{"id":3247,"date":"2020-07-14T19:34:40","date_gmt":"2020-07-14T19:34:40","guid":{"rendered":"https:\/\/nolfinal.wpengine.com\/?p=3247"},"modified":"2024-04-23T16:38:48","modified_gmt":"2024-04-23T21:38:48","slug":"harmful-info-on-application","status":"publish","type":"post","link":"https:\/\/www.nickortizlaw.com\/harmful-info-on-application\/","title":{"rendered":"Harmful Information or &#8220;Bad Facts&#8221; on Applications for Long-Term Disability Benefits"},"content":{"rendered":"\n<p>Applications for <a href=\"https:\/\/www.nickortizlaw.com\/practice-areas\/long-term-disability-insurance-erisa-lawyer\/\">long-term disability<\/a> insurance are usually denied because the claimant did not provide sufficient evidence \u2013 particularly medical records \u2013 for approval. This is why it is so important to double-check everything before you submit it.<\/p>\n\n\n\n<ul>\n<li>Did you provide the correct doctor\u2019s names and addresses?<\/li>\n\n\n\n<li>Did you identify all other medical providers, such as physical therapists, mental health counselors, clinics, and hospitals?<\/li>\n\n\n\n<li>Did you provide the correct dates of service?<\/li>\n\n\n\n<li>Was all of your medical treatment documented?<\/li>\n\n\n\n<li>Were all of your resulting impairments noted?<\/li>\n\n\n\n<li>Was there enough good evidence to support the claim?<\/li>\n<\/ul>\n\n\n\n<p>Most claims are denied due to simple mistakes that can lead to months of frustration. Some insurance companies will try to point out \u201cbad facts\u201d in your medical record. Bad facts may include:<\/p>\n\n\n\n<ul>\n<li>Evidence of drug abuse or alcohol abuse.<\/li>\n\n\n\n<li>Notations of work activity after you said your disability started.<\/li>\n\n\n\n<li>A doctor notating that you are exaggerating your claim.<\/li>\n\n\n\n<li>Inconsistent evidence in your file that you appear to be doing more than you claimed on your LTD application.<\/li>\n<\/ul>\n\n\n\n<p>If you feel bad facts hurt your case, contact the <a href=\"https:\/\/www.nickortizlaw.com\/about-us\/\" data-type=\"page\" data-id=\"1095\">Ortiz Law Firm<\/a>. Although based in Florida, we represent claimants across the United States. If your LTD claim has been wrongfully denied or terminated, and you\u2019d like to speak to an experienced long-term disability attorney, <a href=\"https:\/\/www.nickortizlaw.com\/contact\/\" data-type=\"page\" data-id=\"6\">contact us online<\/a> or call <strong><a href=\"tel:8883218131\">(888) 321-8131<\/a><\/strong> to schedule a free consultation with <a href=\"https:\/\/www.nickortizlaw.com\/about-us\/our-team\/nick-ortiz\/\" data-type=\"page\" data-id=\"3656\">Nick Ortiz<\/a>. He can help you evaluate your claim to determine how we can help you get the benefits you deserve.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Applications for long-term disability insurance are usually denied because the claimant did not provide sufficient evidence \u2013 particularly medical records \u2013 for approval. This is why it is so important to double-check everything before you submit it. Most claims are denied due to simple mistakes that can lead to months of frustration. Some insurance companies &hellip;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[207],"tags":[],"_links":{"self":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/posts\/3247"}],"collection":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/comments?post=3247"}],"version-history":[{"count":0,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/posts\/3247\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/media?parent=3247"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/categories?post=3247"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nickortizlaw.com\/wp-json\/wp\/v2\/tags?post=3247"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}