{"id":1618,"date":"2020-03-12T15:31:37","date_gmt":"2020-03-12T15:31:37","guid":{"rendered":"https:\/\/nolfinal.wpengine.com\/?page_id=1618"},"modified":"2023-08-08T11:36:51","modified_gmt":"2023-08-08T16:36:51","slug":"diabetes","status":"publish","type":"page","link":"https:\/\/www.nickortizlaw.com\/practice-areas\/long-term-disability-insurance-erisa-lawyer\/medical-conditions\/diabetes\/","title":{"rendered":"Diabetes and Long Term Disability Insurance Claims"},"content":{"rendered":"\r\n\r\n\r\n
Diabetes is a medical condition that occurs when the body does not produce sufficient insulin to process glucose. In a properly functioning circulatory system, the blood carries glucose to all the cells in the body in order to produce energy and the pancreas produces insulin to help the body absorb excess glucose. High levels of glucose in the blood indicate that the body is not producing enough insulin, or that the insulin produced is not working to help the body absorb glucose as it normally would, indicating a diabetic condition.<\/p>\r\n\r\n\r\n\r\n
Diabetes is often controlled with treatment \u2014 a combination of medication and diet. As a person ages, however, diabetes cannot be controlled at times. However, when it is uncontrolled it can be a very serious disease that can result in high blood pressure<\/a>, damage to the eyes, nerve damage, kidney disease, damage to internal organs, heart disease<\/a>, blindness<\/a>, stroke<\/a>, and other medical problems. A long-term diabetic may even lose limbs to amputation<\/a> because of poor circulation.<\/p>\r\n\r\n\r\n\r\n There are three types of diabetes:<\/p>\r\n\r\n\r\n\r\n Diabetes mellitus is the medical term for both type 1 and type 2 diabetes. Pre-diabetes is a diagnosis made when blood glucose levels are elevated. This elevation indicates that an individual is at risk of developing diabetes.<\/p>\r\n\r\n\r\n\r\n Symptoms of type 1 diabetes and type 2 diabetes include frequent urination or urge to urinate, unusual thirst and hunger (especially between meals), and extreme fatigue. Those with type 2 diabetes also can suffer from numbness or tingling in the hands and feet, and blurred vision. Symptoms may also include weight loss, and\/or general feelings of irritability.<\/p>\r\n\r\n\r\n\r\n Many diabetics report dry, itchy skin and trouble with genital itching, and frequent fungal infections. Finally, the skin of many diabetics is slow to heal from cuts, wounds, skin abrasions, or sores.<\/p>\r\n\r\n\r\n\r\n The following are some complications from diabetes:<\/p>\r\n\r\n\r\n\r\n Diabetes can be diagnosed through three types of blood tests, which include:<\/p>\r\n\r\n\r\n\r\n However, the random plasma glucose test cannot be used to test for pre-diabetes. If the test results are indicative of a diabetic condition, the patient must undergo additional tests to confirm the diagnosis.<\/p>\r\n\r\n\r\n\r\n If you have uncontrolled diabetes and you are unable to work, then you may qualify for long-term disability (LTD)<\/a> benefits. To qualify for disability benefits, the problems caused by your diabetes must severely limit what you can do.\u00a0To determine your limitations, the insurance company will conduct a residual functional capacity (RFC) analysis (see below).\u00a0If you have diabetes and another severe medical impairment, such as severe depression or obesity<\/a>, the insurance company may consider the combined effects of your impairments when conducting your RFC analysis.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n Your insurance adjuster will assess your ability to work by evaluating your\u00a0residual functional capacity (RFC)<\/a>.<\/p>\r\n\r\n\r\n\r\n A residual functional capacity form<\/a> assesses the extent of activity you can undertake despite your diabetes. For instance, the RFC might indicate that you can handle medium, light, or sedentary tasks. To ascertain your RFC, the insurance company evaluates your medical records, corroborated medical opinions from your doctor detailing your functional limitations, and testimonials from you, your family, and your friends.<\/p>\r\n\r\n\r\n\r\n The insurance adjuster handling your claim will look for information that shows how well you can use your arms and hands, stand, and walk. For example, if you have\u00a0peripheral sensory neuropathy\u00a0that limits the sensation in your legs or feet, you may have difficulty walking or using foot controls. This would obviously limit your ability to perform jobs that require those activities.<\/p>\r\n\r\n\r\n\r\n The insurance company will also assess your ability to concentrate on tasks, collaborate with others, and maintain regular attendance at work. For instance, if you experience unstable glucose levels throughout the day, it may be determined that you struggle to maintain focus over extended periods. Mental health challenges like depression or significant fatigue could indicate an inability to consistently meet work commitments. Neuropathy in your legs from diabetes might limit your capacity to stand or walk for extended durations.<\/p>\r\n Moreover, if your vision is compromised, your RFC could specify that tasks demanding clear vision are unsuitable for you. As an example, if your visual acuity is at 20\/80 or below, you might be deemed unfit to drive or operate hazardous machinery.<\/p>\r\n\r\n\r\n\r\n Many people who apply for disability based mostly on diabetes are denied benefits and need to file an administrative appeal. An experienced disability lawyer can help you develop the evidence necessary to satisfy your burden of proof by using strategies like combining the effects of multiple impairments, evidencing you have reduced productivity, and proving you cannot perform even sedentary work.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n While the process can be daunting, your experienced disability attorney will be able to guide you through the process. They do not get paid until you win your case. You can seek help without worrying about upfront costs or unexpected bills.<\/p>\r\n The Ortiz Law Firm has successfully represented people in disability cases across the United States. If you would like to talk to an experienced disability lawyer about your diabetes and its impact on your ability to work, call us at (888) 321-8131<\/b><\/u><\/strong><\/a>. We would be happy to evaluate your case and to discuss how to help you through the appeal process.<\/p>\r\n","protected":false},"excerpt":{"rendered":" Diabetes is a medical condition that occurs when the body does not produce sufficient insulin to process glucose. In a properly functioning circulatory system, the blood carries glucose to all the cells in the body in order to produce energy and the pancreas produces insulin to help the body absorb excess glucose. High levels of …<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":2224,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/pages\/1618"}],"collection":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/comments?post=1618"}],"version-history":[{"count":0,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/pages\/1618\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/pages\/2224"}],"wp:attachment":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/media?parent=1618"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\r\n
Symptoms of Adult Diabetes<\/h3>\r\n\r\n\r\n\r\n
Complications of Adult Diabetes<\/h3>\r\n\r\n\r\n\r\n
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Diagnosis of Diabetes<\/h3>\r\n\r\n\r\n\r\n
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Long Term Disability For Diabetes<\/h2>\r\n\r\n\r\n\r\n
How Limiting Is Your Diabetes?<\/h3>\r\n
Appealing a Denial of Benefits<\/h3>\r\n\r\n\r\n\r\n