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Has your disability claim been wrongfully denied or terminated? Call us today for help!  (888) 321-8131

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OLF Ortiz Law Firm National Disability Attorneys

We appeal wrongful long term disability insurance and Social Security Disability denials.

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  • DISABLING CONDITIONS
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  • ABOUT US
    • Areas We Serve
    • Testimonials
    • Our Team
      • Nick Ortiz
    • Our Office
    • Core Values
    • Referring Attorney Program
  • PRACTICE AREAS
    • Long Term Disability Claims
      • Administrative Appeals
      • Lawsuits
      • Lump-Sum Buyout Offers
    • Social Security Disability Claims
      • Initial Applications
      • Request for Reconsideration
      • Hearing Before an Administrative Law Judge
    • Personal Injury Claims
  • DISABLING CONDITIONS
    • Long Term Disability
    • Social Security Disability
  • INSURANCE CARRIERS
    • Cigna
    • Guardian
    • Hartford
    • Lincoln Financial
    • Matrix Absence Management
    • MetLife
    • Mutual of Omaha
    • Northwestern Mutual
    • New York Life
    • Principal
    • Prudential
    • Reliance Standard
    • Standard
    • Unum
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You are here: Home / Ortiz Law Firm Blog

Ortiz Law Firm Blog

Marselle v. Unum – Kentucky District Court Finds Unum Made a “Reasoned Determination”

September 12, 2022 //  by OLF

Jonni Marselle was covered for long term disability (LTD) benefits under a group plan provided to Humana, Marselle’s former employer. Marselle was a consultant with Humana. The position was sedentary as it required her to constantly sit, occasionally stand, and occasionally walk. She mostly did computer work. Her disabilities included immunodeficiency, serious back pain, sinus …

Marselle v. Unum – Kentucky District Court Finds Unum Made a “Reasoned Determination”Read More

Category: Case Summary Blog

Foss v. Standard – “Own Occ” is With Any Employer, Not With Specific Employer

September 2, 2022 //  by OLF

I’ve been away from case summaries for a bit. Going to turn that around with a recent decision in Foss v. Standard Insurance Company, Case No. 20-cv-2449, decided by the United States District Court for the District of Minnesota on August 19, 2022. Unfortunately, the Court ruled in favor of the insurance company. Plaintiff Caroline …

Foss v. Standard – “Own Occ” is With Any Employer, Not With Specific EmployerRead More

Category: Case Summary Blog

SSA Grid Rules Explained

May 27, 2022 //  by OLF

If your impairment does not meet or equal a listing, the Social Security Administration’s medical-vocational rules or Grid rules come into play. SSA Grid rules may help disability applicants that are 50 years old or older get approved for Social Security Disability benefits if they do not have useful job skills or the job skills …

SSA Grid Rules ExplainedRead More

Category: Social Security Disability

What is a Trial Work Period? [2022 Update]

February 15, 2022 //  by OLF

Are you ready to rejoin the workforce? A trial work period allows you to test the waters. Earnings That Can Trigger a Trial Work Period During a trial work period, a beneficiary receiving Social Security disability benefits may test his or her ability to work and still be considered disabled. Social Security does not consider …

What is a Trial Work Period? [2022 Update]Read More

Category: Social Security Disability

Can A Doctor Refuse To Fill Out Disability Forms?

October 12, 2021 //  by OLF

Living with a disability is not easy. It can affect the way you sit, stand, walk, think, and ultimately your ability to work and earn an income. Fortunately, there are disability benefits available to people with disabilities so severe that they are unable to work. Some disability benefits are provided by the Social Security Administration …

Can A Doctor Refuse To Fill Out Disability Forms?Read More

Category: Long Term Disability, Medical Eligibility for Long Term Disability Claims, Social Security Disability

Long Term Disability Delays and Extensions

September 20, 2021 //  by OLF

Insight into Long Term Disability Delays and How an Attorney Can Help Not being able to earn an income can be scary. If you or a loved one are cannot work due to an injury or medical condition, you have likely filed, or will soon be filing, an application for long-term disability insurance benefits. It …

Long Term Disability Delays and ExtensionsRead More

Category: Long Term Disability

How Do I Ask My Doctor for Disability?

September 16, 2021 //  by OLF

According to the CDC, there are about 61 million adults in the United States that are living with some type of disability. That means 1 in 4 adults have some kind of disability, whether it be back problems, autoimmune disorders, heart diseases, vision impairment, or one of many other disabling medical conditions. Living with a …

How Do I Ask My Doctor for Disability?Read More

Category: Long Term Disability, Medical Eligibility for Long Term Disability Claims, Social Security Disability

Top 10 Mistakes Social Security Disability Claimants Make

August 10, 2021 //  by OLF

Filing a claim for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) disability benefits can be a long and complicated process. The Social Security Administration will require you to complete an application, fill out multiple questionnaires, and may even send you to see an independent medical provider in order to obtain their opinion …

Top 10 Mistakes Social Security Disability Claimants MakeRead More

Category: Social Security Disability

Top 4 Reasons You Will Be Denied Disability for Mental Illness

August 9, 2021 //  by OLF

Why does mental illness present special obstacles in getting a claim for Social Security disability benefits approved? In sum, a lack of mental health treatment or treatment notes related to mental illness, not taking medication, and having an episodic mental illness are the most common reasons mental illness Social Security disability claims are denied. The following …

Top 4 Reasons You Will Be Denied Disability for Mental IllnessRead More

Category: Social Security Disability

Top 10 Reasons Your Long-Term Disability Claim Will Be Denied or Terminated

August 9, 2021 //  by OLF

When applying for long-term disability (LTD) insurance benefits, you need to be aware that many claims are denied. Even if your disability insurance claim is initially approved, you need to be aware that your insurance company can terminate – or cut off – your benefits. If the insurance company decides that you are no longer …

Top 10 Reasons Your Long-Term Disability Claim Will Be Denied or TerminatedRead More

Category: Long Term Disability, Eligibility for Long Term Disability Claims

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