We appeal wrongful long term disability insurance and Social Security Disability denials.
Why does mental illness present special obstacles in getting a claim for Social Security disability benefits approved? In sum, a lack of mental health treatment or treatment notes, not taking medication, and having an episodic illness are the most common reasons mental illness Social Security disability claims are denied. The following assessment goes into a …
Denied Disability for Mental Illness: Common Reasons WhyRead More
In a perfect world, anyone who suffers from a physical or emotional disability would have the resources to seek treatment and provide for themselves without supplemental income. But since we live in the real world, many people struggle to make ends meet during a period of disability. Long term disability insurance is supposed to provide …
Long term disability insurance policies are designed to help you financially when you are injured or out of work due to illness. If you are self-employed, you will purchase your long-term disability policy from a broker or an agent. However, the majority of the workforce is a part of a group policy provided through their …
Own Occupation vs. Any Occupation: What’s The Difference?Read More
What is an Independent Medical Examination? First of all, we don’t like the use of the term “independent” when referring to a medical examination ordered and scheduled by a long term disability insurance company. An independent medical evaluation (IME) is an exam conducted by medical professionals that are not associated with your case currently. The …
An Independent Medical Examination (IME) by an Independent Medical PhysicianRead More
Tips on How to Appeal a Long Term Disability Denial You should not give up if your claim for long term disability (LTD) benefits is denied. It is not unusual for an insurance company to deny disability claims, and most long term disability insurance policies require one or two internal administrative appeals. It may seem unlikely that the same …
How to Appeal a Long Term Disability Denial: Tips for Your AppealRead More
There is a reason that so many claimants are worried about their long term disability after 2 years of receiving benefits – the majority of long term disability insurance policies have some sort of provision which allows the insurance company to terminate certain claims after a 2 year period. Why Are Long Term Disability Claims …
Long Term Disability After Two Years: Why Was My Claim Closed?Read More
The number one way that an attorney can make a difference is by starting the investigation of your case as early as possible. It is critical to explore the individual facts and circumstances of your case as early as possible. One of the most important things that needs to be done at the very beginning …
Start The Investigation Of Your Personal Injury Case As Early As PossibleRead More
An experienced attorney can help you locate all defendants in the case. What do I mean by that? Sometimes, there is one defendant who was driving the car, who owned that car. There’s no one else responsible for the accident, so there’s only one person to identify. But, in some circumstances, there may be more than one …
An Attorney Can Help Locate All Defendants In An Injury CaseRead More
Most accidents are covered by insurance, because the reality is that most of the time the person who hit you, or who’s responsible for an accident, probably doesn’t have their own assets or enough money to fully compensate you for your injuries from the wreck. That’s why you really want to make a claim against the …
An Attorney Can Help Find All Appropriate Insurance CoverageRead More
The long term disability appeal process begins after an LTD claim has been wrongfully denied or terminated. LTD claims are most often cut-off after 24 months when the definition of “total disability” under the policy changes from “own occupation” to “any occupation.” If you have been denied benefits, you should review your insurance policy to determine …
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