In New York City, 6.8% of the population under the age of 65 is living with a disabling condition. An even smaller number of that population is unable to work due to the severity of their conditions. Luckily, there are disability benefits to assist eligible disabled workers. Some New York workers may have purchased short or long-term disability (LTD) insurance policies. If you meet the terms of the policy, then you qualify to receive a percentage of your pre-disability income from the insurance carrier. These policies are often part of a group benefits plan, or one can purchase an individual policy. The Social Security Administration offers Social Security Disability (SSDI) benefits for individuals who are unable to work, but in order to qualify, you must be unable to work for a period of 12 months or more.
New York Long Term Disability, ERISA, and Disability Insurance Claims
Our job is to make the insurance company pay the benefits you are owed and maximize your recovery under your LTD policy. We never charge an attorney’s fee or costs unless we recover benefits for you. Our New York, NY long term disability attorney can assist you with the following:
- If you have been denied benefits, we can help prepare and file your administrative appeal with the insurance company in an effort to maximize the chances that your LTD claim will be approved.
- If your benefits have been cut off or terminated, we can help prepare the appeal to have your benefits reinstated.
- If you have exhausted your administrative appeals with the insurance company, we may be able to file a lawsuit against the insurance company.
- Our firm does not typically handle short-term disability cases. However, if your short-term disability benefits have been denied and you have long-term disability coverage that may be impacted then we may be able to assist you with that claim as well.
- If you have been offered a lump sum buyout or settlement offer, our attorneys can help you evaluate the fairness of the offer and possibly negotiate for a higher settlement amount.
Ortiz Law Firm Represents Long Term Disability Claimants in New York City
There is one question that we get all the time, and that is, “Can I hire you if I’m not in your local area?”
The answer is yes! Nick Ortiz and his experienced legal team can represent individuals anywhere in the United States – in fact, anywhere in the world – and we’ll explain to you why.
Most LTD cases (not all, but most) are governed by a federal regulation called the Employee Retirement Income Security Act (ERISA). Under ERISA, you do not have the right to a jury trial, and – in most cases – you do not have the right to engage in extensive discovery. What that means is at the end of the day, most of the work is paper-driven, involves a lot of brief writing, and a lot of correspondence by mail. The number of court appearances required is minimal, and as a result, our attorneys can handle a federal court case anywhere in the country.
In terms of communicating with you, we use an electronic signature service for a lot of the correspondence, and then we e-mail and fax and communicate by phone, so everything can be done by mail, fax, and e-mail. Our promise to every client is that we will keep you up to date on the status of your claim every step of the way.
We evaluate each case on a case-by-case basis. Nick Ortiz can either be admitted to your local federal court by what we would call a pro hac vice admission, or he can file a lawsuit here in the state of Florida. Again, what we do is evaluate each client’s case on a case-by-case basis, so don’t hesitate to contact us!
New York City Courts, Government, and Department of Insurance Information
Southern District of New York | United States District Court
United States Court of Appeal for the Second Circuit
Official government website for the State of New York
New York Office of Financial Services
New York City Social Security Disability Claims
Coping with a disabling illness or injury is difficult enough, so don’t make your SSDI claim harder than it needs to be. Let a Board Certified Social Security Disability attorney fight for the benefits you deserve. Although our office is based in Pensacola, we assist New York Social Security Disability claimants with initial applications for disability income and the first two levels of appeal:
- Initial Applications;
- Requests for Reconsideration; and
- Hearings before an Administrative Law Judge.
New York City SSA Locations and Resources for Your Social Security Disability Claim
Directions to the local Social Security Administration Office
Information about the New York Office of Hearing Operations / Office of Disability Adjudication and Review
Information about the New York Varick Office of Hearing Operations / Office of Disability Adjudication and Review
Schedule a Free Case Evaluation with a New York Disability Attorney
Don’t waste time contacting general practice law firms. We recommend that you work with a lawyer that has experience with disability law and representing disabled workers. Many law firms may say that they handle these cases, but how often do the lawyers really “get their hands dirty” with this particular area of law?
Not all lawyers specialize in disability claims, but our primary practice areas are disability insurance and Social Security disability claims. We have recovered millions in benefits for the disabled. Led by Board Certified Social Security Disability lawyer Nick Ortiz, our team will walk you through every step of the process. Our attorneys and staff provide the legal advice and administrative support disabled workers need to prove that they are eligible for disability insurance or SSDI benefits.
The long and short of it is you should not allow the location of our law office to stop you from contacting our law office to see what our disability lawyers can do to help you through the disability claim process. Ortiz Law Firm offers a free consultation with one of our attorneys for individuals whose LTD claims have been wrongfully denied or terminated. We also offer a free consultation for individuals seeking Social Security Disability benefits. If you’re still on the fence, you can browse our client testimonials and reviews.
If you’re in the state of New York and unable to work due to an illness or personal injury, then call (888) 321-8131 to discuss your legal rights with a professional. You can also click here to contact us online by complete the contact form on this page. Your consultation is free, and there is no obligation for your to hire our law firm.
Whether you’re in Brooklyn, Staten Island, or any of the other New York City boroughs, we can help. Our lawyers would welcome the opportunity to review your case and discuss how we fight for the compensation our clients deserve and how an attorney-client relationship with our firm can benefit you. You’re only one call away from getting the help you need from an experienced attorney, so pick up the phone and call our office today.