There are several definitions of an Ability Claims Consultant in a long term disability claim.
One definition of an abilities claims consultant is a professional who specializes in assisting individuals with disabilities in filing claims for disability benefits. These consultants work with individuals who are unable to work due to a physical or mental impairment and help them navigate the complex process of filing a claim for disability benefits.
Abilities claims consultants typically have extensive knowledge of disability laws and regulations and are trained to assist individuals in gathering the necessary medical evidence to support their claim. They may also assist with completing application forms, gathering medical records, and representing individuals during the appeals process if their claim is denied.
In some cases, abilities claims consultants may work for a law firm or advocacy group, while in other cases, they may operate independently as a private consultant. Their ultimate goal is to help disabled individuals secure the benefits they are entitled to under the law.
A second definition is that an ability claims consultant, or ACC, is the claims handler or insurance adjuster typically responsible for reviewing and LTD claim and issuing a decision on the claim prior to the start of a lawsuit.