• Menu
  • Skip to right header navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Before Header

Has your disability claim been wrongfully denied or terminated? Call us today for help!  (888) 321-8131

  • Facebook
  • LinkedIn
  • YouTube

OLF Ortiz Law Firm National Disability Attorneys

Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.

  • ABOUT US
    • Nick Ortiz
    • Our Team
    • Case Results
    • Testimonials
  • PRACTICE AREAS
    • Long Term Disability
      • Long Term Disability Appeals
      • Long Term Disability Lawsuits
      • Lump Sum Buyouts/Settlements
    • ERISA Disability Claims
    • Individual Disability Insurance
    • Social Security Disability Claims
      • Initial Applications for Social Security Disability
      • Request for Reconsideration
      • Hearing Before an Administrative Law Judge
    • Long Term Care Insurance Claims
    • Personal Injury Claims
  • DISABLING CONDITIONS
    • Long Term Disability
    • Social Security Disability
  • INSURANCE CARRIERS
    • View All
    • Insurance Company Tricks And Tactics
  • RESOURCES
    • Blog
    • eBooks, Guides, and More
    • Lump Sum Disability Buyout Calculator
    • Long Term Disability FAQs
    • Social Security Disability FAQs
    • Long Term Disability Glossary
    • Individual Disability Insurance Policy Analysis
    • Long Term Disability Federal Court Case Summaries
    • Abbreviations in Social Security Disability Claims
  • Search
  • CONTACT

Mobile Menu

Call us today for help!

(888) 321-8131
  • ABOUT US
    • Nick Ortiz
    • Our Team
    • Case Results
    • Testimonials
  • PRACTICE AREAS
    • Long Term Disability
      • Long Term Disability Appeals
      • Long Term Disability Lawsuits
      • Lump Sum Buyouts/Settlements
    • ERISA Disability Claims
    • Individual Disability Insurance
    • Social Security Disability Claims
      • Initial Applications for Social Security Disability
      • Request for Reconsideration
      • Hearing Before an Administrative Law Judge
    • Long Term Care Insurance Claims
    • Personal Injury Claims
  • DISABLING CONDITIONS
    • Long Term Disability
    • Social Security Disability
  • INSURANCE CARRIERS
    • View All
    • Insurance Company Tricks And Tactics
  • RESOURCES
    • Blog
    • eBooks, Guides, and More
    • Lump Sum Disability Buyout Calculator
    • Long Term Disability FAQs
    • Social Security Disability FAQs
    • Long Term Disability Glossary
    • Individual Disability Insurance Policy Analysis
    • Long Term Disability Federal Court Case Summaries
    • Abbreviations in Social Security Disability Claims
  • Search
  • CONTACT
You are here: Home / Disability Insurance Companies / Disability Insurance Claims with ManhattanLife Assurance Company of America

Disability Insurance Claims with ManhattanLife Assurance Company of America

When we think about insurance, it’s often within the context of protection against life’s unexpected events. Disability insurance is a key piece of this puzzle. This type of insurance provides coverage for instances where you may be unable to work due to illness or injury. Today, we’re going to discuss disability insurance claims with the ManhattanLife Assurance Company of America (“ManhattanLife”).

ManhattanLife Logo

Founded in 1850, Manhattan Life is one of America’s oldest insurance providers, offering an array of insurance products, including disability income insurance. Navigating the ins and outs of making a claim can sometimes be daunting. However, knowing what to expect can go a long way in simplifying the process.

In 2018, ManhattanLife signed a definitive agreement to acquire the workplace voluntary benefits (group policy) lines of business from Humana Inc. These lines of business are primarily held under Humana’s subsidiary Kanawha Insurance Company Inc. (KIC). If you previously obtained your policy from KIC, your claim may be administered by ManhattanLife.

Understanding Your Policy

Before filing a claim, it’s important to understand the terms of your policy. What constitutes a ‘disability’ under your policy? What is your waiting period (also known as the elimination period) before the benefits kick in? What is the duration of benefits? Understanding these terms can help set realistic expectations for your claim.

Filing Your Disability Claim

The claims process with ManhattanLife typically starts with notifying them about your disability. There are disability claim forms available on ManhattanLife’s website for individual disability claims and voluntary benefits (group policy) claims.

You will need to provide specific medical documentation supporting your claim. This might include medical records, diagnostic reports, or statements from your treating physician about your disability and inability to work.

ManhattanLife aims to review claims promptly. However, the duration can vary based on the complexity of the claim and the volume of claims they are currently processing. It’s always wise to start this process as soon as possible after your disability occurs.

Dealing with Disability Claim Denials

Although ManhattanLife is a reputable insurance company, legitimate claims are sometimes denied. Denials can be due to a range of issues – from errors in the application to disputes over whether you are disabled or not.

If your claim is denied, do not give up. You have the right to appeal this decision, and it may be beneficial to involve an experienced disability insurance attorney to assist you with the appeal process. An attorney can help in reviewing the denial, gathering additional evidence, and advocating for you during the appeal review process.

A seasoned disability insurance attorney can guide you through the appeal process, help prevent common errors, and ensure that your appeal is presented in the most effective manner. Their expertise can often expedite the process and increase the chances of a successful claim.

Conclusion

Dealing with a disability can be a challenging and stressful time. If your claim is denied, navigating through the appeal process may seem overwhelming. However, with an understanding of the process and the right legal guidance, you have a better chance that your claim will be approved.

At our firm, we understand the complexities of disability insurance claims and are committed to providing the support you need. If you’re considering filing a claim or if your claim has been denied, reach out to us today. Our experienced team of attorneys is ready to help you navigate the complexities of your claim and work toward the best possible outcome.

Remember, your focus should be on recovery. Let us fight for the benefits you rightfully deserve. If you need help with your ManhattanLife disability claim, call Ortiz Law Firm today at (888) 321-8131.

FacebookTweetPinLinkedInPrintEmail

Primary Sidebar

Top Ten Mistakes That Will Destroy Your Long Term Disability Claim

View All Resources

"I highly recommend Ortiz Law Firm. Very friendly staff. They helped me win my appeal against Liberty Mutual. Thank you all for being the best!!"

Lavanda T.

View All Testimonials

Learn More About Long Term Disability

  • Areas We Serve
  • Frequently Asked Questions
  • Denials and Appeals
  • Your Chances of Getting Approved
  • Medical Eligibility
  • Additional Parts That Do Not Happen in Every Case
  • Medical Conditions That May Qualify
  • Long Term Disability Insurance Carriers
  • Occupations That May Qualify
  • LTD Federal Court Case Summaries

Footer

Contact Us

Our experienced disability law firm is ready to fight for you. Contact us today for a free case evaluation.

(888) 321-8131
316 S Baylen St., Ste 590
Pensacola, FL 32502

  • Email
  • Facebook
  • LinkedIn
  • YouTube

Claims We Handle

  • Group Long Term Disability
  • ERISA Disability Claims
  • Individual Disability Insurance
  • Social Security Disability Claims
  • Long Term Care Insurance
  • Florida Personal Injury

Quick Links

  • About Us
  • Free Resources
  • Client Testimonials
  • Case Results
  • Nationwide Representation
  • Refer a Case

Site Footer

© 2023 Ortiz Law Firm

Sitemap | Disclaimer | Privacy Policy

Share this ArticleLike this article? Email it to a friend!

Email sent!