Guardian

Hari Sami, a Florida shipping supervisor, sued Guardian after it terminated his long-term disability benefits without giving him an opportunity to respond to critical medical reviews. The court ruled that Guardian violated ERISA by failing to provide those reports in advance of its final denial. As a result, the case was remanded for further …

Douglas Domino, Sr., a commercial truck driver in Louisiana, filed a lawsuit against Guardian Life Insurance Company after being denied long-term disability benefits. The court upheld Guardian's decision, agreeing that Domino was not in active full-time service due to an extended medical leave.