Calkin v. USLIC – Court Finds Reasonable Basis For Long-Term Disability Denial
Calkin’s treating physicians found him severely limited by a combination of shoulder, back, knee, and elbow conditions, restricting him to well below even sedentary work. USLIC’s own file-reviewing physician disagreed, concluding Calkin could still perform his regular occupation, and the court sided with USLIC — finding that a reasonable basis to deny the long-term disability …