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Has your disability claim been wrongfully denied or terminated? Call us today for help!  (888) 321-8131

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National Disability Law Firm | Ortiz Law Firm

We appeal wrongful long term disability insurance and Social Security Disability denials.

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  • ABOUT US
    • Our Team
      • Nick Ortiz
      • Jessica Ortiz
      • Dawn Keller
      • Tory Nelson
      • Sarah Palag
    • Core Values
    • Our Results
      • Why Choose Ortiz Law Firm
      • What Our Clients Say
      • Testimonials
  • PRACTICE AREAS
    • Long Term Disability Claims
      • Administrative Appeals
      • Lawsuits
      • Lump-Sum Settlement Offers
      • Qualifying Conditions
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      • FAQs
    • Social Security Disability Claims
      • Initial Application
      • Request for Reconsideration
      • Hearing Before an Administrative Law Judge
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      • Bicycle Accident Claims in Pensacola, Florida
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      • Slip & Fall
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  • AREAS WE SERVE
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    • Top 10 Mistakes That Will Destroy Your LTD Claim
    • Top 10 Mistakes That Will Destroy Your SSD Claim
    • Lump Sum Disability Settlement Calculator
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    • Mental Residual Functional Capacity Form
    • Ultimate LTD Appeal Checklist
    • LTD Case Study: Fibromyalgia
    • Top 10 Mistakes That Will Destroy Your FL Car Accident Claim
  • BLOG
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      • Eligibility for Long Term Disability Claims
      • Medical Eligibility for Long Term Disability Claims
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(888) 321-8131

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Tallahassee Disability Lawyer

Appealing a denial or termination of your long term disability claim can be an overwhelming experience without the right experience, knowledge and resources. If you need to file a lawsuit against the insurance company that will only complicate matters further. We recommend that you request a free case evaluation from an experienced Tallahassee long term disability lawyer before moving forward with your claim.

Top Causes of Long Term Disability

Any medical condition, or combination of conditions, may qualify you for long term disability benefits, so long as you meet the definition of disability outlined in your policy. However, some conditions are more common than others. Some of the most common conditions that cause an individual to miss work include:

  • Arthritis
  • Back pain
  • Heart disease
  • Cancer
  • Depression
  • Diabetes

In order to meet the definition of disability, you will need to provide proof of disability to the claim adjuster in the form of lab and test results, x-rays, MRI scans, surgical reports, and notes from doctors that have treated you.

Ortiz Law Firm Represents Tallahassee Long Term Disability Claimants

One question we commonly receive is: “Can I hire you if I’m not in your local area?”

The answer is yes! We can represent individuals anywhere in the United States, even anywhere in the world! Below we’ll explain to you why.

Although the Ortiz Law Firm is based primarily in Pensacola, Florida, because most group plans are governed by ERISA, Nick Ortiz can handle a case anywhere in the United States. In fact, in the past few years, he has represented individuals from Alabama, Arizona, Colorado, Georgia, Illinois, Kansas, Louisiana, Maryland, Massachusetts, Minnesota, Mississippi, Missouri, Montana, Nevada, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia, and even claimants around the world (prior clients have lived in Morocco and the Philippines, for example).

Steps to Take Immediately Following a Long Term Disability Claim Denial or Termination

The first thing you should do is carefully read the denial letter from start to finish. The insurance company must reference the specific section of the policy that the denial was based one, describe what additional material or information is necessary, and explain what specific steps you must take to submit an appeal.

Next, you need to request a free copy of your claim file. You must submit your written request for the file right away, as it will take some time to obtain the file and review it. The claim file should also include your disability insurance policy.

Next, you need to obtain evidence to support your claim. You should review all of the evidence included in your claim file and obtain any evidence that is not already in the file. “Packing the record” with such evidence is vital, as in most cases, you cannot submit any new evidence during the lawsuit, no matter how relevant it may be.

Finally, prepare and submit your appeal. Your letter should clearly state that you are appealing the denial or termination of your claim. It should also state the basis for your appeal and include a list of the evidence that you will be submitting. If you had to have help preparing your appeal or if it took a significant amount of time, be sure to mention that fact as well.

Call Ortiz Law Firm for a Free Case Evaluation

In summary, you should not allow our geographic location to limit your contacting us to see what we can do to help you. Ortiz Law Firm offers a free case evaluation for claims that have been denied or terminated. Please give us a call right away at (866) 853-4512 to discuss your legal rights with a Tallahassee long term disability lawyer. We would welcome the opportunity to discuss your legal rights with you.

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Tammy

Nick Ortiz is amazing! His compassion and knowledge are excellent. When he talks to you it is always honest and he treats you with respect. His staff is very much the same. The journey with disability is hurry up and wait, with the Ortiz Law Firm they give you peace of mind while your waiting. I would recommend them highly to anyone going through this aggravating experience. Thank you Nick and Alicia for all you have done for me!

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ORTIZ LAW FIRM
(888) 321-8131

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