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Has your disability claim been wrongfully denied or terminated? Call us today for help!  (888) 321-8131

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OLF Ortiz Law Firm National Disability Attorneys

We appeal wrongful long term disability insurance and Social Security Disability denials.

  • ABOUT US
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      • Nick Ortiz
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  • DISABLING CONDITIONS
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  • INSURANCE CARRIERS
    • Cigna
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  • ABOUT US
    • Areas We Serve
    • Testimonials
    • Our Team
      • Nick Ortiz
    • Our Office
    • Core Values
    • Referring Attorney Program
  • PRACTICE AREAS
    • Long Term Disability Claims
      • Administrative Appeals
      • Lawsuits
      • Lump-Sum Buyout Offers
    • Social Security Disability Claims
      • Initial Applications
      • Request for Reconsideration
      • Hearing Before an Administrative Law Judge
    • Personal Injury Claims
  • DISABLING CONDITIONS
    • Long Term Disability
    • Social Security Disability
  • INSURANCE CARRIERS
    • Cigna
    • Guardian
    • Hartford
    • Lincoln Financial
    • Matrix Absence Management
    • MetLife
    • Mutual of Omaha
    • Northwestern Mutual
    • New York Life
    • Principal
    • Prudential
    • Reliance Standard
    • Standard
    • Unum
  • RESOURCES
    • Blog
    • Free Downloads
    • Lump Sum Disability Buyout Calculator
    • FAQ: Long Term Disability
    • FAQ: Social Security Disability
    • Abbreviations in Social Security Disability Claims
  • Search
  • CONTACT

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(888) 321-8131

  • ABOUT US
    • Areas We Serve
    • Testimonials
    • Our Team
      • Nick Ortiz
    • Our Office
    • Core Values
    • Referring Attorney Program
  • PRACTICE AREAS
    • Long Term Disability Claims
      • Administrative Appeals
      • Lawsuits
      • Lump-Sum Buyout Offers
    • Social Security Disability Claims
      • Initial Applications
      • Request for Reconsideration
      • Hearing Before an Administrative Law Judge
    • Personal Injury Claims
  • DISABLING CONDITIONS
    • Long Term Disability
    • Social Security Disability
  • INSURANCE CARRIERS
    • Cigna
    • Guardian
    • Hartford
    • Lincoln Financial
    • Matrix Absence Management
    • MetLife
    • Mutual of Omaha
    • Northwestern Mutual
    • New York Life
    • Principal
    • Prudential
    • Reliance Standard
    • Standard
    • Unum
  • RESOURCES
    • Blog
    • Free Downloads
    • Lump Sum Disability Buyout Calculator
    • FAQ: Long Term Disability
    • FAQ: Social Security Disability
    • Abbreviations in Social Security Disability Claims
  • Search
  • CONTACT
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Life Insurance Company of North America

We have litigated claims against all the major insurance companies, including Life Insurance Company of North America (LINA), Cigna, Unum, Lincoln, MetLife, The Hartford, and more. Despite the fact the insurance companies have billions of dollars of resources behind them, the Ortiz Law Firm does not fear a single one of them.

Customer Service Representative Denied Due to Pre-Existing Limitation

Ms. Harrison was a claimant who worked as a customer service representative for a cash advance lender. Her duties included selling financial products to customers, providing customer service, handling money, and overseeing financial transactions. She …

Customer Service Representative Denied Due to Pre-Existing LimitationRead More

Insurance Company: Life Insurance Company of North AmericaOccupation: Customer Service Representative

Court Unable to Determine If Plan is a Church Plan or Not

Ursula Mayer (“Mayer”) was an employee of Mercy Health Services, LLC (“Mercy”) and was covered under a long-term disability insurance policy that was issued by Cigna Group Insurance (“Cigna”). She claimed that she was totally disabled according to …

Court Unable to Determine If Plan is a Church Plan or NotRead More

Insurance Company: Cigna, Life Insurance Company of North America

Plaintiff Refused to Follow Recommended Treatment Plan

Case Name: Stephanie Shaw v. Life Insurance Company of North America Court: United States District Court for the Central District of California Type of Claim: Long Term Disability Insurance Company: Life Insurance Company of North America …

