At the Ortiz Law Firm, we focus on representing disabled individuals who are unable to work due to a life-altering injury or illness. Our practice areas include long-term disability, ERISA, disability insurance, and Social Security Disability claims. We are now serving Detroit, MI, disability claimants, and those in the surrounding area. If you need help obtaining your long-term disability or Social Security Disability benefits then contact our office today. We offer a free consultation so you can learn more about what a Detroit disability lawyer at Ortiz Law Firm can do to help you get the disability benefits you paid for.
Long Term Disability, ERISA, and Disability Insurance Lawyer Serving Detroit, MI
You had the forethought to purchase a long-term disability insurance policy to replace your lost income if you ever suffer a disabling illness or injury. You’ve consistently paid your premiums month after month, year after year, or even decade after decade. You suffer a debilitating injury or develop a disabling medical condition that keeps you from being able to work consistently. You may have even been approved for Social Security Disability Insurance benefits. Despite all of the above, you receive a disability denial letter from your insurance company.
When you obtained disability insurance coverage, the last thing you ever expected is that the insurance company you’ve been paying would decide not to approve your disability claim. That means the carrier has refused to pay you the long-term disability benefits you deserve under your LTD policy.
At the end of the day, the insurance company is a business. Do not make the mistake of thinking that they are looking out for your best interests. In your time of need, the insurance company will use every trick and tactic it has to deny your claim. Fortunately, you do not have to face the insurance company alone. If you need help with a Michigan disability insurance denial, our team is here to help. We have recovered millions in benefits for our clients.
Disability lawyer Nick A. Ortiz can help improve the chances that your disability claim being approved if you’ve been wrongfully denied benefits. We help clients file administrative appeals and lawsuits against LTD insurance companies. We handle both group disability claims that are typically governed by ERISA regulations, as well as individual disability insurance (“IDI” or “DI”) policy claims, which may be governed by state disability law.
Long Term Disability Claim Denials in Detroit
The most common issue claimants face may be denied disability insurance claims. Those that contact our office are shocked to find they have been denied the benefits they paid for. Unfortunately, it is in the insurance company’s best interest to wrongfully deny claims.
You do not have to accept a wrongful denial of your claim. You have the right to fight back against the insurance company. This may be a daunting task, but the Ortiz Law Firm is here for you. Our disability attorneys assist claimants in appealing long-term disability denials.
If the insurance company upholds its denial, we will file a lawsuit against the insurance company. Nick Ortiz can either be admitted to your local federal court by what we would call a pro hac vice admission, or he can file a lawsuit here in the state of Florida. Despite the fact the insurance companies have billions of dollars of resources behind them, the disability attorneys at the Ortiz Law Firm do not fear a single one of them.
Lump-Sum Buyout Offers
Occasionally, if you have been receiving long-term disability benefits for an extended period of time, you may receive a lump-sum buyout offer from your disability insurance company. If you have received a lump-sum buyout offer from your disability insurance company we can help you evaluate the fairness of the offer. A disability lawyer may even be able to negotiate for a higher settlement amount (though some offers may be non-negotiable.)
Courts and Government Agencies Serving Detroit, MI
Eastern District of Michigan | United States District Court
Court of Appeals for the Sixth Circuit
Official government website for the State of Michigan
Michigan Department of Insurance and Financial Services
Eastern District of Michigan Case Summaries
Court Grants Plaintiff’s Motion: Aetna Had a Conflict of Interest
“The Important Duties” Does Not Equal “All The Important Duties”
Abuse of Discretion In Cherry-Picking & Ignoring Evidence
Federal Court: Denial Meets “Arbitrary and Capricious” Standard
Detroit Social Security Disability Lawyer
Our Social Security Disability lawyers are now serving Detroit, MI, and nearby cities. Beginning this fall, Social Security will offer the opportunity for a claimant and their Social Security Disability lawyer to appear at an online video hearing using the Microsoft Teams platform, making it easier than ever for a Social Security Disability lawyer to represent claimants nationwide. We represent Social Security Disability claimants at the following stages of the process:
- Initial Application
- Request for Reconsideration (if applicable)
- Hearing Before an Administrative Law Judge
As an added bonus, if you so choose to work with a Social Security Disability lawyer at the Ortiz Law Firm, you will get access to the Disability Academy online training program for Social Security Disability claims. The program was prepared by Board-Certified Social Security Disability lawyer Nick Ortiz and will help you build a winning Social Security Disability case.
If you need help getting the Social Security Disability benefits that you deserve, contact our office for a free consultation. the goal for each Social Security Disability lawyer is to help as many disability claimants as possible. Although we do not handle claims at the Appeals Council of Federal Court levels, we may be able to put you in contact with an experienced Social Security Disability Lawyer who does.
SSA Locations Serving Detroit, MI
Directions to the local Social Security Administration Offices in Detroit, MI
Information about the Social Security Disability Office of Hearing Operations / Office of Disability Adjudication and Review serving Detroit, MI
Schedule a Free Consultation with a Detroit Disability Lawyer
Do not let the fact that we do not have an office in Detroit, MI, discourage you from contacting us to discuss your long-term disability and/or Social Security Disability claim. Our team is made up of experienced ERISA and Social Security Disability lawyers and dedicated support staff. We have years of experience working with clients all over the country and we are ready to put that experience to work fighting for the disability benefits you deserve. Our disability attorneys have recovered millions in disability insurance and Social Security Disability benefits. If you suffer from an illness or injury that prevents you from working, call our office at (888) 321-8131 to schedule a free consultation.