During an already difficult time, both personally and financially, finding and hiring a lawyer may seem overwhelming. When an insurance company or the Social Security Administration has denied your claim for benefits, you need a knowledgeable and aggressive advocate who can pick up your fight and obtain the compensation you deserve.
We represent disability claimants in Grand Rapids, MI, and the surrounding area. If you need help, then contact our office today for a free consultation to see what a Grand Rapids disability lawyer at our firm can do to help you get the benefits you deserve. We handle Grand Rapids Social Security Disability Insurance (SSDI) claims and long-term disability, ERISA, and individual disability insurance claims.
Grand Rapids Long Term Disability, ERISA, and Disability Insurance Lawyer
You did your best to prepare for an uncertain future. You purchased a long-term disability insurance policy to replace your lost income if you are unable to work. You’ve consistently paid your premiums month after month, year after year, or even decade after decade. Several years later you suffer a debilitating injury or develop a disabling medical condition that prevents you from working. You may have even been approved for Social Security Disability Insurance benefits. Regardless, when you finally receive a letter from your insurance company, you find that your claim has been denied.
The last thing you ever expected is that the insurance company you’ve been paying would decide not to approve your disability claim. That means the carrier has refused to pay you the long-term disability benefits that you are entitled to under your LTD policy. So what went wrong?
At the end of the day, the insurance company is a business. Do not make the mistake of thinking that they are on your side. When you need benefits most, the insurance company will use all of its tricks and tactics to deny your claim.
You do not have to face the insurance company alone. Our team is here to help with your Grand Rapids disability insurance denial. We have recovered millions in benefits for our clients. Disability attorney Nick A. Ortiz can help improve the chances of your claim being approved if you’ve been wrongfully denied benefits. We will file an administrative appeal on your behalf. If necessary, we will also file a lawsuit against your LTD insurance company. We handle both group disability claims that are typically governed by ERISA regulations, as well as individual disability insurance (“IDI” or “DI”) policy claims.
Long Term Disability Claim Denials in Grand Rapids
We are frequently contacted by claimants facing the same issue – a long-term disability claim denial, or early termination of benefits. Those that contact our office are shocked to find they have been denied the benefits they paid for, and they need legal advice. Unfortunately for the policyholder, it is in the insurance company’s best interest to wrongfully deny claims.
If your claim has been wrongfully denied you have the right to fight back against the insurance company. This may be a daunting task, but the Ortiz Law Firm is here for you. We have years of experiencing appealing claim denials from all of the major insurance carriers and will put our experience to work for you.
If the insurance company upholds its denial, we will file a lawsuit against the insurance company. Nick Ortiz can either be admitted to the local federal court for Grand Rapids, MI and the rest of West Michigan by what we would call a pro hac vice admission, or he can file a lawsuit here in the state of Florida. Despite the fact the insurance companies have billions of dollars of resources behind them, The Ortiz Law Firm does not fear a single one of them.
Lump-Sum Buyout Offers
Occasionally, a long-term disability claimant will receive a lump sum buyout offer from the insurance company. If you have received a lump sum settlement from your disability insurance company we can help you evaluate the fairness of the offer. We may even be able to negotiate for a higher settlement amount (though some offers may be non-negotiable.) You may only have a limited time to respond to the offer, so contact us as soon as possible.
Grand Rapids, MI Courts, Government, and Department of Insurance Information
Western District of Michigan | United States District Court
Court of Appeals for the Sixth Circuit
Official government website for the State of Michigan
Michigan Department of Insurance and Financial Services
Western District of Michigan Disability Insurance Case Summaries
Court Assigns No Weight to Surveillance Video
IME Report Supports Court Ruling in Favor of United of Omaha
Substantial Evidence Supports Decision to Terminate Claim
Social Media Surveillance Leads to Termination of Benefits
Grand Rapids Social Security Disability Lawyer
The experienced Social Security Disability lawyers at the Ortiz Law Firm represent Social Security Disability claimants in Grand Rapids, MI, and the West Michigan area. A Social Security Disability lawyer at our firm can help you regardless of your location. In fact, Social Security will now offer the opportunity for an online video hearing using the Microsoft Teams platform, which means claimants will not have to travel to their local Social Security office, and making it easier than ever before for a Social Security Disability lawyer to represent claimants nationwide.
Our Social Security Disability lawyers represent claimants at the following stages of a Social Security Disability claim:
- Initial Application
- Request for Reconsideration (if applicable)
- Hearing Before an Administrative Law Judge
We do not handle Social Security Disability claims at the Appeals Council of Federal Court levels, but we may be able to put you in contact with another Social Security Disability attorney who does. If you need help getting the Social Security Disability benefits that you deserve, contact our office for a free consultation.
Grand Rapids, MI Social Security Administration Locations and Resources
Directions to the local Social Security Administration Offices
Information about the Grand Rapids, MI Office of Hearing Operations / Office of Disability Adjudication and Review
Schedule a Free Case Evaluation with a Grand Rapids Disability Lawyer
Do not let the location of our office discourage you from contacting us to discuss your disability claim. We have years of experience working with clients all over the country and we are ready to put that experience to work for Grand Rapids disability claimants. Over the years our law firm has recovered millions in disability insurance and Social Security Disability benefits for our clients. If you suffer from an illness or injury that prevents you from working, contact our office at (888) 321-8131 to schedule a free consultation. We can help you through the process and will fight to obtain the benefits you are entitled to.