Thanks to Attorney Nick Ortiz, I can now truly sleep at night. Living on $0 income was a nightmare. After working 30 years and becoming disabled through TBI and getting denied by my LTD Insurance, I contacted Attorney Ortiz after extensive research. He did an outstanding Appeal and had my LTD overturned without going to Court to file a Lawsuit. He is caring, compassionate and brilliant. I cried when I got the back pay check as I was scared. I felt safe having Attorney Ortiz as my advocator. Thanks to Attorney Ortiz, Alicia and Dawn, I will have a joyous Holiday Season.Jennifer L.