Have you applied for disability benefits and been denied? No matter what disability insurance or Social Security Disability matters you may be dealing with, you can benefit from working with an experienced Newark disability lawyer. We have recovered millions in benefits for our clients in New Jersey and nationwide. We represent claimants in Newark, New Jersey, in Essex County, and throughout the state.
We represent both group and individual disability insurance claimants whose claims for long-term disability benefits have been wrongfully denied or terminated. We also represent Social Security Disability claimants. We assist Newark Social Security Disability claimants in filing an initial application for Social Security Disability benefits or appealing a denied claim. If necessary, a Social Security Disability lawyer at our firm will represent you at your hearing before an Administrative Law Judge.
Newark, NJ Long Term Disability, ERISA, and Disability Insurance Lawyer
In many claims, our assistance includes filing an administrative appeal with the insurance carrier. In other claims, we may be able to file a lawsuit without having to file an appeal. We will review the terms of your insurance policy to determine the appropriate course of action for your unique case.
In addition to our free consultation offer, we also offer a “no recovery, zero-fee” guarantee, so you can seek assistance with your disability claim without any risk. We have experience with all of the major insurance companies and will put our experience to work fighting for the benefits you are owed. Our Newark long-term disability lawyer can assist you with the following aspects of a disability insurance claim:
- If you have been denied benefits, we will file an appeal with the insurance company, which could lead the insurance company to overturn the denial.
- If you have filed the maximum number of appeals allowed under the terms of your policy, we may be able to file a lawsuit against the insurance company.
- If you received a lump-sum buyout offer from the insurance company, we can evaluate the fairness of the offer and potentially negotiate for a higher settlement amount.
Our firm does not typically handle short-term disability cases. However, if your short-term disability benefits have been denied and you have long-term disability coverage that may be impacted then we may be able to assist you with that claim as well.
So Ortiz Law Firm Handles Long Term Disability Claims Anywhere in Newark, NJ?
Yes, we represent long-term disability claimants not only in Newark, New Jersey, but also nationwide!
There is no need to visit our office in Pensacola, Florida. Your free consultation will be a telephonic appointment. In terms of communicating with you, we use an electronic signature service for a lot of the correspondence, and then we e-mail and fax and communicate by phone.
This is possible because most long-term disability cases are governed by federal disability law called ERISA. When dealing with ERISA, you do not have the right to a jury trial, and – in most cases – you do not have the right to engage in extensive discovery. That means at the end of the day, most of the work is paper-driven, involves a lot of brief writing, and a lot of correspondence by mail. There are very few court appearances required. As a result, we can handle a federal court case anywhere in the state.
Even if your case is non-ERISA, we evaluate each case on a case-by-case basis. Nick Ortiz can either be admitted to the local federal court for Newark by what we would call a pro hac vice admission, or he can file a lawsuit here in the state of Florida. Again, what we do is evaluate each case on a case-by-case basis. If your claim has been denied or terminated, contact us as soon as possible to schedule your free case evaluation.
Newark, NJ Courts, Government, and Department of Insurance Information
District of New Jersey | United States District Court
United States Court of Appeals for the Third Circuit
Official government website for the State of New Jersey
New Jersey Department of Banking and Insurance
Newark, NJ Social Security Disability Lawyers
If you do not have a disability insurance policy (and even if you do) you may be eligible to receive Social Security Disability benefits. Nick Ortiz is a Board-Certified Social Security Disability Lawyer, and he and his experienced legal team are ready to fight for the benefits you deserve. Our office is based in Pensacola, Florida, but we assist Social Security Disability claimants nationwide during the following stages of a claim:
- Initial Application
- Request for Reconsideration
- Request for Hearing Before an Administrative Law Judge
The Social Security Administration has announced that it will begin conducting hearings using the Microsoft Teams platform, so it will be easier than ever to get help from a Social Security Disability lawyer even if they are not in the Newark, New Jersey area. Our free consultation offer and our “no recovery, zero-fee” guarantee also apply to Newark Social Security Disability claims, so you can seek help from our Social Security Disability lawyers without paying any fees upfront.
Newark Social Security Disability Resources
Directions to the local Newark, NJ Social Security Disability Office
Schedule a Free Consultation With a Newark Disability Lawyer
Do not let our location discourage you from contacting us for help with your Newark, NJ Social Security Disability or long-term disability insurance case. If you suffer from an illness or injury that prevents you from working you should contact our office right away to schedule a free consultation to see what we can do to help.
We offer a free consultation for individuals whose long-term disability claims have been wrongfully denied or terminated. We also offer free consultations for Newark, NJ Social Security Disability claims at the initial application, reconsideration, or hearing stages. If we are unable to assist you for any reason we will make every effort to refer you to another Social Security Disability lawyer.
If you’re in Newark, New Jersey, and unable to work due to a disabling illness or injury, then please give us a call right away at (866) 853-4512 to discuss your legal rights. We review each claim on a case-by-case basis and we would welcome the opportunity to discuss your claim with you.