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According to Cornell University’s 2017 Disability Status Report for Tennessee, 15.5% of the state’s population lives with a disability. Nashville is the most populous city in the state of Tennessee with an estimated population of 670,820 and is home to many people with disabilities.
Those whose conditions are severe enough to prevent them from earning an income may apply for disability benefits, such as Social Security Disability Insurance or long-term disability insurance benefits to help cover living expenses and medical treatment. Many of Nashville’s largest employers, such as HCA Healthcare, FedEx, and Vanderbilt University offer disability insurance benefits to their employees., and most Nashville workers contribute to the Social Security Disability Insurance program in the form of payroll taxes.
At the Ortiz Law Firm, we specialize in disability insurance and Social Security disability claims. If your claim for disability benefits has been denied, you probably need the help of a Nashville disability lawyer. We represent disability claimants in Nashville and throughout Tennessee. If you need help with a disability claim, call (888) 321-8131 to schedule a free case evaluation today.
Nashville Disability Lawyer for Long-Term Disability, ERISA, and Disability Insurance Claims
Almost everyone contributes to the SSD benefits system through payroll taxes, but you need a disability insurance policy in order to receive long-term disability insurance benefits. Most disability insurance policies are part of a group or employer-sponsored plan, or you may have purchased an individual disability insurance policy from an insurance agent.
If you’re not sure whether you have a group or individual policy, contact an attorney. You will need to know whether you have a group or individual policy so that you can be sure to follow all the necessary steps in pursuing your claim for benefits.
For example, an individual policyholder may not have to go through the administrative appeals process if their application for benefits is denied. Instead, the claimant may go directly to filing a lawsuit against the insurance carrier.
If you have a group or employer-sponsored disability policy and your claim is denied, you must go through the administrative appeal process. If you must file a lawsuit, the process for an individual policy is very different from the process for a group policy.
Nashville Court, Government, and Insurance Department Information
- United States District Court for the Middle District of Tennessee
- United States Court of Appeals for the Sixth Circuit
- Government of the State of Tennessee
- Tennessee Department of Commerce and Insurance
Denied Long-Term Disability Insurance Claims
If you have been denied long-term disability benefits and are looking for help, we encourage you to contact our office today to schedule a free case evaluation with an experienced disability attorney.
We help long-term disability claimants with the administrative appeal process and, if necessary, our attorneys will file a lawsuit against the insurance company. We understand that you are under enough stress just trying to adjust to living with a disability, and we believe that you should be focusing on your health, not fighting for your disability benefits.
Let the Ortiz Law Firm fight for you. Although we are located in Pensacola, FL., most long-term disability cases are governed by federal ERISA law. This means that we can handle long-term disability appeals for claimants anywhere in the United States. We conduct all meetings with our out-of-state clients over the phone, and our attorneys and staff will also maintain contact via email.
Nashville Social Security Disability Lawyer
You do not have to have a disability insurance policy in order to receive disability benefits. The Social Security Administration (SSA) has benefit programs to assist those who are unable to work due to a disability: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). A lawyer at the Ortiz Law Firm can help you determine whether you could qualify for SSD benefits, SSI, or both.
Social Security Disability Insurance and Supplemental Security Income
To qualify for Social Security Disability Insurance benefits, you must have accumulated the required amount of work credits for your age and be unable to work in any occupation for a full 12-month period. To qualify for SSI you must meet be unable to work in any occupation for a full 12-month period and meet strict household income requirements. The non-medical requirements are very different, but the medical requirements are the same.
Although we are located in Pensacola, Florida, we help Social Security disability claimants in Nashville and the surrounding area. We help eligible applicatns apply for Social Security Disability and will appeal claim denials up to a hearing before an Administrative Law Judge. The SSA has been conducting hearings over the phone and via Microsoft Teams, so it is not necessary for your Social Security Disability lawyer to appear in Nashville for a hearing.
How Much Does It Cost to Hire a Social Security Disability Lawyer?
We handle all Social Security disability claims on a contingency fee basis, which means we only get paid if your claim is successful. If we are successful, the attorney’s fee is 25% of any past due benefits awarded by the Social Security Administration, up to a maximum of $9,200. This is the standard fee for any Social Security disability attorney, but be sure to review any fee agreements carefully before signing.
Nashville SSA Locations and Resources for SSDI Claims
- Directions to the local Social Security Administration offices
- Social Security Administration Website
- Information about the Nashville Office of Hearing Operations
Working with a Nashville Disability Lawyer
Nick Ortiz is an experienced disability attorney who knows how to get his clients the benefits they deserve. He has years of experience appealing the wrongful denial and termination of disability insurance claims and handling Social Security Disability Insurance claims. He has recovered millions of dollars in disability benefits for his clients.
If you have a disability claim that has been wrongly denied, whether it is for Social Security Disability Insurance or long-term disability insurance benefits, do not wait to seek legal representation. You only have a limited amount of time to appeal a claim denial. Take the first step toward getting your claim approved by calling us at (888) 321-8131 to schedule your free case evaluation today.
