{"id":3230,"date":"2020-07-14T18:49:30","date_gmt":"2020-07-14T18:49:30","guid":{"rendered":"https:\/\/nolfinal.wpengine.com\/?p=3230"},"modified":"2024-01-02T10:57:28","modified_gmt":"2024-01-02T15:57:28","slug":"types-of-surveillance","status":"publish","type":"post","link":"https:\/\/www.nickortizlaw.com\/types-of-surveillance\/","title":{"rendered":"Types of Surveillance in Long-Term Disability Claims"},"content":{"rendered":"\n<p>Long-term disability insurance companies are well-known for hiring third-party investigators to put claimants under surveillance. They spend millions of dollars on surveillance to save billions in&nbsp;<a href=\"https:\/\/www.nickortizlaw.com\/practice-areas\/long-term-disability-insurance-erisa-lawyer\/\">long-term disability<\/a>&nbsp;claims. They want to \u201ccatch\u201d you doing something you \u201cshouldn\u2019t,\u201d like taking out the trash or enjoying your grandchild\u2019s birthday party. The goal is to get footage that they can show in court to prove you are not truthful about your limitations. <\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube youtube-embed wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Long Term Disability Insurance Claims - Video Surveillance\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/TcEASns4lqA?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>Below, we will discuss the four types of surveillance and how to protect yourself.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Types of Surveillance in LTD Claims<\/h2><nav><ul><li class=\"\"><a href=\"#type-1-background-checks\">Type #1 Background Checks<\/a><\/li><li class=\"\"><a href=\"#type-2-general-internet-surveillance\">Type #2 General Internet Surveillance<\/a><\/li><li class=\"\"><a href=\"#type-3-video-and-photo-surveillance\">Type #3 Video and Photo Surveillance<\/a><\/li><li class=\"\"><a href=\"#type-4-social-media-surveillance\">Type #4 Social Media Surveillance<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"type-1-background-checks\">Type #1 Background Checks<\/h2>\n\n\n\n<p>The hired investigator will dig into your background and compile a report for the insurance company. They will include things like:<\/p>\n\n\n\n<ul>\n<li>Where you live<\/li>\n\n\n\n<li>Who lives with you<\/li>\n\n\n\n<li>How many cars, boats, or homes do you have<\/li>\n\n\n\n<li>Businesses that are registered with you<\/li>\n\n\n\n<li>Driving records<\/li>\n\n\n\n<li>Active licenses and permits<\/li>\n\n\n\n<li>Criminal history<\/li>\n<\/ul>\n\n\n\n<p>There is not much you can do to change what is already reported in your background, and the investigator usually uses this information as a starting point to investigate you further.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"type-2-general-internet-surveillance\">Type #2 General Internet Surveillance<\/h2>\n\n\n\n<p>A general internet search means they will do a basic search for your name or businesses. You may think there is nothing out there, but there may be personal websites, personal blogs, business websites and blogs, articles you have written in the past that may be published online, or even media interviews with your name will pop up (like being interviewed about a neighbor\u2019s house fire). Comments you have left on websites and photos of you can be found in a general internet search. If you think something could damage your case, search for yourself on the internet and work on removing whatever you can.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"type-3-video-and-photo-surveillance\">Type #3 Video and Photo Surveillance<\/h2>\n\n\n\n<p>Another common type of surveillance is video and photo surveillance. This is when an investigator sits outside your house, usually for multiple days, and records your daily movements. This often happens before&nbsp;<a href=\"https:\/\/www.nickortizlaw.com\/field-interviews\/\" data-type=\"post\" data-id=\"3224\">an interview<\/a>&nbsp;or&nbsp;an&nbsp;<a href=\"https:\/\/www.nickortizlaw.com\/independent-medical-examination-ime\/\" data-type=\"post\" data-id=\"3221\">independent medical examination&nbsp;(IME)<\/a>. They will try to catch you doing things you shouldn\u2019t, like playing with your grandchildren or lifting a heavy trash bag into the can. The investigator will even go as far as talking to your neighbors about your daily activities.<\/p>\n\n\n\n<p>They will note whether you drove anywhere, were using an assistive device like a cane or back brace, were dressed in a way that would look bad (like wearing high heels), and had difficulty moving.