If you have an illness or injury that prevents you from working, you may need to file a claim for long-term disability benefits. However, proving disability is not as simple as filing a claim. The burden of proof rests on the claimant’s shoulders, so you may want to speak with a Tampa long-term disability attorney to discuss your options. We offer a “No Recovery, Zero Fee” guarantee, so you can hire an attorney with no risk.
Our Tampa Long-Term Disability Lawyer Will Fight for the Benefits You Deserve
ERISA laws are very complex, but a Tampa long-term disability lawyer understands the administrative deadlines and critical issues that must be addressed for a claim to be successful. It is essential that an experienced long-term disability attorney review the claim file at the appeal stage to determine what additional medical and/or vocational evidence needs to be added to the administrative file and to determine what adverse information needs to be rebutted. While no two cases are alike, the Ortiz Law Firm has developed a system for preparing a comprehensive appeal in support of your claim.
You Have a Limited Time to Appeal a Denial
Generally, you must file your long-term disability appeal with the insurance carrier within 180 days of the date your claim was denied or terminated. If you do not file your appeal within the required time frame, you may not be able to collect the benefits you deserve. Under many long-term disability insurance policies, you cannot take legal action, such as filing a lawsuit against the insurance company, until you have “exhausted” your appeals. Therefore, you should speak with a Tampa long-term disability lawyer immediately upon receiving your denial or termination letter.
What Will a Tampa Long-Term Disability Lawyer Do for You?
Nick Ortiz and his staff provide detailed advice to clients throughout the appeals process. Here are the most important things he will do in your case:
- Understand the reasoning behind the denial of your long-term disability claim.
- Obtain additional medical records and evidence to support the appeal.
- Obtain opinions from your treating physicians regarding your impairments resulting from your injury or illness.
- Complete the appeal paperwork.
- File your LTD claim appeal within the required time limits.
As you can see from the other articles on this website, ERISA rules and regulations favor insurance companies, and it is easy to make a mistake when appealing a long-term disability denial. That is why you should consider contacting an attorney early in the appeal process if your claim has been denied or your benefits have been terminated.
Call the Ortiz Law Firm for a Free Case Evaluation
The Ortiz Law Firm offers a free case evaluation if your long-term disability claim has been denied or terminated. Please call us at (888) 321-8131 to speak with a Tampa long-term disability attorney about your legal rights. We look forward to reviewing your situation and discussing your options.
