Are you unable to work due to an illness or injury? Have you received a denial letter from your disability insurance carrier or the Social Security Administration? If so, you can benefit from working with an experienced disability lawyer. We have recovered millions in benefits for our clients nationwide. A Paterson disability lawyer at Ortiz Law Firm can represent disability claimants in Paterson and throughout the state of New Jersey.
We represent disability insurance claimants with both group and individual disability insurance policies whose claims for benefits have been wrongfully denied or terminated. For many claimants, this means filing an administrative appeal with the insurance carrier. In other claims, we may be able to file a lawsuit without having to file an appeal. We will review the terms of your insurance policy to determine the best course of action for your unique situation.
We also represent Social Security Disability claimants. We will assist you in filing an initial application or appealing a denied claim. If necessary, we will represent you at your hearing before an Administrative Law Judge.
Paterson Long Term Disability, ERISA, and Disability Insurance Claims
We offer a “no recovery, zero-fee” guarantee, so you can hire a disability attorney to represent you without any financial risk. We have experience with all of the major insurance companies and will put our experience to work fighting for the benefits you are owed. Our Paterson long term disability lawyer can assist you with the following aspects of a disability insurance claim:
- If you have been denied benefits, we will submit an administrative appeal to the insurance company, which could lead it to overturn the denial.
- If you have already submitted the maximum number of appeals allowed by your policy and the insurance company continues to deny your claim, we may be able to file a lawsuit.
- If your short-term disability benefits have been denied and you have long-term disability coverage that may be impacted, we may be able to assist you with that claim as well.
- If you received a lump-sum buyout or settlement offer from the insurance company, we will evaluate the fairness of the offer and, if possible, negotiate for a higher settlement amount.
So Ortiz Law Firm Handles Long Term Disability Claims Anywhere in the United States?
Yes, we represent long-term disability claimants not only in Paterson but nationwide!
You will never need to visit our office in Pensacola, Florida. Your free consultation will take place in the form of a phone call with Mr. Ortiz. In terms of communicating with clients, we use an electronic signature service to obtain any signatures we need, and then we e-mail and communicate by phone. Everything that needs to be done is handled effortlessly by our staff, regardless of your location.
The majority of long-term disability cases are governed by a regulation called ERISA. When dealing with ERISA regulations, you do not have the right to a jury trial, and – in most cases – you do not have the right to engage in extensive discovery. That means at the end of the day, most of the work is paper-driven, involves a lot of brief writing, and a lot of correspondence by mail. There are very few court appearances required. As a result, we can handle a federal court case anywhere in the state.
Even if your case is not governed by ERISA disability law, we evaluate each case on a case-by-case basis. Nick Ortiz can either be admitted to your local federal court in Paterson, NJ, by what we would call a pro hac vice admission, or he can file a lawsuit here in the state of Florida.
Again, what we do is evaluate each case on a case-by-case basis. If your case has been denied or terminated, contact us as soon as possible to schedule your free consultation with a Paterson, New Jersey disability attorney.
Paterson, NJ Courts, Government, and Department of Insurance Information
District of New Jersey | United States District Court
United States Court of Appeals for the Third Circuit
Official government website for the State of New Jersey
New Jersey Department of Banking and Insurance
Paterson Social Security Disability Benefits Claims
If you do not have a disability insurance policy (and even if you do) you may be eligible to receive Social Security Disability benefits. Nick Ortiz is a Board Certified Social Security Disability lawyer ready to fight for the benefits you have paid into and counted on for years.
Our office is based in Pensacola, Florida, but we represent claimants nationwide. The Social Security Administration has announced that it will begin conducting hearings using the Microsoft Teams platform, so it will be easier than ever to work with a Social Security Disability lawyer even if they are not located in Paterson, NJ.
How Our Paterson Social Security Disability Lawyers Can Help
Our Social Security Disability lawyers offer a free consultation to and will represent Social Security Disability claimants nationwide during the following stages of a claim:
- Initial Application
- Request for Reconsideration
- Request for Hearing Before an Administrative Law Judge
Our Social Security Disability lawyers do not handle claims at the Appeals Council or Federal court level, but we’ll make every effort to refer you to a Social Security Disability attorney who does handle claims at these levels in the state of New Jersey.
Paterson, NJ SSA Locations and Resources
Directions to the local Paterson, NJ Social Security Administration Office
Information about the Jersey City Office of Hearing Operations / Office of Disability Adjudication and Review that processes Paterson Social Security Disability cases at the hearing level.
Schedule a Free Consultation With a Paterson Disability Lawyer
Do not let our location discourage you from working with our disability insurance and Social Security Disability lawyers. If you suffer from an illness or injury that prevents you from working you should contact our office right away to see what we can do to help.
We offer a free consultation for individuals whose long-term disability cases have been wrongfully denied or terminated. We also offer free consultations for individuals seeking NJ Social Security Disability benefits at the initial application, reconsideration, or hearing stages. If we are unable to assist you for any reason we will make every effort to refer you to another attorney.
If you’re in Paterson, New Jersey, and are unable to work due to a disabling illness or injury, then please give us a call right away at (888) 321-8131 to discuss your legal rights. We review each Paterson Social Security Disability claim and disability insurance claim on a case-by-case basis and we would welcome the opportunity to discuss your case with you.