There really are two key variables they look at in evaluating a case. Number one is your noneconomic damages and then your economic damages. What does that really mean? Your economic damages are really those things that I describe as those things that you can bill for, things that you can specifically identify. So, for example, your past medical bills, present medical bills, and anticipated future medical bills. The next variable is your lost wages. So, if you can, specifically identify how much time you missed from work and the value of that work, and then you can make a claim for those things. That’s your economic damages.
Noneconomic damages are your pain and suffering, things you can’t put a specific number on, but you should be compensated for, such as mental anguish and pain and suffering. Those are the different types of variables that come into play, and the insurance company will add those two things together to come up with a value of your case.