Get Your Copy of Our Free E-Book to Avoid Common Long Term Disability Mistakes
Prepare for your long term disability by requesting a free copy of our guide to common mistakes made by applicants.
Testimonials
We’re honored to have dozens of outstanding reviews from individuals whose disability claims were wrongfully denied or terminated and can attest to why you should choose Ortiz Law Firm. Read testimonials from our past clients or browse our case results to learn how the Ortiz Law Firm changes lives.
Mr. Ortiz was pleasant and compassionate...I thank God that I found Mr. Ortiz as my disability attorney and will not hesitate to recommend him to everybody!
Nick represents the essence of right attitude and masterful use of attention to detail.
I would say, anyone out there, contact Ortiz Law Firm. Make sure all of your paperwork's in order, and don't give up...keep fighting. Again, don't give up. It's worth it in the end.
Long Term Disability Information
Long Term Disability Info
10 Things You Need to Know About LTD
Practice Areas
Disability insurance is our primary practice area. If you are disabled and unable to work, you may be eligible for long-term disability (LTD) insurance benefits under a disability insurance policy. You likely have enough worries with respect to your medical treatment, medical bills, and other complications caused by your loss of income and deteriorating health. That’s why it is so frustrating to have to fight with a disability insurance company to get the benefits you deserve. You see, disability insurance companies understand the disability rules and regulations such as ERISA, and will use those rules against you. You need an experienced team of attorneys and professional staff who understand the rules, and know how to use those same rules to fight back and protect the rights of people filing disability claims. Skilled and experienced long-term disability attorney Nick A. Ortiz can help improve the chances of your claim being approved if you’ve been wrongfully denied benefits. We help clients file administrative appeals after denial letters as well as lawsuits against LTD insurance companies. We handle both group disability claims that are typically governed by ERISA regulations, as well as individual disability insurance (“IDI” or “DI”) policy claims. Browse our practice areas to learn more about how we can help you.
Disabling Conditions
Long Term Disability Insurance Companies
The Ortiz Law Firm has recovered millions of dollars in wrongfully denied insurance benefits. We have litigated claims against all the major insurance companies, including Cigna, Unum, Lincoln, Prudential, Liberty Life, MetLife, The Hartford, Aetna, and more. Despite the fact the insurance companies have billions of dollars of resources behind them, The Ortiz Law Firm does not fear a single one of them. Some insurance companies hire outside claims administrators to review and decide claims. We also handle claims against “first-party” plan administrators and against “third-party” claims administrators. Such administrators are indicated with an asterisk below, i.e. Aon Hewitt*. Call The Ortiz Law Firm if you have a disability insurance policy through any insurer, including (but not limited to):
Principal Financial Group / Principal
Reassure America
Sedgwick / Sedgwick CMS*
Trustmark
United States Life Insurance Co.
UnitedHealthcare Specialty Benefits*
United Heritage
Voya Financial (ING / Reliastar)
Why Choose Ortiz Law Firm
During an already difficult time both personally and financially, finding and hiring an attorney may seem overwhelming. When an insurance company has denied your benefits or another person has caused you injury, you need a knowledgeable and aggressive advocate who can pick up your fight and obtain the compensation you deserve. While there may be other attorneys who make promises, at the Ortiz Law Firm, Nick Ortiz and his legal team offer every client:
I highly recommend Ortiz Law Firm. Every friendly staff. They help me win my appeal against Liberty Mutual. Thank you all for being the best!! – Lavanda T. Don’t try to navigate disability on your own! Mr. Ortiz and his group care for the client and their situation. They walked me through every step of the claims process and provided help to me in a time of desperate need. They are honest, professional, and understand their clients’ hardships. – Rhonda B. I highly recommend this law firm. They’ve successfully helped us twice with long term disability appeals. Along the way, they were very efficient with answering questions and ensuring we knew every step of the process. They really know what they’re doing and it shows. – Jim K.