A disabling illness or injury can impact anyone. In Kansas City, Missouri, 9.3% of individuals under the age of 65 suffer from a disability, according to the U.S. Census Bureau. If the condition is severe enough to prevent work activity, the person may qualify to receive disability benefits from an insurance company of the SSDI program. If you worked long enough – and recently enough – and paid Social Security taxes on your earnings, then you may qualify for Social Security Disability Insurance (SSDI) benefits. If you have a disability insurance policy you may also qualify to receive long-term disability benefits from the insurance carrier. The three largest employers in Missouri, which are Ascension Health, Emerson Electric Co., and O’Reilly Automotive, all offer short-term and long-term disability insurance policies to their employees that are intended to support disabled individuals that need help.
Do you need legal help with a Kansas City disability claim? SSDI claims and long-term disability claims are our primary practice areas. Disability attorney Nick Ortiz offers a free consultation to discuss your appeal options for disability insurance claims that have been denied or terminated. Our office also offers a free consultation for Social Security Disability claimants at the initial application, reconsideration, and hearing stages of the SSDI process. Whether you have questions about Social Security Disability law or your long-term disability insurance policy, the experienced attorneys at Ortiz Law Firm can help.
Kansas City Long Term Disability, ERISA, and Disability Insurance Claims
The disability attorneys at Ortiz Law Firm and our experienced legal team are not afraid to go up against any long-term disability insurance company operating in Kansas City, MO. In fact, disability insurance claims are our primary area of practice.
We know that the insurance company is really a big business, and they do not make money by doing what is right for you, but by doing what is right for themselves. The problem is that this means denying legitimate disability claims and appeals. You signed a contract when you purchased an insurance policy, and you have the right to expect the insurance company to live up to its end of the contract and pay benefits if you are unable to perform your job duties due to an illness or personal injury.
We understand that disability income is vital to maintaining some quality of life while struggling with a disabling condition. If your long-term disability benefits are denied or terminated, a lawyer at Ortiz Law Firm will fight for the benefits that you deserve. That may include appeals in many cases, or even filing a lawsuit against the insurance company. Our firm evaluates claims on a case-by-case basis. Nick Ortiz can either be admitted to your local federal court by what we would call a pro hac vice admission, or he can file a lawsuit here in the state of Florida.
Disability Insurance Claim Denials in Kansas City, MO
It probably came as a surprise when the insurance company denied your claim for disability insurance benefits. After all, you are disabled and cannot perform many activities of daily life, let alone your job. You paid your premiums each month, as agreed upon in your contract with the insurance company. Your doctor has stated that you are unable to work. What reason would the insurance company have to deny your long-term disability claim? What else could you do during the appeal process to get your claim approved?
The reality of the situation is that the insurance company may not have any reason to deny your case. It will go to great lengths during the claim review process to twist the terms of the policy in such a way that it “supports” the claim denial, but that does not mean the decision that you are not disabled will hold up in court. The insurance company may have seemed helpful and friendly when you initially purchased the policy, but the insurance company is not your friend. The insurance company wants to avoid paying benefits in order to increase its profit margin and will search for any reason to do so.
The Ortiz Law Firm has recovered millions in wrongfully denied benefits for disability claimants nationwide who have been wrongfully denied by insurance companies. You are likely under enough stress already, so let a professional fight for the benefits that you and your family deserve. Our attorneys will guide you through the administrative appeals process and assist you by obtaining medical evidence to support your appeal. If your claim has been closed and you need help, you should contact our office to schedule a free case evaluation with a lawyer right away, as there are strict deadlines by which you must file an appeal. Any attorney fees are contingent upon approval, so you can hire a lawyer to help win your case without paying any fees upfront.
Kansas City Courts, Government, and Department of Insurance Information
Western District of Missouri | United States District Court
United States Court of Appeal for the Eighth Circuit
Official government website for the State of Missouri
Missouri Department of Insurance
Kansas City Social Security Disability Lawyers
Almost everyone who has worked in the U.S. has contributed to the Social Security Disability program. If you have worked long enough and recently enough, you may qualify to receive Social Security Disability benefits. Coping with a disabling illness or injury is difficult enough, so let a Board Certified Social Security Disability lawyer fight for the benefits you deserve. Although our office is based in Pensacola, our Social Security Disability lawyers offer a free consultation to Kansas City Social Security Disability claimants that are:
- Filing an initial application;
- Filing a request for reconsideration; and
- Filing a request for a hearing before an Administrative Law Judge.
Since Social Security Disability is a federal program you are not restricted to working with the Social Security Disability Lawyers in Kansas City, Missouri. Nick Ortiz is a Board Certified Social Security Disability Lawyer, so you know he has extensive experience with Social Security Disability law and will give you the legal advice you need. You may be able to find a Kansas City Social Security Disability attorney, but that does not mean that they are the lawyer best suited to represent you in your claim for Social Security Disability Insurance benefits. Only a small percentage of lawyers are Board Certified SSDI lawyers.
Kansas City, Missouri SSA Locations and Resources
Directions to the local Social Security Administration Office
Information about the Kansas City Office of Hearing Operations / Office of Disability Adjudication and Review
Resources for your Disability Claim(s)
Attorney Nick Ortiz has prepared multiple free resources to assist disability claimants with the application and appeal process, each of which can be downloaded from our website. Click here to browse our free resources.
Clients of the Ortiz Law Firm also receive additional resources to help win their case. Our office prepares a custom Medical Source Statement that is tailored to the clients’ specific medical conditions and the related symptoms. For an SSDI case, a client would receive access to the Disability Academy: an online training program to assist our clients throughout the process, from the initial application to a hearing before an Administrative Law Judge.
Schedule a Free Consultation with a Kansas City, MO Disability Lawyer
The long and short of it is you should not allow our geographic location to stop you from contacting us to schedule a free consultation so you can see what our lawyers can do to help with your disability benefits case. You are not required to work with a local lawyer. We represent both long-term disability and SSDI claimants in Kansas City, Missouri, and the surrounding area. Ortiz Law Firm offers a free consultation for individuals whose long-term disability claims have been wrongfully denied or terminated, as well as a free consultation for individuals seeking Social Security Disability benefits.
If you still aren’t sure, we have received quite a few reviews from individuals we have helped in the past. We encourage you to check out the many reviews on our website, which attest to our firm’s professional, quality ser
If you’re in Kansas City or the surrounding area and unable to work due to an illness or injury, then please pick up the phone and call our office right away at (888) 321-8131 to discuss your legal rights. Our attorneys review each claim on a case-by-case basis, regardless of your location. We would welcome the opportunity to discuss your claim for benefits with you. Your consultation is free, and there is no obligation to hire a lawyer at our firm.