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You are here: Home / What Medical Conditions Qualify for Long Term Disability? Long Term Disability Qualifications / Respiratory Disorders and Long Term Disability / Chronic Pulmonary Insufficiency and Long Term Disability Claims

Chronic Pulmonary Insufficiency and Long Term Disability Claims


Patients with chronic pulmonary insufficiency may be unable to work because of their disease and its related complications. Patients who find themselves unable to work because of their chronic pulmonary insufficiency may qualify for long term disability (LTD) benefits. The insurance company will review their claim to see if they qualify under the conditions of that plan.

What is Chronic Pulmonary Insufficiency?

Chronic pulmonary insufficiency is a general term that includes several different types of breathing disorders. Disability insurance companies do consider it a debilitating impairment, but only after having been proved by various tests, such as a forced expiratory volume test. To qualify as a serious illness, a claimant must have one of the following:

  • Chronic obstructive pulmonary disease;
  • Chronic restrictive ventilatory disease; or
  • Chronic impairment of gas exchange caused by a clinically documented pulmonary disease.

Chronic Obstructive Pulmonary Disease (COPD)

Also known as COPD, chronic obstructive lung disease, chronic obstructive airway disease, chronic airflow limitation, and chronic obstructive respiratory disease, is a lung disease that causes air passages to narrow. This causes a lack of airflow to and from the lungs, which results in shortness of breath that usually gets worse over time, unlike normal cases of asthma. Chronic bronchitis and emphysema usually occur, sometimes simultaneously, as part of this disease.

Chronic Restrictive Ventilatory Disease

Chronic restrictive ventilatory disease is a serious reaction to a lung injury or infection. This usually results in acute lung injury, which is characterized by hypoxemia, or a lack of oxygen in arterial blood. Severe cases lead to acute respiratory distress syndrome, which is an inflammation of the lung that restricts gas exchange and often leads to multiple organ failure. It is typically a fatal illness.

Common Symptoms of Chronic Pulmonary Insufficiency Include:

  • Shortness of breath;
  • Fatigue;
  • Coughing fits; and
  • Chest pain.

Frequent emergency visits are also common.

Work With an Experienced Long Term Disability Attorney

If you are unable to work as a result of chronic pulmonary insufficiency, you should consult with an experienced long term disability attorney. Unfortunately, long term disability carriers do not make it easy for disabled claimants to receive the benefits that they deserve. If your chronic pulmonary insufficiency makes it impossible for you to work and you have been denied your long term disability benefits, the legal team at Ortiz Law Firm can help you cut through the red tape and fight for your disability benefits no matter where you live in the United States. Give us a call today to discuss your claim at (888) 321-8131.

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Allaire D.

One of my best experiences. Like other reviewers I was at a loss with how to proceed with an STD disability claim that had been denied. My wife's claim had been denied mainly due to her medical provider submitting improper documentation and unwilling to fix it. Right from the start Dawn Keller at Mr. Ortiz's office returned my call and took the time to listen to our situation. We set an appointment to meet with Mr. Ortiz. Dawn emailed me questions and asked me to submit some reports and documentation so Mr. Ortiz could review our information and be prepared for the appointment. Dawn's professionalism was quite encouraging. Once at the appointment we met Nick Ortiz. Nick is a personable fella that obviously had reviewed the information before our arrival. He afforded us time to explain our situation and he provided great council. We never felt rushed, we felt welcome and left feeling much better than we had in weeks. We are already putting Nick's recommendations to work and hoping that we will not require further legal services, but if we do I can assure you we won't look elsewhere. Do your self a favor if you have disability legal needs and call Mr. Ortiz office, Nick is a straight shooter you'll find to be a valued asset.

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