Shortly after making a claim, the at-fault driver’s insurance company may contact you and ask you to sign a waiver or medical authorization that gives them access to your medical records. I would be very cautious in giving this kind of information to the insurance company. Oftentimes, they’ll tell you that they need all your records in order to pay you what they owe you. However, if you look closely, the release is not just limited to records from the date of the accident moving forward. Oftentimes, it’s open-ended, and they’ll try to use the release to get old medical records. They may try to use these old medical records against you by trying to argue that your injuries were pre-existing to this accident. We generally do not recommend that our clients sign a medical authorization to the at-fault driver’s insurance company. Instead, what we do is we provide the medical records and billing statements directly to the insurance company, but we do not sign any waivers or authorizations.
Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.