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Has your disability claim been wrongfully denied or terminated? Call us today for help!  (888) 321-8131

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National Disability Law Firm | Ortiz Law Firm

We appeal wrongful long term disability insurance and Social Security Disability denials.

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What is the Difference Between No-Fault and At-Fault?

There’s a pretty substantial difference between no-fault and at-fault. No-fault’s a bit of a misnomer because a lot of people misunderstand what it means. No-fault doesn’t mean that you cannot make a claim against someone else responsible for causing an accident. What it means is that your own insurance company will step up to the plate and pay the first part of your medical bills after an accident. You can still make a claim against the at-fault drive in a no-fault state, but being at-fault means that you were responsible for causing the accident, that the other driver was negligent in causing the accident, and therefore at-fault in causing the wreck.

What Is Negligence?

Negligence is a failure to conduct oneself as a reasonable person would under similar circumstances. So, for example, texting and driving, reading an entire article on one’s phone while driving. Things like that that ultimately result in an accident, those are negligent acts.

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Jennifer L.

Attorney Nick Ortiz is the best disability Attorney. After extensive research, I contacted Attorney Ortiz in reference to my denied LTD Insurance Claim. After working 30 years and becoming disabled due to TBI, it was a horrible ordeal being on $0 income. Attorney Ortiz is brilliant and compassionate and he truly cares about getting you a winning result. Attorney Ortiz did an outstanding Appeal and had my claim overturned without having to file a lawsuit in Court. When I received the back pay check, I cried because I felt safe having Attorney Ortiz as my Advocator. Thanks to Attorney Ortiz, Alicia and Dawn, I will have a Joyous Holiday Season.

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ORTIZ LAW FIRM
(888) 321-8131

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