{"id":3609,"date":"2020-07-23T17:08:36","date_gmt":"2020-07-23T17:08:36","guid":{"rendered":"https:\/\/nolstage.wpengine.com\/?page_id=3609"},"modified":"2023-07-20T14:11:08","modified_gmt":"2023-07-20T19:11:08","slug":"what-happens-if-the-other-driver-involved-in-the-accident-is-not-insured-or-has-minimal-coverage","status":"publish","type":"page","link":"https:\/\/www.nickortizlaw.com\/pi-faq\/what-happens-if-the-other-driver-involved-in-the-accident-is-not-insured-or-has-minimal-coverage\/","title":{"rendered":"What Happens If The Other Driver Involved In The Accident Is Not Insured or Has Minimal Coverage?"},"content":{"rendered":"<p><iframe loading=\"lazy\" src=\"\/\/www.youtube.com\/embed\/Hjuw-Spkm9A\" width=\"560\" height=\"314\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\r\n\r\n<p>If the other driver that\u2019s responsible for causing the\u00a0<a href=\"https:\/\/www.nickortizlaw.com\/practice-areas\/florida-personal-injury-lawyer\/car-accidents\/\">accident<\/a>\u00a0is uninsured\u00a0or has minimal coverage, then you may have a couple of options available to you. First and foremost, you should look to see who\u2019s the owner of that vehicle. If the owner is a separate person\u00a0then the driver of the vehicle, then you may have a claim against the owner, so you should look for insurance from them. However, hopefully, you have uninsured or under-insured motorist coverage. What that means is\u00a0if they didn\u2019t have insurance, then your own insurance company will act as the insurance company for your claim. Or, if they didn\u2019t have enough, as the question was asked, and they are therefore under-insured, then you may have a claim against your own insurance company under your under-insured motorist coverage provision.<\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>If the other driver that\u2019s responsible for causing the\u00a0accident\u00a0is uninsured\u00a0or has minimal coverage, then you may have a couple of options available to you. First and foremost, you should look to see who\u2019s the owner of that vehicle. If the owner is a separate person\u00a0then the driver of the vehicle, then you may have a &hellip;<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":3434,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/pages\/3609"}],"collection":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/comments?post=3609"}],"version-history":[{"count":0,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/pages\/3609\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/pages\/3434"}],"wp:attachment":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/media?parent=3609"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}