• Menu
  • Skip to right header navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Before Header

Has your disability claim been wrongfully denied or terminated? Call us today for help!  (888) 321-8131

  • Facebook
  • Instagram
  • LinkedIn
  • Twitter
  • YouTube

OLF Ortiz Law Firm National Disability Attorneys

We appeal wrongful long term disability insurance and Social Security Disability denials.

  • ABOUT US
    • Our Team
    • Our Results
    • Areas We Serve
    • Core Values
  • PRACTICE AREAS
    • Car Accidents
    • Bicycle Accidents
    • Motorcycle Accidents
    • Truck Accidents
    • Slip and Falls
  • RESOURCES
    • Top 10 Mistakes That Will Destroy Your FL Car Accident Claim
    • Top 10 Mistakes That Will Destroy Your FL Motorcycle Accident Claim
    • Top 10 Mistakes That Will Destroy Your FL Truck Accident Claim
  • BLOG
  • Search
  • CONTACT

Mobile Menu

Schedule A Free Consultation Now!

(888) 321-8131

  • ABOUT US
    • Areas We Serve
    • Client Reviews and Video Testimonials
    • Our Team
      • Nick Ortiz
    • Our Office
    • Core Values
    • Referring Attorney Program
  • PRACTICE AREAS
    • Long Term Disability Claims
      • Administrative Appeals
      • Lawsuits
      • Lump-Sum Buyout Offers
    • Social Security Disability Claims
      • Initial Applications
      • Request for Reconsideration
      • Hearing Before an Administrative Law Judge
    • Personal Injury Claims
  • DISABLING CONDITIONS
    • Long Term Disability
    • Social Security Disability
  • INSURANCE CARRIERS
    • Cigna
    • Guardian
    • Hartford
    • Lincoln Financial
    • Matrix Absence Management
    • MetLife
    • Mutual of Omaha
    • Northwestern Mutual
    • New York Life
    • Principal
    • Prudential
    • Reliance Standard
    • Standard
    • Unum
  • RESOURCES
    • Blog
    • Free Downloads
    • Lump Sum Disability Buyout Calculator
    • FAQ: Long Term Disability
    • FAQ: Social Security Disability
    • Abbreviations in Social Security Disability Claims
  • Search
  • CONTACT
  • Facebook
  • LinkedIn
  • Twitter
  • YouTube
You are here: Home / Personal Injury Frequently Asked Questions / What is the Difference Between No-Fault and At-Fault?

What is the Difference Between No-Fault and At-Fault?

There’s a pretty substantial difference between no-fault and at-fault. No-fault’s a bit of a misnomer because a lot of people misunderstand what it means. No-fault doesn’t mean that you cannot make a claim against someone else responsible for causing an accident. What it means is that your own insurance company will step up to the plate and pay the first part of your medical bills after an accident. You can still make a claim against the at-fault drive in a no-fault state, but being at-fault means that you were responsible for causing the accident, that the other driver was negligent in causing the accident, and therefore at-fault in causing the wreck.

What Is Negligence?

Negligence is a failure to conduct oneself as a reasonable person would under similar circumstances. So, for example, texting and driving, reading an entire article on one’s phone while driving. Things like that that ultimately result in an accident, those are negligent acts.

FacebookTweetPinLinkedInPrintEmail

Primary Sidebar

Free Accident Book Before you sign any forms, talk to an adjuster, or hire an attorney Request Free Book

View All Personal Injury Resources

Complete This CONFIDENTIAL Form or Call (866) 480-3440 for a FREE Case Evaluation

0 of 350
GET HELP NOW

He helped us get my husbands disability started. He walked us through the process and made it simple. I would highly recommend his help.

Sharon C.
https://youtu.be/989isZ8aDK0

View All Reviews and Testimonials

  • Areas We Serve
  • Frequently Asked Questions
  • Zero Fee Guarantee
  • Damages in an Injury Claim
  • Stages of an Injury Claim
  • Injury Claim Insurance Carriers
  • Personal Injury Blog

Footer

Location

ORTIZ LAW FIRM
(888) 321-8131

316 S Baylen St
Ste 590
Pensacola, FL 32502
Monday - Thursday: 9:00 AM - 5:00 PM Friday: 9:00 AM - 2:00 PM
Saturday - Sunday: Closed

Our Team

  • Nick Ortiz
  • Jessica Ortiz
  • Dawn Keller
  • Tory Nelson

Practice Areas

  • Long Term Disability Insurance and ERISA Disability Insurance Claims
  • Social Security Disability Claims
  • Personal Injury Claims
  • Facebook
  • LinkedIn
  • Twitter
  • YouTube

Site Footer

©2020 Ortiz Law Firm, All Rights Reserved. Reproduced with Permission | Disclaimer | Privacy Policy

Share this ArticleLike this article? Email it to a friend!

Email sent!