- What is Disability Insurance and Do I Need Really Need It?
- What is the Difference Between Individual Disability Policies and Group Disability Policies?
- What is ERISA And What Does It Have to Do with My LTD Claim?
- Can I Receive Long Term Disability Benefits and Unemployment Benefits At The Same Time?
- Does My Own Private Disability Insurance Offset or Limit The Amount of Social Security Benefits I Receive?
- How Do I File a Long Term Disability Claim?
- Do I Need a Lawyer in My LTD Claim?
Medical Evidence
- Do You Have to Be Permanently Disabled to Get Long Term Disability?
- What is a Medically Determinable Impairment?
- Does The Insurance Company Have Access to My Hospital Records if I Do Not Give Them Consent?
- Can a Doctor’s Letter Win a Disability Case or Get You Approved for Benefits?
- I Have Multiple Doctors Treating Me for My Disability. Is it Okay to Send More Than One Doctor’s Letter to the Insurance Company?
- What is Your Residual Functional Capacity, or RFC?
- Can My Claim Be Denied for Failure to Follow Doctors Orders?
Delays, Denials, and Appeals
- Why Is My Insurance Company Delaying Payment on My Claim?
- Doc Says I Can’t Work, But The Insurance Company Won’t Approve Me. What Should I Do?
- When is an Insurance Company Considered to Have Committed a “Bad Faith” Denial of a Disability Claim?
- How Do I Appeal a Denial of Benefits on My Own?
- Can I Sue the Insurance Company?