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Has your disability claim been wrongfully denied or terminated? Call us today for help!  (888) 321-8131

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OLF Ortiz Law Firm National Disability Attorneys

We appeal wrongful long term disability insurance and Social Security Disability denials.

  • ABOUT US
    • Areas We Serve
    • Testimonials
    • Our Team
      • Nick Ortiz
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  • PRACTICE AREAS
    • Long Term Disability Claims
      • Administrative Appeals
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    • Social Security Disability Claims
      • Initial Applications
      • Request for Reconsideration
      • Hearing Before an Administrative Law Judge
    • Personal Injury Claims
  • DISABLING CONDITIONS
    • Long Term Disability
    • Social Security Disability
  • INSURANCE CARRIERS
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  • RESOURCES
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  • ABOUT US
    • Areas We Serve
    • Testimonials
    • Our Team
      • Nick Ortiz
    • Our Office
    • Core Values
    • Referring Attorney Program
  • PRACTICE AREAS
    • Long Term Disability Claims
      • Administrative Appeals
      • Lawsuits
      • Lump-Sum Buyout Offers
    • Social Security Disability Claims
      • Initial Applications
      • Request for Reconsideration
      • Hearing Before an Administrative Law Judge
    • Personal Injury Claims
  • DISABLING CONDITIONS
    • Long Term Disability
    • Social Security Disability
  • INSURANCE CARRIERS
    • Cigna
    • Guardian
    • Hartford
    • Lincoln Financial
    • Matrix Absence Management
    • MetLife
    • Mutual of Omaha
    • Northwestern Mutual
    • New York Life
    • Principal
    • Prudential
    • Reliance Standard
    • Standard
    • Unum
  • RESOURCES
    • Blog
    • Free Downloads
    • Lump Sum Disability Buyout Calculator
    • FAQ: Long Term Disability
    • FAQ: Social Security Disability
    • Abbreviations in Social Security Disability Claims
  • Search
  • CONTACT

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Schedule A Free Consultation Now!

Find out how our law firm can help you win your case or you don’t pay a cent.

(888) 321-8131

  • ABOUT US
    • Areas We Serve
    • Testimonials
    • Our Team
      • Nick Ortiz
    • Our Office
    • Core Values
    • Referring Attorney Program
  • PRACTICE AREAS
    • Long Term Disability Claims
      • Administrative Appeals
      • Lawsuits
      • Lump-Sum Buyout Offers
    • Social Security Disability Claims
      • Initial Applications
      • Request for Reconsideration
      • Hearing Before an Administrative Law Judge
    • Personal Injury Claims
  • DISABLING CONDITIONS
    • Long Term Disability
    • Social Security Disability
  • INSURANCE CARRIERS
    • Cigna
    • Guardian
    • Hartford
    • Lincoln Financial
    • Matrix Absence Management
    • MetLife
    • Mutual of Omaha
    • Northwestern Mutual
    • New York Life
    • Principal
    • Prudential
    • Reliance Standard
    • Standard
    • Unum
  • RESOURCES
    • Blog
    • Free Downloads
    • Lump Sum Disability Buyout Calculator
    • FAQ: Long Term Disability
    • FAQ: Social Security Disability
    • Abbreviations in Social Security Disability Claims
  • Search
  • CONTACT
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  • LinkedIn
  • Twitter
  • YouTube

Dawn Keller

How to Improve Your Chances of Getting Disability

January 6, 2021 //  by Dawn Keller

In a perfect world, anyone who suffers from a physical or emotional disability would have the resources to seek treatment and provide for themselves without supplemental income. But since we live in the real world, many people struggle to make ends meet during a period of disability. Long term disability insurance is supposed to provide …

How to Improve Your Chances of Getting DisabilityRead More

Category: Long Term Disability, Your Chances of Getting Approved for Disability Benefits

An Independent Medical Examination (IME) by an Independent Medical Physician

January 5, 2021 //  by Dawn Keller

What is an Independent Medical Examination? First of all, we don’t like the use of the term “independent” when referring to a medical examination ordered and scheduled by a long term disability insurance company.  An independent medical evaluation (IME) is an exam conducted by medical professionals that are not associated with your case currently. The …

An Independent Medical Examination (IME) by an Independent Medical PhysicianRead More

Category: Long Term Disability, Additional Parts Of A Claim That Do Not Happen in Every Case

