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OLF Ortiz Law Firm National Disability Attorneys

Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.

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Call us today for help!

(888) 321-8131
  • ABOUT US
    • Nick Ortiz
    • Our Team
    • Case Results
    • Testimonials
  • PRACTICE AREAS
    • Long Term Disability
      • Long Term Disability Appeals
      • Long Term Disability Lawsuits
      • Lump Sum Buyouts/Settlements
    • ERISA Disability Claims
    • Individual Disability Insurance
    • Social Security Disability Claims
      • Initial Applications for Social Security Disability
      • Request for Reconsideration
      • Hearing Before an Administrative Law Judge
    • Long Term Care Insurance Claims
    • Personal Injury Claims
  • DISABLING CONDITIONS
    • Long Term Disability
    • Social Security Disability
  • INSURANCE CARRIERS
    • View All
    • Insurance Company Tricks And Tactics
  • RESOURCES
    • Blog
    • eBooks, Guides, and More
    • Lump Sum Disability Buyout Calculator
    • Long Term Disability FAQs
    • Social Security Disability FAQs
    • Long Term Disability Glossary
    • Individual Disability Insurance Policy Analysis
    • Long Term Disability Federal Court Case Summaries
    • Abbreviations in Social Security Disability Claims
  • Search
  • CONTACT

Case Summary Blog Posts by OLF

[Note: these claims were not handled by the Ortiz Law Firm. They are merely summarized here for a better understanding of how Federal Courts are handling long term disability insurance claims. If you are looking for the results of a case that was handled by the Ortiz Law Firm, please visit our Case Results page.]

How to Win a Long Term Disability Appeal: Do’s and Don’ts

If you’ve had a long term disability (LTD) claim denied, it’s natural to feel frustrated and overwhelmed. However, a claim denial isn’t the end of the road. You have the option to appeal, and many claimants successfully reverse denials through the appeals process. Appealing the denial of a long term disability claim for benefits under …

How to Win a Long Term Disability Appeal: Do’s and Don’tsRead More

3 Steps You Must Take Right Now If Your LTD Benefits Are Terminated!

Today, we will talk about the three steps you should take if you’ve been receiving long term disability benefits that have been terminated by the insurance company. The first thing you need to do is request your claim file from the insurance company. Make sure the request is broad and asks for absolutely everything in …

3 Steps You Must Take Right Now If Your LTD Benefits Are Terminated!Read More

Leveraging the Grid Rules to Secure SSDI Benefits After Age 50

Today, I’d like to delve into a crucial aspect of Social Security Disability Insurance (SSDI) claims: the “Grid Rules,” formally known as the “Medical-Vocational Guidelines.” These may be found in Appendix 2 to Subpart P of Part 404 of the Code of Federal Regulations. Note: They are called “Grid” Rules, because the Rule, Age, Education, …

Leveraging the Grid Rules to Secure SSDI Benefits After Age 50Read More

What Is an On-The-Record Decision in a Social Security Disability Claim?

When applying for Social Security Disability benefits, one term that often comes up is the On-The-Record (OTR) decision. In this article, we will break down what an OTR decision is, and how it can affect your claim. What is an On-The-Record (OTR) with SSA? An OTR decision is a fully favorable decision given without having …

What Is an On-The-Record Decision in a Social Security Disability Claim?Read More

Understanding the Difference Between Diagnosis and Functional Impairment in Long Term Disability Claims

When it comes to filing for long term disability (LTD) benefits, many people assume that a medical diagnosis is the golden ticket to approval. While a diagnosis is an essential part of the process, it is by no means the only criterion that insurers or adjudicators consider. Understanding the nuanced difference between diagnosis and functional …

Understanding the Difference Between Diagnosis and Functional Impairment in Long Term Disability ClaimsRead More

Does a Personal Injury Settlement Affect SSDI Benefits?

Will a personal injury settlement affect my Social Security Disability Insurance (SSDI) benefits? Should I apply for disability benefits with a personal injury lawsuit pending? Does a lump sum payment for my injury impact my disability claim? The impact of a personal injury lawsuit on Social Security benefits depends on the type of benefit you …

Does a Personal Injury Settlement Affect SSDI Benefits?Read More

The Standard of Review in ERISA Long Term Disability Lawsuits

How will a federal judge make a decision about an ERISA lawsuit? There are two standards of review in ERISA cases: (1) the de novo review standard and (2) the arbitrary and capricious standard (also called the “abuse of discretion” standard). The judge will determine which standard applies to your disability based on the language …

The Standard of Review in ERISA Long Term Disability LawsuitsRead More

Can You Work While Receiving Long Term Disability Payments?

Long term disability insurance provides financial support to individuals who cannot work due to a disability. This type of insurance pays out a percentage of your pre-disability earnings to help maintain your quality of life. However, many people wonder whether they can continue to collect long term disability (LTD) benefits while returning to work in …

Can You Work While Receiving Long Term Disability Payments?Read More

Timeline for a Typical Social Security Disability Claim

I was just interacting with one of our Social Security clients who received a favorable decision two years after he started his initial application. He was happy and relieved to finally get this good news. This made me think about a question that we receive from a lot of our clients. They often ask me: …

Timeline for a Typical Social Security Disability ClaimRead More

What Is The Listing of Impairments in a Social Security Disability Claim?

The Listing of Impairments describes impairments for each of the major body systems that Social Security considers severe enough to prevent a claimant from doing any gainful activity, regardless of his or her age, education, or work experience (you can find these impairments on our website in our articles on the disabilities that may qualify for benefits). Disability …

What Is The Listing of Impairments in a Social Security Disability Claim?Read More

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