According to studies by the U.S. Census Bureau, about 9.1% of Columbus, Ohio residents over the age of 65 have a disability. For those whose disability is severe enough to prevent them from working, they might be eligible for disability benefits. We offer legal representation to individuals in Columbus filing disability claims.
Our services include Group long term disability (LTD) claims and individual disability policy claims. We also help with Social Security Disability Insurance (SSDI). We have a no recovery, no fee guarantee, so you can secure legal assistance without taking any financial risks.
Ortiz Law Firm Represents Columbus, OH Long-Term Disability Claimants
We help long-term disability claimants who have been denied their benefits or whose benefits have been terminated. We prepare appeals and, if required, we can sue the insurance company on your behalf. We can also assist in assessing and potentially negotiating for a higher amount in case you receive a lump-sum settlement offer from the insurance company. We are located in Pensacola, Florida, but we serve long-term disability claimants across the nation.
Why Long Term Disability Claims are Denied
There are several reasons why your long-term disability insurance company might reject your claim. Claims can be denied for pre-existing conditions, depending on the policy’s definition of “pre-existing”. Also, if you fail to provide required information before a specified deadline, your claim may be denied. It’s essential to communicate any delays to the insurance company promptly.
Another reason for denial can be if the claimant does not fulfill the “actively at work” requirement, as illustrated by the Cheney v. Standard Insurance case. The court determined that the claimant, who was on leave, didn’t meet the “Actively at Work” definition and therefore was ineligible for benefits.
Appealing a Long Term Disability Denial with a Columbus Ohio Disability Lawyer
If your insurance company denies your claim, it’s crucial that you reach out to a seasoned long-term disability attorney to discuss your next steps. You need to understand how many chances you’ll get to submit further information to strengthen your case. Depending on the policy, you may be allowed to file one appeal or multiple appeals. An attorney can help you understand the specific terms of your policy.
Columbus, OH Courts, Government, and Department of Insurance Information
Columbus Social Security Disability and Supplemental Security Income Claims
Applying for Social Security Disability benefits can be taxing, but our legal team at Ortiz Law Firm is here to advocate for the benefits you deserve. Despite our location in Florida, we represent clients in Columbus, Ohio, and the surrounding areas throughout the various stages of a Social Security Disability claim, including initial application, request for reconsideration, and hearing before an Administrative Law Judge.
As part of our commitment to enhancing Social Security Disability claims, we offer a complimentary membership to the Disability Academy – our online training program designed to guide you through the process from initial application to a hearing before an Administrative Law Judge.
Columbus, Ohio Social Security Administration (SSA) Locations and Resources
Here are links to several resources which may assist you during the Social Security Disability Insurance claim process. These resources apply to either SSDI or SSI claims:
Call Ortiz Law Firm for a Free Case Evaluation with a Columbus Ohio Disability Insurance and Social Security Disability Lawyer
Don’t let our location stop you from seeking our assistance. Ortiz Law Firm provides a free case evaluation for denied or terminated long-term disability claims, and for Social Security claims in the stages between initial application and hearing.
Please contact us immediately at (888) 321-8131 to discuss your rights with a Columbus, OH disability attorney. We would be glad to talk about your rights and how our legal team can assist you in securing the disability benefits you’re entitled to.