Rehabilitation benefits in a long-term disability claim refer to benefits that are provided to an individual to help them recover from a disability and return to work. Rehabilitation benefits may be included as part of a long-term disability policy, and they may be available in addition to disability benefits.
Rehabilitation benefits may take many forms, depending on the individual’s needs and the terms of the policy. Examples of rehabilitation benefits that may be included in a long-term disability policy include:
- Vocational rehabilitation services: These services may include job training, resume writing assistance, and job placement services to help the individual find work that is suitable for their abilities.
- Physical therapy: Physical therapy may be provided to help the individual recover from a physical disability and regain strength and mobility.
- Occupational therapy: Occupational therapy may be provided to help the individual learn new skills or adapt to their disability, enabling them to perform the activities of daily living and work-related tasks more easily.
- Counseling: Counseling services may be provided to help the individual cope with the emotional and psychological effects of their disability and develop strategies for managing stress and anxiety.
Rehabilitation benefits may also include financial assistance, such as coverage for the cost of job training or education programs, transportation to and from rehabilitation appointments, and other expenses related to the individual’s recovery.
Overall, rehabilitation benefits can be a valuable resource for individuals who are recovering from a disability and trying to return to work. If rehabilitation benefits are included in a long-term disability policy, it is important to understand the terms and conditions governing the benefits and how to access them if needed.