We are frequently contacted by those in Raleigh, North Carolina who are unable to work due to a disabling injury or illness. Ortiz Law Firm represents disability insurance and Social Security Disability claimants nationwide. Whether you need to appeal a long-term disability denial, file a lawsuit against a disability insurance company, or you are fighting for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits, a Raleigh Disability Lawyer at Ortiz Law Firm can help.
We provide a free case evaluation for disability insurance claims that have been wrongfully denied or terminated, and for Social Security claimants at the initial application, reconsideration, and hearing stages. Our experienced legal team will guide you through the process, answer any questions you may have, and fight for the benefits that you deserve.
Raleigh Long Term Disability, ERISA, and Disability Insurance Claims
Your long-term disability insurance is supposed to protect you and your family if you find yourself unable to work due to an illness or injury. You purchased your insurance policy because you trusted that the insurance company would pay benefits as promised. You pay your premium so when you need to submit a claim, you shouldn’t have a problem. So why are so many long-term disability claims denied or terminated?
The insurance company has nothing to gain by paying out claims. They make money by managing risk – hoping that from a large group of employees, only a few will submit claims. Insurance claim adjusters are trained to delay and deny claims if they can, so the few who do need to submit claims will find it difficult. Some claimants become so frustrated that they simply give up. That is exactly what the insurance company is hoping for.
If your long-term disability claim has been denied or terminated you should not give up. The fight is not over, and you do not have to face the insurance company alone. You likely have enough worries with respect to your medical treatment, medical bills, and other complications caused by your loss of income and deteriorating health. Let our team fight for the benefits that you paid for so that you can focus on what really matters – your health.
If your long-term disability claim has been wrongfully denied or terminated contact our office for a free case evaluation. Although we do not typically handle short-term disability cases, we may be able to help if you received a short-term disability denial and you also have long-term disability coverage that may also be impacted. We prepare administrative appeals on behalf of our clients and, if necessary, we will also file a lawsuit against the insurance company.
Nick Ortiz can either be admitted to your local federal court by what we would call a pro hac vice admission, or he can file a lawsuit here in the state of Florida. We handle both group disability claims that are typically governed by ERISA regulations, as well as individual disability insurance (“IDI” or “DI”) policy claims.
Occasionally, a long-term disability claimant that has been receiving benefits for an extended period of time will receive a lump-sum buyout offer from the insurance company. If you have received a lump-sum buyout offer from your disability insurance company we can help you evaluate the fairness of the offer. We may even be able to negotiate for a higher settlement amount (though some offers may be non-negotiable.)
Raleigh Courts, Government, and Department of Insurance Information
Eastern District of North Carolina | United States District Court
United States Court of Appeals for the Fourth Circuit
Official government website for the State of North Carolina
North Carolina Department of Insurance
Raleigh Social Security Disability Lawyers
Our practice is not limited to long-term disability claims. Nick Ortiz is a Board Certified Social Security Disability attorney with years of experience representing claimants seeking SSDI benefits. We are now evaluating cases anywhere in the country, including Raleigh Social Security Disability claims, so that we can help a greater number of individuals through the Social Security Disability process so that they can receive the benefits they deserve.
The Social Security Administration (SSA) has announced that it will begin conducting hearings using the Microsoft Teams platform, so it will be easier than ever to work with an attorney outside of your local area. You do not have to settle for an attorney simply because they are in the Raleigh, NC, area. You can seek out a Board-Certified Social Security Disability Lawyer anywhere in North Carolina, and even anywhere in the country.
We represent Social Security Disability claimants in Raleigh, NC, at the following stages of a claim:
Do I Need a Social Security Disability Lawyer If I Am Receiving Disability Insurance?
Even if you have a disability insurance policy, you will most likely need to submit a claim for Social Security Disability benefits. Most policies allow the insurance company to reduce your monthly benefit amount by the amount of the other disability benefits you receive. If so, the insurance company will require you to apply for Social Security Disability benefits while you are receiving long-term disability benefits.
If you have to file for Social Security Disability, then you might as well make it as easy as possible for yourself by working with a Social Security Disability lawyer. Many Social Security Disability lawyers will help with the initial application, which greatly reduces the amount of paperwork you will have to complete and submit to the SSA.
Your first thought when filing a claim may be to hire a disability lawyer in Raleigh, but you do not have to work with the disability lawyers in Raleigh or the surrounding location. Social Security Disability Insurance benefits are administered by the Social Security Administration and are a federal program, so there is no need to restrict yourself to a Social Security Disability lawyer in Raleigh, NC.
And you need not worry about how your Social Security Disability lawyer will be paid. A Social Security Disability lawyer’s fee is a percentage of the past-due benefits they are able to recover, so you will never owe more than what you receive in benefits from the SSA, and you only have to pay a fee if you win your case. A disabled person can seek help from a Raleigh Social Security Disability lawyer without having to pay for these professional services upfront.
Raleigh, NC Social Security Administration Locations and Resources
Directions to the Raleigh, NC, Social Security Administration Office
The Social Security Administration’s website
Schedule a Free Consultation With a Raleigh Disability Lawyer
If you suffer from an illness or injury that prevents you from working you should contact our law firm right away. Ortiz Law Firm represents disability claimants nationwide. We offer a free case evaluation for individuals whose long-term disability claims have been wrongfully denied or terminated. We also offer free consultations for Raleigh Social Security Disability Insurance claims at the initial application, reconsideration, or hearing stages. If we are unable to assist you for any reason we will make every effort to refer you to another attorney or law firm.
If you’re in Raleigh, NC, and unable to work due to an illness or injury, then please give Ortiz Law Firm a call at (866) 853-4512. Contact us today for a free consultation to discuss your legal rights. Our primary practice areas are LTD and SSDI cases. Our law firm reviews each claim on a case-by-case basis and we would welcome the opportunity to discuss your claim with you. Our Raleigh Social Security Disability and disability insurance lawyers are ready to fight for the benefits you deserve.