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A disabling illness or injury can strike at any time. People are injured in serious car accidents every day, and you never know if a routine wellness exam with your primary care physician will reveal a serious problem. Fortunately, there are ways to protect yourself in the event that you are unable to work.
Employer-sponsored disability insurance policies (as well as those paid for by the employee as part of a group plan benefit with the employer) can provide short- and long-term disability benefits. You may also be eligible for Social Security Disability Insurance benefits, but only if your condition lasts, or is expected to last, 12 months or more.
San Francisco Long-Term Disability, ERISA, and Disability Insurance Claims
Our experienced team is ready to fight for the benefits you deserve. We offer a “No Recovery, Zero Fee” guarantee, meaning we only get paid when you do. Our San Francisco long-term disability attorney can help you throughout the appeals process and file a lawsuit if necessary.
- If you have been denied benefits, we can help prepare and file your administrative appeal with the insurance company in an effort to maximize the chances that your LTD claim will be approved.
- If your benefits have been cut-off or terminated, we can help prepare the appeal to have your benefits reinstated.
- If you have exhausted your administrative appeals with the insurance company, we may be able to file a lawsuit against the insurance company.
We’re familiar with the tricks and underhanded tactics that the insurance company will use to delay and deny your claim. They’ll delay the process by requesting duplicate or unnecessary documents, asking you to participate in tricky phone interviews and conducting video surveillance. Let us handle the communication with the insurance company instead so you can focus on your recovery (and we’ve got helpful tips for dealing with surveillance, too).
The Ortiz Law Firm Represents San Francisco Long-Term Disability Claimants
Our office is located in Pensacola, Florida, but attorney Nick Ortiz can represent people anywhere in the country. He is licensed to practice in the state of California, so he can represent claimants in any bar in the state of California. As far as communicating with you, we use an electronic signature service for much of the correspondence, and then we e-mail and fax and communicate by phone, so everything can be done by mail, fax, and e-mail.
Most long-term disability cases (not all, but most) are governed by a federal regulation called ERISA. Under ERISA, you do not have the right to a jury trial, and in most cases, you do not have the right to engage in extensive discovery. In the end, this means that most of the work in a case is paper-driven, involving a lot of brief writing and a lot of correspondence by mail.
San Francisco Courts, Government, and Insurance Department Information
- Northern District of California | United States District Court
- Courts of Appeal – DCA – California Courts
- Government website for the State of California
- California Department of Insurance
Northern District of California Case Summaries
- Insurance Company Had No Reason to Doubt Plaintiff’s Credibility
- Doctor’s Conclusion Outweighed Subjective Complaints
- Plaintiff Entitled to a Description of Additional Material Necessary to Perfect the Claim
- Modest Activity Captured on Surveillance Doesn’t Equate to Ability to Work
- Court Rules Plaintiff Has Established Disability
- Court Rules Plaintiff’s Records Support Finding of Disability
San Francisco Social Security Disability Claims
The Ortiz Law Firm is now accepting Social Security Disability Insurance claims in San Francisco. During the initial application and reconsideration stages of a claim, we’re able to communicate with the Social Security Administration via their website, phone, fax, and mail. For hearings before an Administrative Law Judge, the Social Security Administration conducts hearings via Microsoft Teams and over the phone, so you and your representative will not have to appear at the local hearing office.
San Francisco SSA Locations and Resources
- Directions to your local Social Security Administration office
- Social Security’s website
- Information about the San Francisco Office of Hearing Operations
Schedule a Free Case Evaluation with a San Francisco Disability Lawyer
The long and short of it is this: you should not let our geographic location stop you from contacting us to see what we can do to help with your claim. We handle long-term disability and Social Security Disability Insurance claims. If you are suffering from an illness or injury and are unable to work, call us at (888) 321-8131 to discuss your legal rights. We evaluate each unique case on a case-by-case basis and we would welcome the opportunity to discuss your legal rights with you.
