If you suffer from an illness or injury that prevents you from working, you may need to file a claim for long term disability benefits. Proving disability, however, is not as simple as applying. The burden of proof rests on the claimant’s shoulders, so you may wish to talk to a Tampa long term disability lawyer to discuss your options. We offer a no-recovery, zero-fee guarantee, so you can hire an attorney without taking any risk.
Our Tampa Long Term Disability Lawyer Will Fight for the Benefits You Deserve
ERISA laws are very complex, but a Tampa long term disability lawyer understands the administrative deadlines and critical issues that must be addressed for a claim to be successful. It is essential that an experienced long term disability lawyer review the claim file at the appeal stage to determine what additional medical and/or vocational evidence needs to be added to the administrative file and to determine what adverse information needs to be rebutted. Although no two cases are the same, the Ortiz Law Firm has developed a system to prepare a comprehensive appeal supporting your claim.
You Only Have a Limited Time to Appeal Your Denial
Typically, you have to submit your long term disability appeal to the insurance carrier within 180 days of the date of the denial or termination of your claim. If you fail to submit your appeal within the specified time frame, you may become ineligible for the benefits you deserve. Under many long term disability insurance policies, you cannot take legal action, such as filing a lawsuit against the insurance carrier, unless you have “exhausted” your appeals. Therefore, you should speak with a Tampa long term disability lawyer immediately after receiving your denial or termination letter.
What Will a Tampa Long Term Disability Lawyer Do for You?
Mr. Ortiz and his staff offer detailed advice to clients throughout the appeals process. Here are the most important things he will do in your case:
- Understand the reasoning behind your long term disability claim denial.
- Acquire additional medical records and evidence to file the appeal.
- Obtain opinions from your treating doctors concerning your impairments resulting from your injury or illness.
- Complete the appeals paperwork.
- File your LTD claim appeal within the required time limits.
As you can see from the other articles on this website, ERISA rules and regulations favor insurance companies, and it is easy to make a mistake in appealing a long term disability denial. That is why you should consider contacting an attorney early in the appeal process if your claim has been denied or your benefits have been terminated.
Call Ortiz Law Firm for a Free Case Evaluation
Ortiz Law Firm offers a free case evaluation if your long term disability claim has been denied or terminated. Please call us at (888) 321-8131 to speak with a Tampa long term disability lawyer about your legal rights. We look forward to reviewing your situation and discussing your options.