{"id":6243,"date":"2023-03-21T03:27:56","date_gmt":"2023-03-21T03:27:56","guid":{"rendered":"https:\/\/www.nickortizlaw.com\/?page_id=6243"},"modified":"2023-08-10T10:46:37","modified_gmt":"2023-08-10T15:46:37","slug":"recurrent-provision","status":"publish","type":"page","link":"https:\/\/www.nickortizlaw.com\/practice-areas\/long-term-disability-insurance-erisa-lawyer\/ltd-glossary-key-terms-in-policy\/recurrent-provision\/","title":{"rendered":"Recurrent Provision in a Long Term Disability Insurance Claim"},"content":{"rendered":"\r\n

A recurrent provision is a clause or provision that may be included in a long term disability insurance policy. This provision applies in cases where an insured individual has returned to work after a period of disability, but subsequently experiences a recurrence of the same or related medical condition that caused the initial disability.<\/p>\r\n\r\n\r\n\r\n

The recurrent provision typically provides that if the individual becomes disabled again within a certain period of time after returning to work, the recurrent disability<\/a> will be considered a continuation of the initial disability, and the individual will not have to satisfy a new elimination period or meet any other new requirements in order to be eligible for benefits.<\/p>\r\n\r\n\r\n\r\n

For example, suppose an insured individual became disabled due to a heart condition and received disability benefits for six months before returning to work. If the individual returns to work and then experiences a recurrence of the heart condition within six months of returning to work, the recurrent provision would apply, and the individual would not have to satisfy a new elimination period or meet any new requirements to be eligible for benefits. The benefits would continue from where they left off when the individual first became disabled.<\/p>\r\n\r\n\r\n\r\n

The recurrent provision can be an important consideration when selecting a long term disability insurance policy, as it provides a level of protection and continuity of benefits for individuals who experience a recurrence of a disabling condition. It is important to carefully review the terms and conditions of any recurrent provision in a policy to ensure that it meets the individual’s needs and expectations.<\/p>\r\n","protected":false},"excerpt":{"rendered":"

A recurrent provision is a clause or provision that may be included in a long term disability insurance policy. This provision applies in cases where an insured individual has returned to work after a period of disability, but subsequently experiences a recurrence of the same or related medical condition that caused the initial disability. The …<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":6209,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/pages\/6243"}],"collection":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/comments?post=6243"}],"version-history":[{"count":0,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/pages\/6243\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/pages\/6209"}],"wp:attachment":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/media?parent=6243"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}