Plaintiff Refused to Follow Recommended Treatment PlanRead More

Insurance Company: Life Insurance Company of North AmericaOccupation: Legal Assistant

Court: Must Review Claim Under “Medium-Occupation” Standard

Case Name: Graham v. Life Insurance Company of North America Court: U.S. District Court for the Northern District of Georgia Date of Decision: November 28, 2016 Type of Claim: Long Term Disability under the Employee Retirement Income …

Court: Must Review Claim Under “Medium-Occupation” StandardRead More

Insurance Company: Life Insurance Company of North AmericaOccupation: Registered Nurse

Court: Decision to Deny LTD Benefits Was Not Without Reason

Case Name: Cheryl Gailey v. Life Insurance Company of North America Court: United States District Court for the Middle District of Pennsylvania Type of Claim: Long Term Disability Insurance Company: Life Insurance Company of North …

Court: Decision to Deny LTD Benefits Was Not Without ReasonRead More

Insurance Company: Life Insurance Company of North AmericaOccupation: Business Office Manager

Court Rules Defendant’s Decision is an Abuse of Discretion

Case Name: Christopher Esbensen v. Life Insurance Company of North America Court: United States District Court for the Middle District of Pennsylvania Date of Decision: March 21, 2016 Type of Claim: Long Term Disability under the Employee …

Court Rules Defendant’s Decision is an Abuse of DiscretionRead More

Insurance Company: Life Insurance Company of North AmericaOccupation: Service Technician

Court Rules Plaintiff Didn’t Provide Enough Objective Evidence

Here, Chernequa Dawson (“Dawson”) worked as a Care Transition Coordination (“CTC”) Nurse Care Manager and was employed by Cigna Corporation (“Cigna”). Through her employment with Cigna, she was covered under both a short-term and long-term disability …

Court Rules Plaintiff Didn’t Provide Enough Objective EvidenceRead More

Insurance Company: Cigna, Life Insurance Company of North AmericaOccupation: Care Transition Coordinator, Nurse Care Manager

LINA Acted Arbitrarily and Capriciously in Denying Claim

Case Name: Jack B. Calhoun, Jr. v. Life Insurance Company of North America Court: U.S. Court of Appeals for the Sixth Circuit, on appeal from the U.S. District Court for the Southern District of Ohio. Date of Decision: December 15, …

LINA Acted Arbitrarily and Capriciously in Denying ClaimRead More

Insurance Company: Life Insurance Company of North AmericaOccupation: Senior Maintenance Technician

Can A Peer Review Doctor Outweigh My Doctor’s Opinion?

Case Name: Brown v. Life Insurance Company of North America Court: United States District Court for the District of Arizona Date of Decision: December 12, 2014 Type of Claim: Long Term Disability Insurance Company: Life Insurance …

Can A Peer Review Doctor Outweigh My Doctor’s Opinion?Read More

Insurance Company: Life Insurance Company of North AmericaOccupation: Attorneys and Lawyers

Court Rules Denial Was Arbitrary & Capricious

In Burkhead v. Life Insurance Company of North America, the plaintiff filed for short and long term disability benefits from Life Insurance Company of North America (LINA), the insurer of her ERISA governed plan. In the District Court’s Opinion, the …

Court Rules Denial Was Arbitrary & CapriciousRead More

Insurance Company: Life Insurance Company of North AmericaOccupation: Telecommunications Analyst

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Top Ten Mistakes That Will Destroy Your Long Term Disability Claim

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Tamara D.

Kate Hauser was my attorney in my disability case recently. She was very helpful in explaining the steps, preparing for what's coming next, and calming my nerves!

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Practice Areas

  • Long Term Disability Insurance and ERISA Disability Insurance Claims
  • Social Security Disability Claims
  • Personal Injury Claims

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Location

ORTIZ LAW FIRM
(888) 321-8131

316 S Baylen St
Ste 590
Pensacola, FL 32502
Monday - Thursday: 9:00 AM - 5:00 PM Friday: 9:00 AM - 2:00 PM
Saturday - Sunday: Closed

Our Team

  • Nick Ortiz
  • Jessica Ortiz
  • Dawn Keller
  • Tory Nelson

Practice Areas

  • Long Term Disability Insurance and ERISA Disability Insurance Claims
  • Social Security Disability Claims
  • Personal Injury Claims
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