Individuals in Greensboro, North Carolina who are unable to work due to a disabling injury or illness often turn to the Ortiz Law Firm for assistance with disability insurance and Social Security Disability Insurance (SSDI) matters. Whether you need to appeal a long term disability (LTD) denial, file a lawsuit against a disability insurance company, or you are seeking a Social Security Disability lawyer, a Greensboro disability lawyer at Ortiz Law Firm can help.
We provide a free case evaluation for disability insurance claims that have been wrongfully denied or terminated, and for Social Security Disability claimants at the initial application, reconsideration, and hearing stages of a claim. Our office may be located in Florida, but we are ready and willing to take on Greensboro Social Security Disability claims, Supplemental Security Income claims, group long term disability claims, individual policy disability claims, and ERISA disability claims. We will guide you through the disability claim process and fight for the benefits that you deserve.
Greensboro, NC Long Term Disability, ERISA, and Disability Insurance Lawyers
Your long term disability insurance is intended to be there to protect you if you suffer a disabling illness or injury. You purchased your insurance policy because you trusted that the insurance company would pay benefits. You pay your premium so when you need to file a claim, you shouldn’t have a problem.
Unfortunately for claimants, the insurance company has nothing to gain by paying out claims. They make money by managing risk – hoping that from a large group of employees, only a few will file claims. Insurance claim adjusters are trained to delay and deny claims if they can, so the few who do need to file claims will find it difficult. All too often claimants get frustrated and give up, and that is exactly what the insurance company is hoping for.
If your long term disability claim has been denied or terminated, do not lose hope. The fight is not over, and you do not have to face the insurance company alone. You likely have enough worries with respect to your medical treatment, medical bills, and other complications caused by your loss of income and deteriorating health. Our experienced disability lawyers will fight for the benefits you deserve so that you can focus on your health.
If your long term disability claim has been wrongfully denied or terminated we offer a free case evaluation. Although we do not typically handle short-term disability cases, we may be able to help if your short-term disability benefits have been denied and you also have long term disability coverage that may also be impacted. We file administrative appeals on behalf of our clients and, if necessary, we will also file a lawsuit against the insurance company. We handle both group disability claims that are typically governed by ERISA regulations, as well as individual disability insurance (“IDI” or “DI”) policy claims.
Some long term disability claimants who have been receiving benefits for an extended period of time may receive a lump sum settlement offer from the insurance company. If you have received a lump-sum buyout offer from your disability insurance company we encourage you to contact our office for help evaluating the fairness of the offer. We may also be able to negotiate for a higher settlement amount (though some offers may be non-negotiable.)
Greensboro, NC Courts, Government, and Department of Insurance Information
Greensboro, NC Social Security Disability Lawyers
In addition to long term disability claims, we also represent Social Security Disability claimants. Nick Ortiz is a Social Security Disability lawyer with years of experience representing Social Security Disability claimants. Our Social Security Disability lawyers individuals who are struggling with their Greensboro Social Security Disability insurance claim.
We are now evaluating cases in North Carolina (in fact, anywhere in the country) so that we can help a greater number of individuals receive the benefits they deserve. The SSA has announced that it will begin conducting hearings using the Microsoft Teams platform, so it will be easier than ever to work with an attorney even if they are not in your local area. You do not have to settle for an attorney simply because they are in your local area.
We represent Social Security Disability claimants at the following stages:
For those of you that have a long term disability policy, you may be wondering why you need to file for Social Security Disability benefits as well. Most policies allow the insurance company to reduce your monthly benefit amount by the amount of the other disability benefits you receive. As such, the insurance company will likely require you to apply for Social Security Disability benefits while you are receiving long term disability benefits.
Typically, the insurance company will refer you to a specialized organization, such as Allsup or The Advocator Group. You do not have to work with the organization recommended by your insurance carrier or a local attorney in North Carolina. You are free to seek out a Social Security Disability attorney instead, and we encourage you to request a free consultation with our firm.
Greensboro SSA Locations and Resources
Schedule a Free Consultation With a Greensboro Disability Lawyer
Do not let our geographic location discourage you from contacting us to see what we can do to help get the benefits you deserve. If you suffer from an illness or injury that prevents you from working you should contact our office right away. Our primary practice areas are Social Security Disability and disability insurance claims, so we have the expertise to help win your case
We offer a free case evaluation for individuals whose long term disability claims have been wrongfully denied or terminated. We also offer free consultations for those seeking Social Security Disability benefits at the initial application, reconsideration, or hearing stages. If we are unable to assist you for any reason we will make every effort to refer you to another attorney.
If you’re in North Carolina and unable to work due to an illness or injury, then please give us a call right away at (888) 321-8131 to discuss your legal rights. We review each claim on a case-by-case basis and we would welcome the opportunity to discuss your claim with you.