Since COVID-19 hit the United States, the world as we know it has changed. People are scared, confused, and isolated as the healthcare system tries to manage this growing pandemic. Health care workers and first responders are working long hours and dealing with one of the scariest illnesses to hit our country in over 100 …
Disability Insurance: Guidance for Doctors and Nurses Amid the COVID-19 Pandemic
It’s hard to imagine where our country would be during this pandemic if it weren’t for the dedication of our doctors and nurses. They are on the frontlines everyday battling this deadly pandemic. Many doctors and nurses have underlying health issues of their own but are putting their own health at risk to save their …
Disability Insurance: Guidance for Doctors and Nurses Amid the COVID-19 PandemicRead More
Are Virtual Doctor’s Visits Becoming the Norm?
The COVID-19 pandemic has brought unprecedented changes to every aspect of our lives. One area that is seeing dramatic changes in the healthcare industry. Hospitals have become trauma centers, and doctor’s offices have been overrun with patients experiencing COVID-19 symptoms. Many people are avoiding these areas for fear of contracting the virus. This has made …
Reasons Disability Is Denied: Failing To Obtain Medical Treatment With Any Doctor
I cannot emphasize enough that the most important part of a disability claim is medical records. The most common response I receive from my clients is, “How am I supposed to see a doctor or go to the hospital if I don’t have any money or insurance?” This is a valid point. In fact, lack …
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The Insurance Company’s Conflict Of Interest
A Court must take into consideration the conflict of interest inherent in a benefits system in which the entity that pays the benefits maintains discretionary control over the ultimate benefits decision. See, Metropolitan Life Insurance Company v. Glenn, 554 U.S. 105, 112 (2008). This is done by weighing the structural conflict as one of the many factors …
Traumatic Brain Injury From Playing Football In The NFL
A fast-growing lawsuit in the Eastern District of Pennsylvania has been filed against the NFL by nearly 4,000 former football players. They claim that the NFL “propagated its own industry-funded and falsified research to support its position” that athletes cannot receive long-term brain damage from playing football. The league’s highest medical experts have for years …
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Don’t Believe These Myths About the Long Term Disability Claims Process and Insurance Companies
Here are some myths you may have heard concerning the disability claims process and insurance companies: The best way to convince the insurance company that you cannot work at your secretarial job is for you to write a 60 page letter describing your medical condition in exquisite detail. Any lawyer can help you with your …
Understanding How Courts Evaluate Long Term Disability Claims
Since 2008, the starting point to even begin understanding how Federal Courts evaluate Long Term Disability claims covered by ERISA is Metropolitan Life v. Glenn. In Glenn, Metropolitan Life Insurance Company (MetLife) was an administrator and the insurer of Sears, Roebuck & Company’s long term disability insurance plan, which is governed by the Employee Retirement Income …
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Good Morning America Host Discloses Diagnosis Of Myelodysplastic Syndrome (MDS)
Television personality Robin Roberts has disclosed that she has MDS. Myelodysplastic syndromes, commonly referred to as MDS, are not easily categorized. In fact, MDS encompasses numerous different diseases. MDS is a group of blood and bone marrow disorders. In MDS, stem cells do not mature normally. As such, the number of blasts, or immature cells, …
Good Morning America Host Discloses Diagnosis Of Myelodysplastic Syndrome (MDS)Read More
Insurance Saleswoman Denied Disability by Unum After Selling Millions of Dollars of Disability Insurance
One of the hardest things I must explain to clients is how the insurance company does not care about the client’s disabling condition. Disability insurance companies are for-profit corporate entities, and are constantly looking for ways to increase their bottom lines. To provide an example of just how little the insurance company cares about your …