Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.
// by Ortiz Law Firm
This is a continuation from Long Term Disability Policy Provisions – Part I. Long Term Disability Insurance – The “Maximum Benefit Period” Almost all long term disability policies stop paying benefits when you turn 65 years old, or when you reach the federal retirement age. This is often referred to as the “maximum benefit period.” …
Long Term Disability Insurance Policy Provisions – Part IIRead More
// by Ortiz Law Firm
Your long term disability (LTD) insurance policy probably reads like most insurance policies, meaning that it is long, confusing and full of industry-specific terms of art that you will have a hard time understanding unless you are a lawyer or insurance professional. In this article, I will explain some of the most important provisions found …
Long Term Disability Insurance Policy Provisions – Part IRead More
// by Ortiz Law Firm
A question we often hear is “Can I file for disability if I have a pending Jones Act Maritime Injury Case?” The short answer is – yes, you can apply for disability benefits while your Jones Act case is ongoing. Offshore workers can apply for disability benefits while a Jones Act claim is pending. Applying …
Filing for Disability While A Jones Act Maritime Injury Case Is PendingRead More
// by Ortiz Law Firm
If you are filing for disability benefits, you may need to obtain copies of your medical records to support your disability claim. Medical evidence is the most important part of a long term disability insurance claim or a Social Security Disability claim. However, obtaining these records can be a daunting task, especially if you’re seeing …
How To Collect Medical Records Without Breaking the BankRead More
// by Ortiz Law Firm
A Guide for SSDI and SSI Applicants Social Security Disability Insurance (SSDI) back pay or retroactive benefits are lump sum payments that cover the amount of benefits you were entitled to but did not receive while waiting for your application to be approved. It can be a significant amount of money and is a welcome …
How Long Does It Take to Get Social Security Disability Back Pay?Read More
// by Ortiz Law Firm
If you’re looking into long-term disability or individual disability insurance, you may have come across the term “elimination period.” This is an important concept to understand as it can affect when you will receive benefits if you become disabled. In this article, we will explain what the elimination period in a long term disability claim …
What is the Elimination Period in a Long Term Disability Claim?Read More
// by Ortiz Law Firm
You should not assume that the insurance carrier will continue to pay benefits until the end of your eligibility period once your long term disability claim is approved. Your disability insurance policy and/or approval letter may state that benefits are payable until you reach retirement age. However, it does not guarantee that you will continue …
// by Ortiz Law Firm
Filing an application for Social Security Disability benefits can be a daunting process. You need to present your case to the Social Security Administration in the best possible light. What you do not say to the SSA is just as important, if not more so, than what you do say. In this article, we discuss what …
What Not To Say In Your Social Security Disability InterviewRead More
// by Ortiz Law Firm
Social Security Disability Insurance (SSDI) is a government program that provides financial support to individuals who are unable to work due to a disabling condition. However, applying for and receiving SSDI benefits can be a complicated and challenging process, which is why many individuals turn to Social Security Disability Advocates for help. Social Security Disability …
Non-Lawyer Advocates vs. SSDI Attorneys: Understanding the DifferencesRead More
// by Ortiz Law Firm
If you’re unable to work due to a disabling condition, you may be eligible for long-term disability benefits. However, obtaining these benefits is often a complex and challenging process. One of the key factors that can affect your chances of getting approved for long-term disability benefits is the medical evidence that you submit with your …
Which Doctor Should You See to Claim Long Term Disability Benefits?Read More
316 S Baylen St., Ste 590
Pensacola, FL 32502
(888) 321-8131
[email protected]
Monday - Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 2:00 PM