Social Security Disability Insurance is not an alternative unemployment program of benefits. Any factor that is not related to the claimant’s disability is not relevant to a disability determination. This includes an individual’s inability to find a job in a weak economy with few job vacancies or that an employer would not be likely to hire the claimant if they applied for work.
For example, the inability to afford gas or transportation to the job site is not an issue for Social Security to consider. The need to care for a terminal family member is not an issue for Social Security to consider. The need to pick one’s children up from school every day is not a factor for Social Security to consider. These are not valid reasons to qualify for disability. You must prove your condition keeps you from working, regardless of whether there are such jobs in your immediate area, and regardless of whether a specific job vacancy exists.
However, the receipt of unemployment insurance benefits does not necessarily preclude the receipt of Social Security disability benefits. The receipt of unemployment benefits is only one of many factors to consider in determining whether a claimant is disabled. See 20 CFR 404.1512(b) and 416.912(b). In considering claims of individuals who have applied for unemployment benefits, Administrative Law Judges (ALJs) should be mindful of the principles discussed in Social Security Ruling 00-1c, which incorporates Cleveland v. Policy Management Systems Corp., 526 U.S. 795 (1999).
In that case, the Supreme Court held, in a unanimous decision, that a claim for Social Security disability benefits is often consistent with a claim for relief under the Americans with Disabilities Act (ADA) even though there must be an ability to work in order to get relief under the ADA. The Court noted that, under the presumptions embodied in Social Security’s five-step sequential evaluation process, a person can qualify for Social Security disability benefits even though he or she remains capable of performing some work. Similar logic applies to applications for unemployment benefits.
In addition, it is often uncertain whether Social Security will find a person who applies for unemployment benefits ultimately to be disabled under its rules, and its decision-making process can be quite lengthy. Therefore, it is SSA’s position that individuals need not choose between applying for unemployment insurance and Social Security disability benefits.
However, an application for unemployment benefits is evidence that the ALJ must consider together with all the medical and other evidence. Often, the underlying circumstances will be of greater relevance than the mere application for and receipt of the benefits.
For instance, whether a person has, during his or her alleged period of disability, sought employment at jobs with physical demands over the person’s alleged limitations would be a relevant factor that an ALJ should consider, particularly if the ALJ inquired about an explanation for this apparent inconsistency. ALJs will look at the totality of the circumstances in determining the significance of the application for unemployment benefits and related efforts to obtain employment.
