The Ortiz Law Firm is a resource for disabled individuals in Charlotte that need help with disability insurance and Social Security Disability issues. Whether you’re appealing a long term disability denial or need representation at an Administrative Law Judge hearing, our team is ready to assist you. We offer free case evaluations for both long term disability insurance claims that have been denied or discontinued, and those pursuing Social Security Disability benefits. Our mission is to guide you through this complex process and advocate for the benefits you’re entitled to.
Long Term Disability, ERISA, and Disability Insurance Claims in Charlotte
Long term disability insurance is designed to protect you should you experience a debilitating injury or illness. You’ve paid for your policy trusting that the insurance company would provide benefits if you’re unable to work. The issue, however, is that these companies are businesses first. They profit by managing risk and minimizing payouts.
If you’ve received a denial, our skilled legal team can help you navigate the appeal process while you focus on managing your health. If necessary, we can file a lawsuit against your insurance company. We manage both group ERISA disability claims and individual disability insurance (IDI or DI) policy claims.
If you have been receiving benefits for an extended period, your insurer may offer a lump sum settlement. If you receive such an offer, we can assist you in assessing the fairness of the deal and potentially negotiate for a higher settlement.
Charlotte Courts, Government, and Department of Insurance Information
Western District of North Carolina | United States District Court
United States Court of Appeals for the Fourth Circuit
Official government website for the State of North Carolina
North Carolina Department of Insurance
Western District of North Carolina Case Summaries
Sun Life Abused Its Discretion in Terminating Claim
Social Security Disability Claims in Charlotte
We also advocate for the rights of Social Security Disability claimants. Nick Ortiz is a Social Security Disability attorney with extensive experience representing claimants at all stages of the process. We accept cases nationwide, and thanks to advancements like the SSA using the Microsoft Teams platform for hearings, our geographical location no longer restricts access to our services.
Even if you have long term disability insurance, your policy may require you to apply for Social Security Disability benefits simultaneously. They may refer you to specialized organizations like Allsup or The Advocator Group, but you have the freedom to seek representation from a private Social Security Disability attorney instead.
Charlotte SSA Locations and Resources
Directions to the local Social Security Administration Office
Top 10 Mistakes Social Security Disability Claimants Make
Schedule a Free Consultation With an Charlotte Disability Lawyer
Do not let our location deter you from contacting our office. We offer free evaluations if your long term disability claim has been denied or terminated, and for those seeking Social Security Disability benefits. If for any reason we can’t assist you, we’ll make every effort to refer you to another attorney. Call Ortiz Law Firm at (888) 321-8131 to get help with your claim now.