefits which originated …

Court Rules That MRI Was Not A “Significant Finding”Read More