Patients with depression may be unable to work because of their disease and its related complications. Patients who find themselves unable to work because of their depression may qualify for long-term disability (LTD) benefits. The insurance company will review their claim to see if they qualify under the conditions of that plan.
What Is Depression?
Everybody experiences feelings of depression in life at moments of extremely heightened sadness. Some people experience major depressive disorder, which is one of the usual symptoms of a bipolar disorder. Others suffer from intense and persistent feelings of sadness that cause more long-lasting effects than other forms of depression.
This is called chronic depression, or dysthymia, and it is very similar to recurring depression, though not as debilitating. It is also sometimes referred to as major depression, clinical depression, or unipolar depression.
According to the National Institute of Mental Health, nearly 11 million people 18 or older have chronic depression. Many of these people also experience major depressive disorder in addition to their ongoing symptoms, or alternate between the two, which is called double depression.
Most people with the illness are able to carry on normal lives, though they may be notably unhappy. Since the illness typically lasts for several years, those suffering may eventually accept the depression as part of their nature and never approach doctors and family.
Besides a consistently sad state of mind, the symptoms of chronic depression include difficulty sleeping and eating, trouble concentrating or making decisions, loss of energy, and a lack of interest in things that once brought joy. These symptoms are generally akin to major depressive disorder, though milder and unending for a lengthy period. A diagnosis of chronic depression provides that the symptoms must have taken place for at least two years.
Qualifying for Long-Term Disability
Working with an experienced disability attorney will give you the best chance of getting the benefits you deserve for your depression. Even if you have been denied benefits, that does not mean your fight is over. Many people are denied benefits the first time they apply. You have the right to file an appeal and try to get more information that may help your case. Getting expert help is often the difference between being denied and being approved for benefits.
While the process can be daunting, your experienced disability attorney will be able to guide you through the process. They do not get paid until you win your case. You can seek help without worrying about upfront costs or unexpected bills.
The Ortiz Law Firm has successfully represented people in disability cases across the United States. If you would like to talk to an experienced disability lawyer about your depression and its impact on your ability to work, call us at (888) 321-8131. We would be happy to evaluate your case and to discuss how to help you through the appeal process.
