Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.
We have litigated claims against all the major insurance companies, including Life Insurance Company of North America (LINA), Cigna, Unum, Lincoln, MetLife, The Hartford, and more. Despite the fact the insurance companies have billions of dollars of resources behind them, the Ortiz Law Firm does not fear a single one of them.
// by Ortiz Law Firm
Ms. Harrison was a claimant who worked as a customer service representative for a cash advance lender. Her duties included selling financial products to customers, providing customer service, handling money, and overseeing financial transactions. She also suffered from depression and anxiety during her time at this place of employment. Ms. Harrison had suffered for many …
Customer Service Rep Denied LTD Due to Pre-Existing LimitationRead More
// by Ortiz Law Firm
Ursula Mayer (“Mayer”) was an employee of Mercy Health Services, LLC (“Mercy”) and was covered under a long-term disability insurance policy that was issued by Cigna Group Insurance (“Cigna”). She claimed that she was totally disabled according to the definition within the policy, that she applied for benefits with Cigna, and that her claim was denied. …
Court Unable to Determine If Plan is a Church Plan or NotRead More
// by Ortiz Law Firm
Case Name: Stephanie Shaw v. Life Insurance Company of North America Court: United States District Court for the Central District of California Type of Claim: Long Term Disability Insurance Company: Life Insurance Company of North America (hereinafter “LINA”) Claimant’s Employer: Colony Advisors, LLC Claimant’s Occupation / Job Position: Legal Assistant Disabilities: Severe anxiety, depression, sleeping problems, tachycardia, and headaches. Definition …
Plaintiff Refused to Follow Recommended Treatment PlanRead More
// by Ortiz Law Firm
Case Name: Graham v. Life Insurance Company of North America Court: U.S. District Court for the Northern District of Georgia Date of Decision: November 28, 2016 Type of Claim: Long Term Disability under the Employee Retirement Income Security Act of 1974 (“ERISA”) Insurance Company: Life Insurance Company of North America (LINA) Claimant’s Employer: DeKalb Regional Health System Claimant’s Occupation / Job …
Court Rules LINA Must Review Claim Under “Medium-Occupation” StandardRead More
// by Ortiz Law Firm
Case Name: Cheryl Gailey v. Life Insurance Company of North America Court: United States District Court for the Middle District of Pennsylvania Type of Claim: Long Term Disability Insurance Company: Life Insurance Company of North America Claimant’s Employer: LifeCare Management Services Claimant’s Occupation / Job Position: Business Office Manager Disabilities: Plaintiff suffered from major depressive disorder, generalized anxiety disorder, mood disorder, and psychosocial and …
Court Rules LINA Decision to Deny Benefits Was Not Without ReasonRead More
// by Ortiz Law Firm
Case Name: Christopher Esbensen v. Life Insurance Company of North America Court: United States District Court for the Middle District of Pennsylvania Date of Decision: March 21, 2016 Type of Claim: Long Term Disability under the Employee Retirement Income Security Act (“ERISA”) Insurance Company: Life Insurance Company of North America (“LINA”) Claimant’s Employer: Sears Holding Management Corporation Claimant’s Occupation / Job …
Court Rules Defendant’s Decision is an Abuse of DiscretionRead More
// by Ortiz Law Firm
Here, Chernequa Dawson (“Dawson”) worked as a Care Transition Coordination (“CTC”) Nurse Care Manager and was employed by Cigna Corporation (“Cigna”). Through her employment with Cigna, she was covered under both a short-term and long-term disability plan. For these plans, Cigna pays the short-term disability plan benefits, while Life Insurance Company of North America (“LINA”) pays for long-term disability …
Court Rules Plaintiff Didn’t Provide Enough Objective EvidenceRead More
// by Ortiz Law Firm
Case Name: Jack B. Calhoun, Jr. v. Life Insurance Company of North America Court: U.S. Court of Appeals for the Sixth Circuit, on appeal from the U.S. District Court for the Southern District of Ohio. Date of Decision: December 15, 2016. Note: This case is “unpublished”, or “Not Recommended For Full-Text Publication”. An unpublished opinion is a decision of …
LINA Acted Arbitrarily and Capriciously in Denying ClaimRead More
// by Ortiz Law Firm
Case Name: Brown v. Life Insurance Company of North America Court: United States District Court for the District of Arizona Date of Decision: December 12, 2014 Type of Claim: Long Term Disability Insurance Company: Life Insurance Company of North America (hereinafter “LINA”) Claimant’s Employer: National Instruments Claimant’s Occupation / Job Position: General Counsel / Commercial Lawyer Disabilities: Complex Regional Pain Syndrome (CRPS) – frequently …
Can A Peer Review Doctor Outweigh My Doctor’s Opinion?Read More
// by Ortiz Law Firm
In Burkhead v. Life Insurance Company of North America, the plaintiff filed for short and long term disability benefits from Life Insurance Company of North America (LINA), the insurer of her ERISA governed plan. In the District Court’s Opinion, the court held that LINA abused its discretion in denying plaintiff benefits under the “own occupation” …
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