According to the United States Census Bureau, 15.5% of the Allentown population under age 65 suffers from a disability. If your condition is severe enough to prevent you from working, you may wonder how you will get by without your usual paycheck. Fortunately, you may be eligible to receive disability benefits from a long term disability (LTD) insurance carrier or Social Security Disability benefits while you are unable to work.
An Allentown disability lawyer at our firm can assist you in obtaining your benefits. We handle long term disability appeals and LTD lawsuits, and we represent Social Security Disability Insurance (SSDI or SSD) claimants from the initial application through a hearing with an Administrative Law Judge. Call us today at (888) 321-8131 to schedule a free consultation with a disability insurance and Social Security Disability lawyer.
Ortiz Law Firm Handles Allentown Long Term Disability Claims
Unfortunately, many Allentown residents who are disabled and unable to work will not receive the benefits they deserve. Disability insurance companies will use tricks and tactics to deny your claim to save money. After all, an insurance company is a business whose goal is to profit. However, an experienced long term disability attorney can help you recover the benefits you deserve.
You should speak with an Allentown LTD attorney to learn how we can help get your long term disability claim approved or reinstated. An experienced disability attorney can guide you through the administrative appeal process, filing a lawsuit against the disability insurance company, or even negotiating a lump-sum settlement.
We Represent Claimants Nationwide
Many of the claimants in Allentown, PA. that contact our office ask the same question: “Can I hire you if I’m not in your local area?”
The answer is yes! You are free to work with a lawyer anywhere in the country – you are not restricted to the attorneys in Allentown, PA., or even those in Pennsylvania. We can represent individuals anywhere in the United States, even worldwide! Below, we’ll explain to you why.
Many long term disability claims are governed by ERISA, a federal regulation allowing us to handle cases without needinga jury trial or extensive in-person proceedings. Instead, the process primarily involves paperwork, brief writing, and mail correspondence. This means we can efficiently manage federal court cases from anywhere in the country, including Allentown, PA. Although our main office is in Pensacola, Florida, attorney Nick Ortiz has successfully represented long term disability claimants nationwide and in other countries like Morocco and the Philippines.
Our firm is equipped to communicate with you regardless of your location. We utilize electronic signature services, email, fax, and phone calls to stay connected and ensure smooth communication.
There are some cases where we may not be able to represent a claimant due to their location, but we still evaluate each case on a case-by-case basis. Nick Ortiz can either be admitted to your local federal court by what we would call a pro hac vice admission, or he can file a lawsuit here in Florida. If we cannot assist you, we will try to refer you to another firm that can.
Allentown, PA Courts, Government, and Department of Insurance Information
Eastern District of Pennsylvania Case Summaries
Our Allentown Disability Lawyer Will Fight for the Benefits You Deserve
Most LTD appeals must be submitted to the insurance carrier within 180 days of the date of the denial or termination. If you fail to submit your appeal within the specified time frame, you may be ineligible to receive the benefits you deserve. Under many long term disability insurance policies, you cannot file a lawsuit against the insurance carrier unless you have “exhausted” your appeals. Therefore, you should speak with an Allentown long term disability attorney as soon as possible after receiving your denial or termination letter.
ERISA laws are very complex, but an ERISA lawyer will understand the administrative deadlines and critical issues that must be addressed for a successful claim. While the insurance company will explain your right to submit an appeal, they will not usually disclose that any future lawsuit will be limited to the evidence submitted during the administrative appeal process. An experienced lawyer must review the claim file at the appeal stage to determine what additional medical and/or vocational evidence needs to be added to the administrative file and whether adverse information needs to be rebutted.
Allentown Social Security Disability Lawyers
More often than not, when a person decides to file for Social Security Disability benefits, they will start by contacting Social Security Disability lawyers in their local area to ask questions and potentially obtain representation for their claim. But what if there aren’t many Social Security Disability lawyers in your area? Maybe you scheduled a free consultation with an Allentown Social Security Disability attorney, but it didn’t feel like the right fit.
Fortunately, Social Security Disability claims are part of a federal program administered by the Social Security Administration (SSA)
Although we are based in Pensacola, Florida, we represent Social Security Disability Insurance claimants in Allentown and the surrounding areas. Whether you are just beginning to research how to apply for benefits or have a hearing scheduled with an Administrative Law Judge, the disability attorneys at our firm will fight for the benefits you deserve. We offer a free consultation for qualified SSD claims at the following stages:
Allentown Social Security Disability Locations and Resources
Call for a Free Case Evaluation with an Allentown Disability Insurance and Social Security Lawyer
In summary, you should not allow our geographic location to stop you from contacting us to see what we can do to help you. We represent disabled individuals in Allentown, PA., and have recovered millions in benefits for our clients. Ortiz Law Firm offers a free consultation if your LTD claim has been denied or terminated and to Social Security claimants at the initial application, reconsideration, and hearing stage. Please call us at (888) 321-8131 to schedule your free consultation with an Allentown disability attorney. We would welcome the opportunity to discuss your legal rights with you.