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We provide a free case evaluation for long-term disability insurance claims that have been wrongly denied or terminated, and for Social Security disability claims at the initial application, reconsideration, and hearing stages of a claim.
Whether you need to appeal a long-term disability (LTD) denial, file a lawsuit against a disability insurance company, or are looking for a Social Security disability lawyer, a Greensboro disability lawyer at the Ortiz Law Firm can help.
Long-Term Disability Appeals and Lawsuits
Your long-term disability insurance is intended to be there to protect you if you suffer a disabling illness or injury. You bought your insurance policy because you trusted that the insurance company to pay benefits. You pay your premium, so if you need to file a claim, you shouldn’t have a problem.
Unfortunately for claimants, the insurance company has nothing to gain by paying out claims. They make money by managing risk – hoping that out of a large group of employees, only a few will file claims. Insurance claim adjusters are trained to delay and deny claims when they can, making it difficult for the few who must file claims. All too often, claimants get frustrated and give up, which is exactly what the insurance company hopes will happen.
If your long-term disability claim has been denied or terminated, do not lose hope. The fight is not over, and you do not have to face the insurance company alone. You probably have enough worries about your medical treatment, medical bills, and other complications caused by your loss of income and deteriorating health. Our experienced disability lawyers will fight for the benefits you deserve so that you can focus on your health.
If your long-term disability claim has been wrongly denied or terminated we offer a free case evaluation. Although we do not typically handle short-term disability cases, we may be able to help if your short-term disability benefits have been denied and you also have long-term disability coverage that may also be affected. We file administrative appeals on behalf of our clients and, if necessary, we will also file a lawsuit against the insurance company. We handle both group disability claims, which are typically governed by ERISA regulations, and individual disability insurance (“IDI” or “DI”) claims, which are governed by state law.
Greensboro, NC Courts, Government, and Insurance Department Information
- Middle District of North Carolina | United States District Court
- United States Court of Appeals for the Fourth Circuit
- North Carolina State Government
- North Carolina Department of Insurance
Social Security Disability Claims
In addition to long-term disability claims, we also represent Social Security Disability Insurance claimants. Nick Ortiz has been representing Social Security Disability Insurance claimants since 2005. We help individuals in North Carolina (in fact, anywhere in the country) get the benefits they deserve.
The SSA now conducts hearings using the Microsoft Teams platform and over the phone, making it is easier than ever to work with an attorney even if they are not in your local area. You do not have to settle for an attorney just because they are in your area.
We represent Social Security Disability Insurance claimants at the following stages.
Do I Need SSDI Benefits If I Receive LTD Benefits?
If you have a long-term disability insurance policy, you may be wondering why you need to apply for Social Security Disability Insurance benefits as well
Most policies allow the insurance company to reduce your monthly benefit amount by the amount of any other disability benefits you receive. As such, the insurance company will likely require you to apply for Social Security Disability benefits while you are receiving long-term disability benefits.
Typically, the insurance company will refer you to a specialized organization, such as Allsup or The Advocator Group. You do not have to work with the organization recommended by your insurance company or a local North Carolina attorney.
Greensboro SSA Locations and Resources
- Directions to the Greensboro, NC Social Security Administration Office
- Social Security Administration Website
- Greensboro, NC Office of Hearing Operations Information
Schedule a Free Case EvaluationWith a Greensboro Disability Lawyer
Our office may be located in Florida, but we are ready and willing to take on Greensboro Social Security Disability Insurance claims, group long-term disability claims, and individual policy disability claims. We will guide you through the disability claim process and fight for the benefits that you deserve.
Do not let our geographic location keep you from contacting us to see what we can do to help you get the benefits you deserve. If you have an illness or injury that prevents you from working you should contact our office immediately. Our primary areas of practice are Social Security Disability Insurance and long-term disability insurance claims, so we have the expertise to help you win your case
We offer free case evaluations for individuals whose long-term disability claims have been wrongly denied or terminated. We also offer free case evaluation for those seeking Social Security disability benefits at the initial application, reconsideration, or hearing stages.
If you’re in North Carolina and need help with a disability claim, call us right away at (888) 321-8131 to discuss your legal rights. We review each claim on a case-by-case basis and we would welcome the opportunity to discuss your claim with you.
