Have you already applied for disability insurance benefits and been denied? Are you waiting for a hearing before an Administrative Law Judge to decide your Social Security Disability Insurance claim? No matter what New Jersey disability matters you are dealing with, whether it be a Jersey City Social Security Disability Insurance claim or a long-term disability insurance claim, an experienced Jersey City disability lawyer such as those at the Ortiz Law Firm can help. Our team of disability insurance and Social Security Disability lawyers will fight for the benefits you deserve.
We Help With Jersey City Disability Claims
Long-term disability, ERISA, and disability insurance claims, and Social Security Disability claims are our primary practice areas. Employer-funded disability insurance policies (as well as those paid by the employee as part of a group plan benefit with the employer) may provide short-term disability benefits and long-term disability benefits if you suffer from an illness or injury that prevents you from working. If your condition lasts or is expected to last for a period of 12 months or longer you may also be eligible to receive Social Security Disability benefits from the Social Security Administration.
We understand that each case is unique and requires special attention and care. We take the time to research the medical conditions that prevent you from working and will prepare Medical Source Statements that are customized to your conditions. We will obtain sworn statements from you and your loved ones to supplement your medical records. Our goal is to “stack the record” with supportive evidence so that your claim is approved as quickly as possible.
Jersey City, NJ Long Term Disability, ERISA, and Disability Insurance Claims
If you are researching long-term disability claims then you are likely going through a time of great stress in your life. Your health is failing and you are unable to work to support your family. You are fighting to get through each day despite your medical conditions, and that’s why it is so frustrating to also have to fight with a disability insurance company to get the benefits you deserve.
Your disability insurance company is not your friend. Your disability insurance company understands the disability rules and regulations such as ERISA and will use those rules to deny your claim. However, you can level the playing field by working with experienced disability attorney Nick Ortiz. Our primary area of practice is long-term disability, ERISA, and disability insurance claims, so we understand the rules being used against you and will use those same rules to protect your rights and fight for the benefits you deserve.
Does It Matter If My Disability Insurance Lawyer is Located in Jersey City, NJ?
Our location will not have any impact on your claim. We represent long-term disability claimants anywhere in the United States from our Pensacola office. We have experience with all of the insurance companies with a presence in New Jersey. Nick Ortiz can either be admitted to your local federal court by what we would call a pro hac vice admission, or he can file a lawsuit here in the state of Florida. We evaluate each case on a case-by-case basis. The insurance companies may have billions of dollars backing them, but the Ortiz Law Firm does not fear a single one of them.
How Our Law Offices Can Help With Your Disability Insurance Claim
We offer a free case evaluation if your long-term disability claim has been wrongfully denied or terminated. Although we do not typically handle short-term disability cases, we may be able to assist you if your short-term disability benefits have been denied and you also have long-term disability coverage that may also be affected.
We file administrative appeals on behalf of our clients and, if the appeal process is unsuccessful, we will also file a lawsuit against the insurance company. We handle both group disability insurance claims that are typically governed by ERISA regulations, and individual disability insurance (“IDI” or “DI”) policy claims. If you have an individual policy you may not be required to go through the appeal process before filing a lawsuit.
If you have been receiving disability insurance benefits for an extended period of time you may receive an offer to buy out your claim for a lump sum. If you have received a lump-sum buyout offer from your disability insurance company we encourage you to contact our office for help evaluating the fairness of the offer. We may also be able to negotiate for a higher settlement amount (though offers from some insurance companies may be non-negotiable.)
Jersey City, NJ Courts, Government, and Department of Insurance Information
District of New Jersey | United States District Court
United States Court of Appeals for the Third Circuit
Official government website for the State of New Jersey
New Jersey Department of Banking and Insurance
Jersey City Social Security Disability Lawyers
Jersey City residents that do not have a disability insurance policy (and even those that do) may be eligible to receive Social Security Disability benefits or SSI benefits. Nick Ortiz is a Board Certified Social Security Disability lawyer ready to fight for the benefits you deserve. Our office is based in Pensacola, Florida, but we handle Jersey City Social Security Disability and SSI benefits claims and claims throughout the state of New Jersey. Our Social Security Disability lawyers can assist you with the following stages of a Jersey City Social Security Disability of SSI benefits claim:
- Initial Application
- Request for Reconsideration
- Request for Hearing Before an Administrative Law Judge
The Social Security Administration has announced that it will begin conducting hearings using the Microsoft Teams platform, so it will be easier than ever for a Social Security Disability lawyer to represent claimants in Jersey City, New Jersey, even if they do not have an office in Jersey City.
The Jersey City Social Security Administration Office and Office of Hearing Operations
Directions to the local Jersey City Social Security Administration Office
The Social Security Administration website
Resources for Your Jersey City, NJ Social Security Disability Claim
Social Security Disability Lawyer, Nick A. Ortiz, has prepared free resources to assist Social Security Disability claimants in their fight for Social Security benefits:
Top 10 Mistakes That Will Destroy Your Social Security Disability Claim
Build a Winning Social Security Disability Claim webinar
Schedule a Free Consultation With a Jersey City Disability Lawyer
Do not let our location discourage you from contacting our office. If you suffer from an illness or injury that prevents you from working you should contact our office right away to see what we can do to help. We offer a free case evaluation if your long-term disability claim has been wrongfully denied or terminated. We also offer a free consultation for those who are pursuing a Social Security Disability claim at the initial application, reconsideration, or hearing levels. If we are unable to assist you for any reason we will make every effort to refer you to another Social Security Disability attorney that cany.
If you’re in the state of New Jersey and unable to work due to a disabling illness or injury, then please give us a call right away at (888) 321-8131 to discuss your legal rights and how we will fight to make sure you receive the LTD and Social Security benefits that you deserve. Our disability attorneys review each claim on a case-by-case basis and we would welcome the opportunity to discuss your claim with you. Whether you need help from long-term disability attorneys or a Social Security Disability lawyer, the Ortiz Law Firm can help.