Union Security Long-Term Disability Claims and Appeals
Union Security Insurance Company (“USIC”) is a long-term disability insurer and plan administrator. USIC is part of Assurant, a global provider of risk management solutions covering 300 million lives worldwide. A long-term disability insurance policy with Union Security should pay a monthly benefit if you are unable to work due to a disabling accidental injury or illness.
Unfortunately, Union Security does not always approve long-term disability claims when it should. As experienced LTD insurance attorneys, the Ortiz Law Firm can help you appeal a Union Security disability claim denial.
Union Security Disability Insurance Policy
Long-term disability insurance should provide comprehensive, long-term benefits that would cover a disability caused by an accident or illness. A sample Union Security plan definition of the term disability is as follows:
“During the first 24 months of a period of disability (including the qualifying period), an injury, sickness, or pregnancy requires that you be under the regular care and attendance of a doctor, and prevents you from performing at least one of the material duties of your regular occupation; and
After 24 months of disability, an injury, sickness, or pregnancy prevents you from performing at least one of the material duties of each gainful occupation for which your education, training, and experience qualifies you.”
Union Security Long-Term Disability Attorney
Attorney Nick Ortiz is experienced in handling long-term disability denials (and benefit terminations) and has represented clients with their long-term disability claims against Union Security. A disability attorney with the Ortiz Law Firm has provided and offers the following legal services to disability claimants who have a long-term disability insurance policy or disability income policy purchased from Union Security:
- Legal representation in appealing a denial of long-term disability benefits by Union Security;
- Appeal of benefit terminations when Union Security improperly terminates previously approved LTD benefits;
- Representation in ERISA claims, including an appeal of a Union Security denial letter for group long-term disability benefits; and
- Representation in a federal lawsuit against Union Security for the denial of long-term disability benefits.
Contact the Ortiz Law Firm to schedule a free consultation with an experienced national long-term disability and ERISA attorney. Call us at (888) 321-8131 for a free case evaluation.
