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Has your disability claim been wrongfully denied or terminated? Call us today for help!  (888) 321-8131

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National Disability Law Firm | Ortiz Law Firm

We appeal wrongful long term disability insurance and Social Security Disability denials.

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Social Security Disability Benefits and Early Retirement

Question: I will start collecting Social Security in February of 2011. I am having health problems that will probably result in my not being able to work (even part-time) in the near future. Can I start collecting Social Security and then later change to Social Security Disability?

Answer: It depends on how old you are. You cannot collect social security disability after your full retirement age.

However, if you are talking about Early Retirement, then you should apply for disability because you will be eligible for full disability pay until your full retirement age (when you social security disability income becomes retirement income), and you will collect your full retirement income. If you take early retirement and do not file for disability, then you will forever collect a reduced retirement income.

Another benefit of applying for both Social Security disability benefits and early retirement: you can collect the reduced early retirement while applying for the disability income.

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Kristen S.

Kate Hauser handled my LTD appeal and got my benefits reinstated. The Ortiz team is professional, thorough, and all-around amazing. They made the whole ordeal a lot less stressful, and I’m so thankful to have found them.

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ORTIZ LAW FIRM
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