You’ve worked hard all of your life. Whether it be through taxes or premium payments, you’ve paid for disability benefits. You believed that in the event you are unable to work due to a disabling illness or injury, you’ll still be able to pay your bills and medical expenses. So what do you do when your disability claim is denied?
Ortiz Law Firm will fight to obtain the disability benefits you deserve. A Rochester disability lawyer at Ortiz Law Firm can help if your long-term disability claim has been denied or terminated, or you are looking for assistance with a claim for Social Security Disability benefits. We offer a no recovery; zero fee guarantee, so you can seek out help without any risk.
In Rochester, 15.9% of the population under the age of 65 suffers from a disability. For some individuals, their condition is so severe that they are unable to work and must apply for disability benefits. Social Security Disability is a federal disability program designed to pay benefits to those who have worked in the past but are no longer able to do so. Some employers also offer long-term disability benefits as part of a group benefits plan, or an individual can purchase their own disability insurance policy.
Ortiz Law Firm Represents Rochester Disability Insurance Claimants
You do not need to hire a disability lawyer in your local area to handle your long-term disability claim. An attorney can prepare and file an appeal to be filed with the insurance company from anywhere in the world, so long as they have a reliable internet connection. Consider your own communications with the insurance company – you’ve likely been corresponding with a claims adjuster who is out of state as well.
When it comes to filing a lawsuit, the majority of long-term disability claims (not all, but most) are governed by a federal regulation called ERISA. Under ERISA, you do not have the right to a jury trial, and – in most cases – you do not have the right to engage in extensive discovery. That means, at the end of the day, most of the work is paper-driven, involves a lot of brief writing, and a lot of correspondence by mail. It is very rare that a court appearance is required, and as a result, we can handle a federal court case anywhere in the country.
Nick Ortiz can either be admitted to your local federal court by what we would call a pro hac vice admission, or he can file a lawsuit here in the state of Florida. There are some cases where we may not be able to represent a claimant due to their location or some other circumstance, but we evaluate each case on a case-by-case basis. If we cannot assist you, we will attempt to refer you to another law firm that can.
Rochester Courts, Government, and Department of Insurance Information
Our Rochester Disability Lawyer Will Fight for the Benefits You Deserve
ERISA laws are very complex, but a Rochester long-term disability lawyer will be aware of any administrative deadlines and critical issues that must be addressed for a successful claim.
You only have a limited amount of time to appeal a wrongful denial or termination of your benefits. The amount of time varies between policies, but you typically only have 180 days from the date that you receive the denial or termination letter in which to file an appeal. The insurance company does not have to consider your appeal if it is not timely.
It is essential that an experienced long-term disability lawyer review the claim file at the appeal stage in order to determine what additional medical and/or vocational evidence needs to be added to the administrative file and to determine what adverse information needs to be rebutted. Although no two cases are alike, the Ortiz Law Firm has developed a system to prepare a comprehensive appeal in support of your claim.
Rochester Social Security Disability Lawyers
Filing for Social Security Disability benefits can be overwhelming, but the Social Security Disability lawyers at Ortiz Law Firm are here to fight for the benefits that you deserve. Social Security Disability Insurance (SSDI) is a federal disability benefits program administered by the Social Security Administration (SSA), so it is not necessary for you to work with an attorney in Rochester, NY. Although we are located in Pensacola, Florida, we represent Rochester Social Security Disability claimants during the trial phase of a Social Security Disability claim, which includes:
We do not handle Social Security Disability claims at the Appeals Council or Federal levels, but if we cannot assist you, we will make every effort to connect you with a disability lawyer that can.
Rochester, NY SSA Locations and Resources
Directions to the local Social Security Administration Offices in Rochester, NY
Call Ortiz Law Firm for a Free Case Evaluation with a Rochester Disability Attorney
In summary, you should not allow our geographic location to limit your contacting us to see what we can do to help you. Our primary focus is on our disability-related practice areas: group Long Term Disability (LTD) claims, individual policy disability claims, ERISA disability claims, and Social Security Disability claims
Ortiz Law Firm offers a free consultation for long-term disability claims that have been denied or terminated and for Social Security claims between the initial application and hearing stages. Please give us a call right away at (866) 853-4512 or contact us online to discuss your legal rights with a Rochester disability lawyer. Our disability attorneys would welcome the opportunity to discuss your legal rights with you.