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According to the United States Census Bureau, 15.5% of the Allentown population under age 65 suffers from a disability. If your condition is severe enough to prevent you from working, you may wonder how you will get by without your usual paycheck. Fortunately, you may be eligible to receive disability benefits from a long-term disability (LTD) insurance carrier or Social Security disability benefits while you cannot work.
An Allentown disability lawyer at our firm can assist you in obtaining your benefits. We handle long-term disability appeals and LTD lawsuits and represent Social Security Disability Insurance (SSDI) claimants from the initial application through a hearing with an Administrative Law Judge. Call us today at (888) 321-8131 to schedule a free case evaluation.
We Help with Long-Term Disability Appeals and Lawsuits
Unfortunately, many Allentown residents who are disabled and unable to work will not receive the benefits they deserve. Disability insurance companies will use tricks and tactics to deny your claim to save money. After all, an insurance company is a business whose goal is to profit. However, an experienced long-term disability attorney can help you recover the benefits you deserve.
You should speak with an Allentown LTD attorney to learn how we can help get your long-term disability claim approved or reinstated. An experienced disability attorney can guide you through the administrative appeal process or file a lawsuit against the disability insurance company.
We Help Disability Claimants Nationwide
Many Pennsylvania disability claimants wonder if they can hire us since we’re not locally based. The answer is yes! You’re free to work with any lawyer in the country—you don’t have to stick to attorneys in Pennsylvania.
Most long-term disability claims fall under ERISA, a federal law. This allows us to handle cases without needing in-person court trials or lengthy proceedings. Instead, it’s mostly paperwork, writing briefs, and mail communication. So, we can efficiently manage these federal cases from anywhere, including Allentown, even though our main office is in Pensacola, Florida.
Attorney Nick Ortiz has successfully represented long-term disability clients nationwide. He can either be temporarily admitted to practice in your local federal court or file the lawsuit here in Florida. Our firm uses electronic signatures, email, and phone calls to stay connected with clients wherever they live.
We Can Guide You Through the ERISA Disability Appeal Process
Most LTD appeals must be submitted to the insurance carrier within 180 days of the date of the denial or termination. If you fail to submit your appeal within the specified time frame, you may be disqualified from receiving benefits. Under many long-term disability insurance policies, you cannot file a lawsuit against the insurance carrier unless you have “exhausted” your appeals. You should speak with an ERISA attorney as soon as possible after receiving your denial or termination letter.
ERISA law is complex, but an ERISA lawyer understands the critical issues that must be addressed on appeal. The insurance company will explain your right to submit an appeal, but they won’t usually mention that any future lawsuit is limited to the evidence submitted during the administrative appeal process. An experienced lawyer should review the claim file at the appeal stage to determine what medical or vocational evidence needs to be added to the administrative file or if harmful information in your file needs to be addressed.
Pennsylvania Courts, Government, and Department of Insurance Information
- United States District Court | Eastern District of Pennsylvania
- United States Court of Appeals for the Third Circuit
- Official government website for the State of Pennsylvania
- Pennsylvania Department of Insurance
ERISA Case Summaries from the Eastern District of Pennsylvania
- Video Surveillance May Offer Significant Support For Denying An LTD Claim
- Traumatic Brain Injury From Playing Football In The NFL
- Court Dismisses Case for Failure to State Claim
- Court Rules Denial of Benefits Was an Abuse of Discretion
- Court Rules Reliance Did Not Act Arbitrarily or Capriciously
Allentown Social Security Disability Lawyers
When a person decides to file for Social Security disability benefits, they usually start by contacting Social Security disability lawyers in their local area to ask questions and potentially obtain representation for their claim. But what if there aren’t many Social Security disability lawyers in your area? Or maybe you spoke with an Allentown Social Security disability attorney, but it didn’t feel like a good match.
Although we are based in Florida, we represent Social Security disability claimants nationwide. Whether you are just beginning to research how to apply for benefits or are waiting for a hearing with an Administrative Law Judge, Pensacola Social Security disability attorney Nick Ortiz and the experienced legal team at the Ortiz Law Firm will fight for the benefits you deserve.
We offer a free case evaluation for claims at the following stages:
Local SSA Offices and Resources for Your Claim
- Directions to the local Social Security Administration Offices
- Social Security’s website
- Information about the Elkins Park Office of Hearing Operations
- The Biggest Mistakes Social Security Disability Claimants Make
Call for a Free Case Evaluation with an Allentown Disability Lawyer
Don’t let your location stop you from contacting us. We have recovered millions in disability benefits for clients nationwide. If your long-term disability claim was denied or terminated or if you need assistance with a Social Security disability claim, you can get a free case evaluation. Call us at (888) 321-8131 to get started. We’re ready to discuss your legal rights and how we can help.