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"type-4-social-media-surveillance\">Type #4 Social Media Surveillance<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.nickortizlaw.com\/social-media-used-to-deny-claims\/\" data-type=\"post\" data-id=\"3229\">Investigators everywhere are discovering the power of social media<\/a>. Criminal investigators use it to track suspects, and the insurance company uses it to track you. Your social media account is like a look into your life; if you are active, it can damage your case. Although we advise you not to use social media during the time of your disability and your claim period, if you do use it, you should ensure that your account is very private. Do not share photos of you going out with friends, do not let people tag you in pictures, and definitely do not tag yourself at any locations.<\/p>\n\n\n\n<p>Since we use our social media accounts as our photo albums, you are more likely to post good news and pictures of you smiling and enjoying life rather than pictures of you struggling to do basic household things like cooking, moving around, etc. Don\u2019t give the insurance company ammunition against you.<\/p>\n\n\n\n<p>Most popular social media websites:<\/p>\n\n\n\n<ul>\n<li>Facebook<\/li>\n\n\n\n<li>LinkedIn<\/li>\n\n\n\n<li>Twitter<\/li>\n\n\n\n<li>Instagram<\/li>\n<\/ul>\n\n\n\n<p>The goal of the insurance investigator is to gather as much negative evidence on you as possible. The insurance company wants to \u201ccatch\u201d you doing things you shouldn\u2019t so they can deny your claim. Spend time looking yourself up on the internet, try to remove what you can, and stay off social media. Most social media accounts can be paused or deactivated, knowing you will reactivate them later. Stay vigilant, stay inside, and use any assistive equipment you have been prescribed, like your back brace or cane.<\/p>\n\n\n\n<p>Using an experienced disability attorney will help you protect yourself against insurance investigators. The <a href=\"https:\/\/www.nickortizlaw.com\/about-us\/\" data-type=\"page\" data-id=\"1095\">Ortiz Law Firm<\/a> is based in Florida but represents claimants nationwide\u2014call&nbsp;<strong><a href=\"tel:8883218131\">(888) 321-8131<\/a><\/strong>&nbsp;for a free case review with no obligation. We can help you evaluate your claim to determine how to proceed.<\/p>\n\n\n\n<div class=\"wp-block-group cta has-white-color has-text-color has-background has-link-color wp-elements-a79736a07f9d0697e9bbb5a6e82dea64\" style=\"background-color:#11466c\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center cta-heading\" style=\"font-size:22px\"><strong>Don&#8217;t Give Up on the Benefits You Deserve<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center cta-content\"><strong>We&#8217;ve helped clients nationwide fight against wrongful claim denials and recover millions in denied disability benefits.<\/strong><\/p>\n\n\n\n<center><a class=\"button large\" href=\"https:\/\/www.nickortizlaw.com\/contact\/\">Contact Us Today<\/a><\/center>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\"><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Long-term disability insurance companies are well-known for hiring third-party investigators to put claimants under surveillance. They spend millions of dollars on surveillance to save billions in&nbsp;long-term disability&nbsp;claims. They want to \u201ccatch\u201d you doing something you \u201cshouldn\u2019t,\u201d like taking out the trash or enjoying your grandchild\u2019s birthday party. The goal is to get footage that they &hellip;<\/p>\n","protected":false},"author":2,"featured_media":5490,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[208,207],"tags":[],"_links":{"self":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/posts\/3230"}],"collection":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/comments?post=3230"}],"version-history":[{"count":0,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/posts\/3230\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/media\/5490"}],"wp:attachment":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/media?parent=3230"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/categories?post=3230"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/tags?post=3230"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}