Fort Wayne, Indiana is the second-largest city in the state, and according to the U.S. Census Bureau, 10.4% of Fort Wayne residents under the age of 65 live with a disability. If you are unable to work due to your disabling condition, you are probably worried about how you will afford your usual bills as well as manage your growing medical expenses.
An experienced Fort Wayne disability lawyer such as Nick Ortiz, along with his experienced legal team, can help you obtain the benefits you deserve. Many of those who are unable to work because they suffer from a disabling illness may be eligible to receive long term disability benefits from a disability insurance policy and/or Social Security Disability Insurance (SSDI) benefits from the Social Security Administration.
Fort Wayne Long Term Disability, ERISA, and Disability Insurance Claims
If your insurance carrier has wrongfully denied or terminated your claim we will fight to get you the benefits that you paid for. Nick Ortiz and the experienced legal team at our firm have years of experience disputing long term disability denials and are prepared for all of the tricks and tactics that the insurance company will use in an attempt to delay and deny your claim.
It would be a privilege to discuss your claim with you. We do not charge an attorney fee or administrative costs unless we win your case, so there is no risk in hiring a lawyer to represent you in your long term disability claim.
Administrative Appeals and Lawsuits
We assist claimants in the administrative appeal process in hopes of getting the claim approved or reinstated, and, if necessary, we will file a lawsuit against the insurance company on your behalf.
Although we do not typically handle short-term disability claims, we may be able to help if you also have a long term disability policy that will also be impacted.
Lump-Sum Buyout Offers
If the insurance company has offered you a lump sum to buy out your claim, we can help you evaluate the fairness of the offer and possibly negotiate a larger settlement amount.
We Represent Claimants Nationwide
We represent individuals anywhere in the United States, even anywhere in the world! The Ortiz Law Firm is based primarily in Pensacola, Florida, but because most group plans are governed by ERISA, Nick Ortiz can handle a case anywhere in the United States. We have even represented claimants around the world (prior clients have lived in Morocco, Norway, and the Philippines, for example).
Under ERISA, you do not have the right to a jury trial, and – in most cases – you do not have the right to engage in extensive discovery. This means that most of the work is paper-driven, involves a lot of brief writing, and a lot of correspondence by mail. It is highly unlikely that a court appearance will be required, and as a result, we can handle a federal court case anywhere in the state.
Nick Ortiz can either be admitted to your local federal court by what we would call a pro hac vice admission, or he can file a lawsuit here in the state of Florida. We evaluate every claim on a case-by-case basis, so do not let our location discourage you from seeking assistance. Call us today at (888) 321-8131 to schedule your free case evaluation.
Fort Wayne Courts, Government, and Department of Insurance Information
United States District Court | Northern District of Indiana
United States Court of Appeals for the Seventh Circuit
Official government website for the State of Indiana
Indiana Department of Insurance
Northern District of Indiana Case Summary
Experts’ Bread Has Been Buttered By Aetna Before
Our Fort Wayne Long Term Disability Lawyer Will Fight for the Benefits You Deserve
Most long term disability appeals must be submitted to the insurance carrier within 180 days of the date of the denial or termination. Failure to submit your appeal within the time frame specified by the insurance company may cause you to be disqualified from receiving benefits even if you are disabled.
Under many long term disability insurance policies, you cannot file a lawsuit against the insurance carrier unless you have “exhausted” your appeals. While the insurance company will explain your right to submit an appeal, they will not usually disclose that any future lawsuit will be limited to the evidence submitted during the administrative appeal process. It is essential that an experienced long term disability lawyer review the claim file at the appeal stage in order to determine what additional medical and/or vocational evidence needs to be added to the administrative record and to determine what adverse information needs to be rebutted.
ERISA laws are very complex. A Fort Wayne long term disability lawyer will understand the administrative deadlines and critical issues that need to be addressed for a successful claim. Therefore, you should speak with a Fort Wayne long term disability lawyer right away if your claim is denied or terminated.
Fort Wayne Social Security Disability Lawyers
If you are in Fort Wayne, Indiana, and need help with a Social Security Disability Insurance (SSDI) claim, then you have come to the right place. Although we are based in Pensacola, Florida, we represent Social Security claimants in Fort Wayne and the surrounding areas. A Social Security Disability lawyer at our law office can help with Social Security Disability benefits claims at the following stages:
- Initial Application
- Request for Reconsideration
- Request for Hearing before an Administrative Law Judge
Fort Wayne, Indiana Social Security Administration Locations and Resources for Your Social Security Disability Claim
Directions to the local Social Security Administration Offices
Call Ortiz Law Firm for a Free Case Evaluation with a Fort Wayne Disability Lawyer
In summary, you should not allow our geographic location to limit your contacting us to see what we can do to help you. We represent disability claimants nationwide, and we only get paid if you get paid. Our firm offers a free case evaluation for long term disability claims that have been denied or terminated and Social Security claimants from the initial application process to the hearing stage.
We have recovered millions in benefits. Please give us a call right away at (888) 321-8131 to discuss your free consultation with a Fort Wayne disability insurance and Social Security Disability attorney. We would welcome the opportunity to discuss your legal rights with you.