{"id":655,"date":"2018-09-24T20:17:57","date_gmt":"2018-09-24T20:17:57","guid":{"rendered":"https:\/\/demo.maitheme.com\/law\/?page_id=3"},"modified":"2024-04-25T11:40:33","modified_gmt":"2024-04-25T16:40:33","slug":"occupations-that-qualify-for-ltd","status":"publish","type":"page","link":"https:\/\/www.nickortizlaw.com\/occupations-that-qualify-for-ltd\/","title":{"rendered":"Occupations That May Qualify For Long-Term Disability"},"content":{"rendered":"\n
Long-term disability insurance<\/a> coverage may be offered for virtually any occupation\u2014from unskilled labor workers to highly skilled professional occupations such as doctors and lawyers. The occupations that may qualify for long-term disability are virtually limitless.<\/p>\n\n\n\n The specific occupation of an LTD claimant is primarily an issue during the “own occupation”<\/a> (“own occ” for short) period of a long-term disability insurance policy. The “own occ” period is relevant for highly skilled occupations because the claimant must demonstrate that they cannot perform the material duties of their primary occupation.<\/p>\n\n\n\n[Note: You must, of course, look to the terms of your policy to see how the insurance company defines the term “disability” under the “own occupation” standard.]\n\n\n\n Here are some occupations where the “own occupation” evaluation of the claim may be critical:<\/p>\n\n\n\n This is not an exclusive list of occupations that may qualify for long-term disability insurance benefits, but simply a list of some highly skilled professions that would benefit from an “own occupation” policy. If your long-term disability insurance claim has been denied or terminated, we can help you qualify for LTD benefits regardless of occupation. Call Ortiz Law Firm<\/a> at (888) 321-8131<\/strong><\/a> for a free case evaluation with one of our experienced disability insurance lawyers.<\/p>\n","protected":false},"excerpt":{"rendered":" Long-term disability insurance coverage may be offered for virtually any occupation\u2014from unskilled labor workers to highly skilled professional occupations such as doctors and lawyers. The occupations that may qualify for long-term disability are virtually limitless. The specific occupation of an LTD claimant is primarily an issue during the “own occupation” (“own occ” for short) period …<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/pages\/655"}],"collection":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/comments?post=655"}],"version-history":[{"count":0,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/pages\/655\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/media?parent=655"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Specialized Occupations That Qualify For Long-Term Disability<\/h2>\n\n\n\n
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