Empty Sella Syndrome (ESS) is a medical condition that affects the pituitary gland in the brain. This condition occurs when the membrane that covers the pituitary gland becomes weak or tears, causing cerebrospinal fluid to enter the sella turcica (a small bony cavity where the pituitary gland is located) and compressing the gland. This can result in hormonal imbalances, headaches, and vision problems.
Individuals with Empty Sella Syndrome may experience symptoms that can significantly impact their ability to work and perform daily activities. In certain instances, the symptoms of ESS may become severe and persistent, necessitating the exploration of long-term disability insurance benefits. For individuals afflicted with ESS who are considering applying for these benefits, here are some crucial aspects to bear in mind:
- Medical Evidence: The initial step in proving that you qualify for long-term disability insurance benefits is to provide medical documentation of your ESS diagnosis and related symptoms. Your should provide comprehensive medical records from your treating providers, including imaging reports, lab findings, and clinical observations. It’s important to submit undeniable medical proof that not only validates your diagnosis but also explains the severity and scope of your symptoms.
- Functional Impairments: Beyond medical evidence, it’s imperative to present proof of your functional impairments arising from ESS. This could range from limitations in standing, walking, lifting, and executing other job-related tasks to cognitive impairments. Your treating providers can evaluate your functional impairments and their impact on your work capacity.
- Prior Occupation: Your occupation prior to the onset of your disability plays a significant role in determining your eligibility for long-term disability insurance benefits. Should your ESS symptoms hinder you from fulfilling your former job’ duties, you might qualify for benefits. Conversely, if you can carry out other work despite your symptoms, your eligibility for benefits might be impacted.
- Insurance Plan Exclusions and Limitations: The terms of your disability insurance policy will also influence your eligibility. Some policies have a required waiting period before you can receive benefits, while others have rigid definitions of disability that exclude certain conditions.
To summarize, those with Empty Sella Syndrome may experience symptoms that impede their ability to work and carry out daily activities. If so, those individuals might be eligible for long-term disability insurance benefits. However, it is important that you carefully review your policy and provide substantial medical evidence and proof of your functional impairments. You can identify any policy exclusions or limitations with a thorough review of your insurance policy. Working with an experienced disability attorney can improve the your chances of obtaining the benefits you’re due. If you need help with your claim, call Ortiz Law Firm at (888) 321-8131.