A typical appeal letter when a claim has been denied or terminated reads something like “I am appealing your denial letter. I don’t think you’ve considered all of the evidence correctly. Please review the file again. I think you’ll understand why I should be receiving benefits.” Unfortunately, this type of appeal letter is not very effective and is unlikely to get the long term disability insurance company to reverse course and approve an LTD claim.
Why Most Long-Term Disability Appeals Suck! [Video]Read More