{"id":7518,"date":"2020-04-08T17:04:06","date_gmt":"2020-04-08T22:04:06","guid":{"rendered":"https:\/\/www.nickortizlaw.com\/?p=7518"},"modified":"2024-01-04T17:32:13","modified_gmt":"2024-01-04T22:32:13","slug":"khalil-v-liberty-life-surveillance-supports-long-term-disability-claim-denial","status":"publish","type":"post","link":"https:\/\/www.nickortizlaw.com\/khalil-v-liberty-life-surveillance-supports-long-term-disability-claim-denial\/","title":{"rendered":"Khalil v. Liberty Life – Surveillance Supports Long-Term Disability Claim Denial"},"content":{"rendered":"
Case Name:\u00a0<\/strong>Khalil v. Liberty Life Assurance Company of Boston, a\/k\/a Liberty Mutual Insurance Company<\/p>\n Court:\u00a0<\/strong>United States District Court for the District of Rhode Island<\/p>\n Type of Claim:\u00a0<\/strong>Long-Term Disability<\/a><\/p>\n Insurance Company:\u00a0<\/strong>Liberty Life Assurance Company of Boston a\/k\/a Liberty Mutual Insurance Company (hereinafter \u201cLiberty Life\u201d)<\/a><\/p>\n Claimant\u2019s Employer:\u00a0<\/strong>Zurich American Insurance Company<\/p>\n Claimant\u2019s Occupation: <\/strong>Finance and Insurance Executive<\/p>\n Disabilities: <\/strong>Injuries to the upper back, neck, right shoulder, and wrist after an accident.<\/p>\n Definition of Disability:\u00a0<\/strong>The policy provides coverage if a participant is disabled from performing the material and substantial duties of his \u201cown occupation\u201d for a twenty-four-month period and, thereafter if he is disabled from performing the material and substantial duties of \u201cany occupation\u201d for which he is reasonably fitted by training, education experience, age, and physical and mental capacity.<\/p>\n Benefits Paid?\u00a0<\/strong>Liberty approved the claimant\u2019s claim for long-term disability benefits under the \u201cown occupation\u201d definition of the policy and for a brief period under the \u201cany occupation\u201d definition.<\/p>\n