Start The Investigation Of Your Personal Injury Case As Early As Possible

July 23, 2020 //  by Dawn Keller

The number one way that an attorney can make a difference is by starting the investigation of your case as early as possible. It is critical to explore the individual facts and circumstances of your case as early as possible. One of the most important things that needs to be done at the very beginning …

Start The Investigation Of Your Personal Injury Case As Early As PossibleRead More

Category: Personal Injury

An Attorney Can Help Locate All Defendants In An Injury Case

July 23, 2020 //  by Dawn Keller

An experienced attorney can help you locate all defendants in the case. What do I mean by that? Sometimes, there is one defendant who was driving the car, who owned that car. There’s no one else responsible for the accident, so there’s only one person to identify. But, in some circumstances, there may be more than one …

An Attorney Can Help Locate All Defendants In An Injury CaseRead More

Category: Personal Injury

An Attorney Can Help Find All Appropriate Insurance Coverage

July 23, 2020 //  by Dawn Keller

Most accidents are covered by insurance, because the reality is that most of the time the person who hit you, or who’s responsible for an accident, probably doesn’t have their own assets or enough money to fully compensate you for your injuries from the wreck. That’s why you really want to make a claim against the …

An Attorney Can Help Find All Appropriate Insurance CoverageRead More

Category: Personal Injury

When You Have One Mandatory and One Optional Appeal After a Denial or Termination of Benefits

July 23, 2020 //  by Dawn Keller

The long term disability appeal process begins after an LTD claim has been wrongfully denied or terminated. LTD claims are most often cut-off after 24 months when the definition of “total disability” under the policy changes from “own occupation” to “any occupation.” If you have been denied benefits, you should review your insurance policy to determine …

When You Have One Mandatory and One Optional Appeal After a Denial or Termination of BenefitsRead More

Category: Long Term Disability, Long Term Disability Denials and Appeals

When Only One Appeal is Available After a Denial

July 23, 2020 //  by Dawn Keller

The long-term disability appeal process begins after an LTD claim has been wrongfully denied or terminated. LTD claims are most often cut-off after 24 months when the definition of “total disability” under the policy changes from “own occupation” to “any occupation.” In other instances, LTD claims have been terminated after the insurance company conducts video …

When Only One Appeal is Available After a DenialRead More

Category: Long Term Disability, Long Term Disability Denials and Appeals

When You Have Two Mandatory Appeals After An LTD Denial

July 23, 2020 //  by Dawn Keller

The long term disability appeal process begins after an LTD claim has been wrongfully denied or terminated. LTD claims are most often cut-off after 24 months when the definition of “total disability” under the policy changes from “own occupation” to “any occupation.” If you have been denied benefits, you should review your insurance policy to determine …

When You Have Two Mandatory Appeals After An LTD DenialRead More

Category: Long Term Disability, Long Term Disability Denials and Appeals

What The Social Security Administration Won’t Tell You About The Disability Application Process

July 21, 2020 //  by Dawn Keller

When you apply for disability insurance benefits (DIB, also called SSDI or RSDI), Social Security does not tell you that you can (or should) hire a lawyer to assist you in your claim. You Have the Right to Representation From the Beginning The Ortiz Law Firm is a disability law firm that was founded by …

What The Social Security Administration Won’t Tell You About The Disability Application ProcessRead More

Category: Social Security Disability

Closed Period Of Benefits

July 21, 2020 //  by Dawn Keller

A “closed period” of benefits may be appropriate where the claimant’s impairment has lasted for a continuous period of at least 12 months but improves to the point where the claimant is no longer disabled at the time the claim is ultimately decided (in other words, at the time of adjudication). To establish a closed …

Closed Period Of BenefitsRead More

Category: Social Security Disability

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Top Ten Mistakes That Will Destroy Your Long Term Disability Claim

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Robert W.

Nick and Alicia you're the absolute best. You and your team restored my faith. Thank you so very much!

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Practice Areas

  • Long Term Disability Insurance and ERISA Disability Insurance Claims
  • Social Security Disability Claims
  • Personal Injury Claims

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ORTIZ LAW FIRM
(888) 321-8131

316 S Baylen St
Ste 590
Pensacola, FL 32502
Monday - Thursday: 9:00 AM - 5:00 PM Friday: 9:00 AM - 2:00 PM
Saturday - Sunday: Closed

Our Team

  • Nick Ortiz
  • Jessica Ortiz
  • Dawn Keller
  • Tory Nelson

Practice Areas

  • Long Term Disability Insurance and ERISA Disability Insurance Claims
  • Social Security Disability Claims
  • Personal Injury Claims
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