If you become disabled and are unable to work, it can be devastating to not only your finances but also your mental and emotional well-being. That’s why many people invest in disability insurance, such as Reassure America (Reassure) disability insurance, to help cover the costs of living when they can no longer work due to a disability.
Reassure disability insurance is a type of insurance that pays out a portion of your income if you become disabled and cannot work. It’s important to note that Reassure disability insurance is not the same as Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), which are government-run programs. Reassure disability insurance is a private insurance policy that you purchase through an insurance company.
While Reassure disability insurance can be a helpful safety net, navigating the claims process can be challenging. Insurance companies are in the business of making money, and they may try to deny your claim or offer you a low settlement. That’s where an attorney can help.
An attorney who specializes in disability insurance claims can help you navigate the claims process and ensure that you receive the benefits you are entitled to under your policy. They can also help you understand your policy and its provisions, as well as any applicable laws and regulations.
Here are some of the ways an attorney can help with your Reassure disability insurance claim:
1. Review Your Policy
An attorney can review your Reassure disability insurance policy to help you understand the specific terms, provisions, and limitations. They can also help you determine the amount of benefits you are entitled to receive.
2. File Your Claim
Filing a disability insurance claim can be a complex process, and an attorney can help ensure that you provide all the necessary information and documentation. They can also help you complete the forms and submit them on time.
3. Appeal a Denied Claim
If your Reassure disability insurance claim is denied, an attorney can help you appeal the decision. They can help you gather additional evidence, submit a strong appeal, and represent you in any hearings or negotiations.
4. Negotiate a Settlement
If your claim is approved, the insurance company may offer you a settlement. An attorney can help you negotiate a fair settlement that covers your expenses and meets your needs.
5. Represent You in Court
In some cases, it may be necessary to take your Reassure disability insurance claim to court. An attorney can represent you in court and present your case to a judge or jury.
In conclusion, Reassure disability insurance can provide a valuable safety net for those who become disabled and are unable to work. However, navigating the claims process can be challenging, and having an attorney on your side can help ensure that you receive the benefits you are entitled to under your policy. If you are considering purchasing Reassure disability insurance or need assistance with a disability insurance claim, it’s important to consult with an experienced attorney who can guide you through the process.
Legal Representation in Long Term Disability Insurance Claims
Although based in Florida, the Ortiz Law Firm represents claimants across the United States. If your LTD claim with Reassure has been wrongfully denied, delayed, or terminated and you’d like to speak to an experienced Long Term Disability Insurance Attorney, contact us at (888) 321-8131 to schedule a free case evaluation. We can help you evaluate your claim to determine if you will be able to access Long Term Disability Benefits and how to move forward with the process.