Surgeons are considered to be the most skilled of all medical professionals. The very nature of surgery is complex and requires that the surgeon be physically and mentally prepared for surgery every time they operate on a patient. So when a surgeon becomes disabled and needs to file a long-term disability claim, it may be surprising to find out that it\u2019s much harder than their patients to be approved for benefits.<\/p>\r\n\r\n\r\n\r\n
In this article, we will explore the following:<\/p>\r\n\r\n\r\n\r\n
The salary of a surgeon is in the top three of salaries for medical professionals\u00a0according to the latest CNBC report on top-paying<\/a> jobs in America. With an average salary of $251,890, surgeons are compensated for the high level of skill it requires to do their job. Although it is well-known that a surgeon needs to be in peak physical and mental condition to do their job, if a surgeon becomes disabled and files a long-term disability claim, they will have a much harder time getting approved.<\/p>\r\n\r\n\r\n\r\n Why? Because the insurance company approaches cases from a fiscal perspective. They assess the financial implications of providing benefits to a surgeon during their period of illness or disability. The longer the surgeon’s recovery time, the more financial scrutiny they may face during the claims process.<\/p>\r\n\r\n\r\n\r\n You may not be well-acquainted with the medical documentation required for long-term disability claims. You need to gather all of the medical records related to your disability from your attending physicians. Ensure your pain levels and limitations are well-documented, as this is an often overlooked but essential part of proving your claim. If you suffer from a mental health disorder, then including medical records for psychological treatment is also crucial.<\/p>\r\n\r\n\r\n\r\nTips for a Successful Claim<\/h2>\r\n\r\n\r\n\r\n
Tip #1 Gather Strong Medical Evidence<\/h3>\r\n\r\n\r\n\r\n
Tip #2 Anticipate Surveillance<\/h3>\r\n\r\n\r\n\r\n